City National Bank in Whitehouse, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 17, 1997

  • City National Bank in Whitehouse, Texas (TX)
  • Show street view No street view available for this location

City National Bank - Overview

  • General
  • FDIC Certificate #: 26286
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Tyler Bank and Trust, National Association (#33780)
    Federal Reserve ID: 619064
    Date Established: June 24, 1985
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 32679
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: June 24, 1985
    Last Structure Change Effective Date: April 17, 1997
    Last Structure Change Process Date: April 24, 1997
    Last Data Update: April 24, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 1125 Highway 110 North, Whitehouse, TX 75791
    County: Smith
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tyler, TX (#8640)
    Combined Statistical Area (CSA): Tyler-Jacksonville, TX (#540)
    Core Based Statistical Area (CBSA): Tyler, TX (#46340)
    CBSA Metro Statistical Area: Tyler, TX (#46340)
  • Financial Summary
  • Total assets: $38.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $21Total assets
  • $39,370Cash and due from depository institutions
  • $3,648Interest-bearing balances
  • $387Securities
  • $2,030Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $30,389Loan loss allowance
  • $292Trading account assets
  • $0Bank premises and fixed assets
  • $2,310Other real estate owned
  • $466Goodwill and other intangibles
  • $527Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $39,370Total liabilities
  • $37,639Total deposits
  • $36,699Interest-bearing deposits
  • $27,974Deposits held in domestic offices
  • 36699.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $695Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $245Total equity capital
  • $245Total bank equity capital
  • $1,731Perpetual preferred stock
  • $0Common stock
  • $863Surplus
  • $862Undivided profits
  • Memoranda
  • $6Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,571Income earned, not collected on loans
  • $265Earning assets
  • $32,806Long-term assets (5+ years)
  • $704Average Assets, year-to-date
  • $40,087Average Assets, quarterly
  • $40,496Volatile liabilities
  • $8,348Insider loans
  • $1,331FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,945Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,739Total risk weighted assets
  • $30,960Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,184Total interest expense
  • $1,294Net interest income
  • $1,890Provision for loan and lease losses
  • $1,282Total noninterest income
  • $793Fiduciary activities
  • $0Service charges on deposit accounts
  • $601Trading account gains & fees
  • $0Additional noninterest income
  • $192Total noninterest expense
  • $2,161Salaries and employee benefits
  • $803Premises and equipment expense
  • $512Additional noninterest expense
  • $846Pre-tax net operating income
  • -$760Securities gains (losses)
  • $0Applicable income taxes
  • $0Income before extraordinary items
  • -$760Extraordinary gains - net
  • $0Net income attributable to bank
  • -$760Net charge-offs
  • $1,282Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.41%Cost of funding earning assets
  • 3.82%Net interest margin
  • 5.58%Noninterest income to earning assets
  • 2.34%Noninterest expense to earning assets
  • 6.38%Net operating income to assets
  • -1.90%Return on assets (ROA)
  • -1.90%Pretax return on assets
  • -1.90%Return on equity (ROE)
  • -31.03%Retained earnings to average equity (YTD only)
  • -31.03%Net charge-offs to loans
  • 4.19%Credit loss provision to net charge-offs
  • 100.00%Efficiency ratio
  • 80,544Assets per employee
  • 1.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.95%Loss allowance to noncurrent loans
  • 18.59%Noncurrent assets plus other real estate owned to assets
  • 5.17%Noncurrent loans to loans
  • 5.12%Net loans and leases to deposits
  • 82.81%Net loans and leases to core deposits
  • 104.62%Equity capital to assets
  • 4.40%Core capital (leverage) ratio
  • 4.15%Tier 1 risk-based capital ratio
  • 5.62%Total risk-based capital ratio
  • Memoranda
  • $7Average assets
  • $40,087Average earning assets
  • $2,449Average equity
  • $33,848Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with City National Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents