Cleveland Bank and Trust Company in Cleveland, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 23, 2001

Cleveland Bank and Trust Company in Cleveland, Tennessee (TN)
Show street view No street view available for this location

Cleveland Bank and Trust Company - Overview

General
FDIC Certificate #: 1691
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Tennessee Bank, National Association (#4977)
Federal Reserve ID: 696131
Date Established: January 01, 1906
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 6 (Interstate: No)
FDIC's unique #: 1113
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 23, 2001
Last Structure Change Process Date: March 28, 2001
Last Data Update: March 28, 2001
Data Source Date: April 05, 2012
Location
Address: 775 Raider Drive, Cleveland, TN 37311
County: Bradley
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Knoxville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Combined Statistical Area (CSA): Chattanooga-Cleveland-Athens, TN-GA (#174)
Core Based Statistical Area (CBSA): Cleveland, TN (#17420)
CBSA Metro Statistical Area: Cleveland, TN (#17420)
Financial Summary
Total assets: $265.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

Dollar figures in thousands
108Total employees (full-time equivalent)
$265,827Total assets
$11,178Cash and due from depository institutions
$0Interest-bearing balances
$79,644Securities
$0Federal funds sold & reverse repurchase agreements
$167,382Net loans & leases
$2,925Loan loss allowance
$0Trading account assets
$4,360Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$3,263All other assets
$265,827Total liabilities and capital
$245,423Total liabilities
$231,140Total deposits
$199,178Interest-bearing deposits
$231,140Deposits held in domestic offices
0.00%% insured (estimated)
$11,500Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$2,783All other liabilities
$20,404Total equity capital
$20,404Total bank equity capital
$20,404Perpetual preferred stock
$0Common stock
$1,000Surplus
$1,000Undivided profits
Memoranda
$18,404Noncurrent loans and leases
$35,532Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$129Earning assets
$0Long-term assets (5+ years)
$916Average Assets, year-to-date
$247,026Average Assets, quarterly
$71,909Volatile liabilities
$268,317Insider loans
$266,507FHLB advances
$44,128Loans and leases held for sale
$2,507Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$321Total risk weighted assets
$35,532Total unused commitments
$0Restructured Loans and leases
$2,242Derivatives

Income and Expense (December 31, 2000)

Dollar figures in thousands
$20,305Total interest income
$9,759Total interest expense
$10,546Net interest income
-$230Provision for loan and lease losses
$3,519Total noninterest income
$699Fiduciary activities
$2,032Service charges on deposit accounts
$0Trading account gains & fees
$788Additional noninterest income
$7,306Total noninterest expense
$4,383Salaries and employee benefits
$1,028Premises and equipment expense
$1,895Additional noninterest expense
$6,989Pre-tax net operating income
$8Securities gains (losses)
$2,550Applicable income taxes
$4,447Income before extraordinary items
$0Extraordinary gains - net
$4,447Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$217Sale, conversion, retirement of capital stock, net
$3,850Net operating income

Performance and Condition Ratios (December 31, 2000)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.11%Yield on earning assets
3.90%Cost of funding earning assets
4.21%Net interest margin
1.41%Noninterest income to earning assets
2.92%Noninterest expense to earning assets
1.66%Net operating income to assets
1.66%Return on assets (ROA)
2.61%Pretax return on assets
22.78%Return on equity (ROE)
3.06%Retained earnings to average equity (YTD only)
0.13%Net charge-offs to loans
-105.99%Credit loss provision to net charge-offs
31.15%Efficiency ratio
51,945Assets per employee
2.46%Cash dividends to net income (YTD only)
Condition Ratios (%)
86.58%Loss allowance to loans
1.72%Loss allowance to noncurrent loans
2267.44%Noncurrent assets plus other real estate owned to assets
0.05%Noncurrent loans to loans
0.08%Net loans and leases to deposits
72.42%Net loans and leases to core deposits
84.32%Equity capital to assets
7.68%Core capital (leverage) ratio
7.71%Tier 1 risk-based capital ratio
11.48%Total risk-based capital ratio
Memoranda
$13Average assets
$268,317Average earning assets
$19,522Average equity
$250,226Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Cleveland Bank and Trust Company.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.