Clinton State Bank in Clinton, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 09, 1998

  • Clinton State Bank in Clinton, Arkansas (AR)
  • Show street view No street view available for this location

Clinton State Bank - Overview

  • General
  • FDIC Certificate #: 16520
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 693149
    Date Established: October 01, 1946
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 10674
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 02, 1947
    Last Structure Change Effective Date: October 09, 1998
    Last Structure Change Process Date: November 05, 1998
    Last Data Update: November 05, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 202 South Court Street, Clinton, AR 72031
    County: Van Buren
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $70.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 29Total employees (full-time equivalent)
  • $70,795Total assets
  • $4,112Cash and due from depository institutions
  • $0Interest-bearing balances
  • $27,960Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $37,189Net loans & leases
  • $717Loan loss allowance
  • $0Trading account assets
  • $606Bank premises and fixed assets
  • $122Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $806All other assets
  • $70,795Total liabilities and capital
  • $65,542Total liabilities
  • $64,999Total deposits
  • $56,530Interest-bearing deposits
  • $64,999Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $182Other borrowed funds
  • $0Subordinated debt
  • $361All other liabilities
  • $5,253Total equity capital
  • $5,253Total bank equity capital
  • $5,253Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $2,100Undivided profits
  • Memoranda
  • $2,753Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $110Earning assets
  • $0Long-term assets (5+ years)
  • $329Average Assets, year-to-date
  • $65,149Average Assets, quarterly
  • $1,445Volatile liabilities
  • $68,805Insider loans
  • $70,999FHLB advances
  • $6,792Loans and leases held for sale
  • $460Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,116Total unused commitments
  • $0Restructured Loans and leases
  • $37,991Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $5,061Total interest income
  • $1,988Total interest expense
  • $3,073Net interest income
  • $63Provision for loan and lease losses
  • $384Total noninterest income
  • $0Fiduciary activities
  • $255Service charges on deposit accounts
  • $0Trading account gains & fees
  • $129Additional noninterest income
  • $1,769Total noninterest expense
  • $929Salaries and employee benefits
  • $165Premises and equipment expense
  • $675Additional noninterest expense
  • $1,625Pre-tax net operating income
  • -$31Securities gains (losses)
  • $552Applicable income taxes
  • $1,042Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,042Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $72Sale, conversion, retirement of capital stock, net
  • $950Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.91%Yield on earning assets
  • 3.11%Cost of funding earning assets
  • 4.80%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 2.77%Noninterest expense to earning assets
  • 1.54%Net operating income to assets
  • 1.51%Return on assets (ROA)
  • 2.32%Pretax return on assets
  • 20.88%Return on equity (ROE)
  • 1.84%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 87.50%Credit loss provision to net charge-offs
  • 23.44%Efficiency ratio
  • 51,172Assets per employee
  • 2.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 91.17%Loss allowance to loans
  • 1.89%Loss allowance to noncurrent loans
  • 651.82%Noncurrent assets plus other real estate owned to assets
  • 0.33%Noncurrent loans to loans
  • 0.29%Net loans and leases to deposits
  • 57.21%Net loans and leases to core deposits
  • 63.69%Equity capital to assets
  • 7.42%Core capital (leverage) ratio
  • 7.31%Tier 1 risk-based capital ratio
  • 13.82%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $68,805Average earning assets
  • $4,990Average equity
  • $63,976Average loans

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