Clinton State Bank in Clinton, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 09, 1998

  • Clinton State Bank in Clinton, Arkansas (AR)
  • Show street view No street view available for this location

Clinton State Bank - Overview

  • General
  • FDIC Certificate #: 16520
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 693149
    Date Established: October 01, 1946
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 10674
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 02, 1947
    Last Structure Change Effective Date: October 09, 1998
    Last Structure Change Process Date: November 05, 1998
    Last Data Update: November 05, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 202 South Court Street, Clinton, AR 72031
    County: Van Buren
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $70.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 29Total employees (full-time equivalent)
  • $70,795Total assets
  • $4,112Cash and due from depository institutions
  • $0Interest-bearing balances
  • $27,960Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $37,189Net loans & leases
  • $717Loan loss allowance
  • $0Trading account assets
  • $606Bank premises and fixed assets
  • $122Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $806All other assets
  • $70,795Total liabilities and capital
  • $65,542Total liabilities
  • $64,999Total deposits
  • $56,530Interest-bearing deposits
  • $64,999Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $182Other borrowed funds
  • $0Subordinated debt
  • $361All other liabilities
  • $5,253Total equity capital
  • $5,253Total bank equity capital
  • $5,253Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $2,100Undivided profits
  • Memoranda
  • $2,753Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $110Earning assets
  • $0Long-term assets (5+ years)
  • $329Average Assets, year-to-date
  • $65,149Average Assets, quarterly
  • $1,445Volatile liabilities
  • $68,805Insider loans
  • $70,999FHLB advances
  • $6,792Loans and leases held for sale
  • $460Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,116Total unused commitments
  • $0Restructured Loans and leases
  • $37,991Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $5,061Total interest income
  • $1,988Total interest expense
  • $3,073Net interest income
  • $63Provision for loan and lease losses
  • $384Total noninterest income
  • $0Fiduciary activities
  • $255Service charges on deposit accounts
  • $0Trading account gains & fees
  • $129Additional noninterest income
  • $1,769Total noninterest expense
  • $929Salaries and employee benefits
  • $165Premises and equipment expense
  • $675Additional noninterest expense
  • $1,625Pre-tax net operating income
  • -$31Securities gains (losses)
  • $552Applicable income taxes
  • $1,042Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,042Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $72Sale, conversion, retirement of capital stock, net
  • $950Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.91%Yield on earning assets
  • 3.11%Cost of funding earning assets
  • 4.80%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 2.77%Noninterest expense to earning assets
  • 1.54%Net operating income to assets
  • 1.51%Return on assets (ROA)
  • 2.32%Pretax return on assets
  • 20.88%Return on equity (ROE)
  • 1.84%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 87.50%Credit loss provision to net charge-offs
  • 23.44%Efficiency ratio
  • 51,172Assets per employee
  • 2.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 91.17%Loss allowance to loans
  • 1.89%Loss allowance to noncurrent loans
  • 651.82%Noncurrent assets plus other real estate owned to assets
  • 0.33%Noncurrent loans to loans
  • 0.29%Net loans and leases to deposits
  • 57.21%Net loans and leases to core deposits
  • 63.69%Equity capital to assets
  • 7.42%Core capital (leverage) ratio
  • 7.31%Tier 1 risk-based capital ratio
  • 13.82%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $68,805Average earning assets
  • $4,990Average equity
  • $63,976Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Clinton State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents