Coffee County Bank in Douglas, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 19, 1998

  • Coffee County Bank in Douglas, Georgia (GA)
  • Show street view No street view available for this location

Coffee County Bank - Overview

  • General
  • FDIC Certificate #: 152
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Liberty Bank (#29568)
    Federal Reserve ID: 481739
    Date Established: July 01, 1931
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 10727
    FDIC's unique #: 119
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 19, 1998
    Last Structure Change Process Date: June 24, 1998
    Last Data Update: June 24, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 North Peterson Avenue, Douglas, GA 31533
    County: Coffee
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Albany Ga
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Douglas, GA (#20060)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $84.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $86,523Total assets
  • $5,843Cash and due from depository institutions
  • $49Interest-bearing balances
  • $16,167Securities
  • $3,220Federal funds sold & reverse repurchase agreements
  • $58,384Net loans & leases
  • $768Loan loss allowance
  • $0Trading account assets
  • $1,581Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,328All other assets
  • $86,523Total liabilities and capital
  • $79,577Total liabilities
  • $70,593Total deposits
  • $56,512Interest-bearing deposits
  • $70,593Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $6,284Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $2,282Other borrowed funds
  • $0Subordinated debt
  • $418All other liabilities
  • $6,946Total equity capital
  • $6,946Total bank equity capital
  • $6,946Perpetual preferred stock
  • $0Common stock
  • $1,162Surplus
  • $2,838Undivided profits
  • Memoranda
  • $2,946Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $481Earning assets
  • $0Long-term assets (5+ years)
  • $737Average Assets, year-to-date
  • $77,820Average Assets, quarterly
  • $11,773Volatile liabilities
  • $77,540Insider loans
  • $83,050FHLB advances
  • $15,081Loans and leases held for sale
  • $1,191Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $7,609Total unused commitments
  • $0Restructured Loans and leases
  • $59,327Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $6,842Total interest income
  • $2,848Total interest expense
  • $3,994Net interest income
  • $264Provision for loan and lease losses
  • $428Total noninterest income
  • $0Fiduciary activities
  • $340Service charges on deposit accounts
  • $0Trading account gains & fees
  • $88Additional noninterest income
  • $2,533Total noninterest expense
  • $1,466Salaries and employee benefits
  • $310Premises and equipment expense
  • $757Additional noninterest expense
  • $1,625Pre-tax net operating income
  • $10Securities gains (losses)
  • $497Applicable income taxes
  • $1,138Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,138Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $107Sale, conversion, retirement of capital stock, net
  • $456Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.53%Yield on earning assets
  • 3.97%Cost of funding earning assets
  • 5.57%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 3.53%Noninterest expense to earning assets
  • 1.46%Net operating income to assets
  • 1.47%Return on assets (ROA)
  • 2.11%Pretax return on assets
  • 17.39%Return on equity (ROE)
  • 10.42%Retained earnings to average equity (YTD only)
  • 0.20%Net charge-offs to loans
  • 246.73%Credit loss provision to net charge-offs
  • 17.65%Efficiency ratio
  • 57,282Assets per employee
  • 2.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 40.07%Loss allowance to loans
  • 1.30%Loss allowance to noncurrent loans
  • 159.67%Noncurrent assets plus other real estate owned to assets
  • 0.56%Noncurrent loans to loans
  • 0.81%Net loans and leases to deposits
  • 82.71%Net loans and leases to core deposits
  • 93.98%Equity capital to assets
  • 8.03%Core capital (leverage) ratio
  • 8.36%Tier 1 risk-based capital ratio
  • 11.63%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $77,540Average earning assets
  • $6,542Average equity
  • $71,769Average loans

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