Colonial Bank in Des Peres, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 11, 1998

  • Colonial Bank in Des Peres, Missouri (MO)
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Colonial Bank - Overview

  • General
  • FDIC Certificate #: 19587
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank of St. Louis (#4534)
    Federal Reserve ID: 950057
    Date Established: May 16, 1966
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 13386
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 16, 1966
    Last Structure Change Effective Date: September 11, 1998
    Last Structure Change Process Date: September 23, 1998
    Last Data Update: September 23, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 12230 Manchester Road, Des Peres, MO 63131
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $218.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 52Total employees (full-time equivalent)
  • $218,124Total assets
  • $11,073Cash and due from depository institutions
  • $0Interest-bearing balances
  • $57,794Securities
  • $880Federal funds sold & reverse repurchase agreements
  • $142,241Net loans & leases
  • $1,918Loan loss allowance
  • $0Trading account assets
  • $3,591Bank premises and fixed assets
  • $233Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,312All other assets
  • $218,124Total liabilities and capital
  • $199,801Total liabilities
  • $198,471Total deposits
  • $154,153Interest-bearing deposits
  • $198,471Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $223Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,107All other liabilities
  • $18,323Total equity capital
  • $18,323Total bank equity capital
  • $18,323Perpetual preferred stock
  • $0Common stock
  • $661Surplus
  • $4,269Undivided profits
  • Memoranda
  • $13,393Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $382Earning assets
  • $0Long-term assets (5+ years)
  • $746Average Assets, year-to-date
  • $200,915Average Assets, quarterly
  • $11,737Volatile liabilities
  • $202,898Insider loans
  • $211,729FHLB advances
  • $16,406Loans and leases held for sale
  • $6,492Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $10,044Total risk weighted assets
  • $32,185Total unused commitments
  • $0Restructured Loans and leases
  • $140,416Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $15,052Total interest income
  • $5,725Total interest expense
  • $9,327Net interest income
  • $240Provision for loan and lease losses
  • $1,166Total noninterest income
  • $70Fiduciary activities
  • $551Service charges on deposit accounts
  • $0Trading account gains & fees
  • $545Additional noninterest income
  • $4,334Total noninterest expense
  • $2,136Salaries and employee benefits
  • $598Premises and equipment expense
  • $1,600Additional noninterest expense
  • $5,919Pre-tax net operating income
  • $129Securities gains (losses)
  • $2,320Applicable income taxes
  • $3,728Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,728Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$10Sale, conversion, retirement of capital stock, net
  • $1,850Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.14%Yield on earning assets
  • 3.10%Cost of funding earning assets
  • 5.04%Net interest margin
  • 0.63%Noninterest income to earning assets
  • 2.34%Noninterest expense to earning assets
  • 1.80%Net operating income to assets
  • 1.84%Return on assets (ROA)
  • 2.98%Pretax return on assets
  • 21.87%Return on equity (ROE)
  • 11.02%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • -2400.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 41,304Assets per employee
  • 4.19%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 49.62%Loss allowance to loans
  • 1.33%Loss allowance to noncurrent loans
  • 502.09%Noncurrent assets plus other real estate owned to assets
  • 0.28%Noncurrent loans to loans
  • 0.26%Net loans and leases to deposits
  • 71.67%Net loans and leases to core deposits
  • 78.03%Equity capital to assets
  • 8.40%Core capital (leverage) ratio
  • 8.48%Tier 1 risk-based capital ratio
  • 12.95%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $202,898Average earning assets
  • $17,043Average equity
  • $184,930Average loans

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