Commerce Bank, National Association in Kansas City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1995

  • Commerce Bank, National Association in Kansas City, Missouri (MO)
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Commerce Bank, National Association - Overview

  • General
  • FDIC Certificate #: 1154
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Commerce Bank (#24998)
    Federal Reserve ID: 601050
    Date Established: January 01, 1865
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 28 (Interstate: No)
    FDIC's unique #: 791
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 01, 1995
    Last Structure Change Process Date: August 31, 1995
    Last Data Update: April 11, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 1000 Walnut Street, Kansas City, MO 64106
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $2,363.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $1,394Total assets
  • $2,371,985Cash and due from depository institutions
  • $354,206Interest-bearing balances
  • $0Securities
  • $597,792Federal funds sold & reverse repurchase agreements
  • $225,700Net loans & leases
  • $1,034,240Loan loss allowance
  • $25,131Trading account assets
  • $6,772Bank premises and fixed assets
  • $69,266Other real estate owned
  • $5,723Goodwill and other intangibles
  • $73,966Life insurance assets
  • $4,320All other assets
  • $0Total liabilities and capital
  • $2,371,985Total liabilities
  • $2,222,523Total deposits
  • $1,929,352Interest-bearing deposits
  • $1,261,290Deposits held in domestic offices
  • 1929352.00%% insured (estimated)
  • $68Federal funds purchased & repurchase agreements
  • $248,188Trading liabilities
  • $1,321Other borrowed funds
  • $13,782Subordinated debt
  • $0All other liabilities
  • $29,880Total equity capital
  • $29,880Total bank equity capital
  • $149,462Perpetual preferred stock
  • $0Common stock
  • $18,000Surplus
  • $56,512Undivided profits
  • Memoranda
  • $74,950Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,484Income earned, not collected on loans
  • $6,525Earning assets
  • $1,863,201Long-term assets (5+ years)
  • $169,821Average Assets, year-to-date
  • $2,303,564Average Assets, quarterly
  • $2,298,359Volatile liabilities
  • $298,966Insider loans
  • $148,982FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,696,743Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $161,253Total risk weighted assets
  • $1,591,614Total unused commitments
  • $0Restructured Loans and leases
  • $51,186Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $130,925Total interest expense
  • $46,599Net interest income
  • $84,326Provision for loan and lease losses
  • $4,566Total noninterest income
  • $65,772Fiduciary activities
  • $14,543Service charges on deposit accounts
  • $19,745Trading account gains & fees
  • $4,028Additional noninterest income
  • $27,456Total noninterest expense
  • $99,868Salaries and employee benefits
  • $40,999Premises and equipment expense
  • $8,161Additional noninterest expense
  • $50,708Pre-tax net operating income
  • $45,664Securities gains (losses)
  • $313Applicable income taxes
  • $16,096Income before extraordinary items
  • $29,881Extraordinary gains - net
  • $0Net income attributable to bank
  • $29,881Net charge-offs
  • $4,373Cash dividends
  • $42,003Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.07%Cost of funding earning assets
  • 2.51%Net interest margin
  • 4.55%Noninterest income to earning assets
  • 3.55%Noninterest expense to earning assets
  • 5.39%Net operating income to assets
  • 1.29%Return on assets (ROA)
  • 1.30%Pretax return on assets
  • 2.00%Return on equity (ROE)
  • 18.09%Retained earnings to average equity (YTD only)
  • -7.34%Net charge-offs to loans
  • 0.41%Credit loss provision to net charge-offs
  • 104.41%Efficiency ratio
  • 66,470Assets per employee
  • 1.70%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 140.57%Loss allowance to loans
  • 2.37%Loss allowance to noncurrent loans
  • 721.33%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.33%Net loans and leases to deposits
  • 53.61%Net loans and leases to core deposits
  • 54.65%Equity capital to assets
  • 6.30%Core capital (leverage) ratio
  • 7.22%Tier 1 risk-based capital ratio
  • 10.13%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $2,303,564Average earning assets
  • $165,158Average equity
  • $1,853,119Average loans

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