Commerce Bank, National Association in Springfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 28, 1996

  • Commerce Bank, National Association in Springfield, Missouri (MO)
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Commerce Bank, National Association - Overview

  • General
  • FDIC Certificate #: 13072
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Commerce Bank (#24998)
    Federal Reserve ID: 371054
    Date Established: September 20, 1902
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 15 (Interstate: No)
    FDIC's unique #: 8263
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 28, 1996
    Last Structure Change Process Date: July 10, 1996
    Last Data Update: July 10, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 1345 East Battlefield, Springfield, MO 65804
    County: Greene
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
    Core Based Statistical Area (CBSA): Springfield, MO (#44180)
    CBSA Metro Statistical Area: Springfield, MO (#44180)
  • Financial Summary
  • Total assets: $725.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $356Total assets
  • $729,314Cash and due from depository institutions
  • $44,279Interest-bearing balances
  • $0Securities
  • $176,279Federal funds sold & reverse repurchase agreements
  • $18,000Net loans & leases
  • $470,691Loan loss allowance
  • $6,853Trading account assets
  • $0Bank premises and fixed assets
  • $10,389Other real estate owned
  • $118Goodwill and other intangibles
  • $8,370Life insurance assets
  • $1,188All other assets
  • $0Total liabilities and capital
  • $729,314Total liabilities
  • $678,735Total deposits
  • $657,433Interest-bearing deposits
  • $529,541Deposits held in domestic offices
  • 657433.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $15,150Trading liabilities
  • $0Other borrowed funds
  • $142Subordinated debt
  • $0All other liabilities
  • $6,010Total equity capital
  • $6,010Total bank equity capital
  • $50,579Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $20,813Undivided profits
  • Memoranda
  • $28,766Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,711Income earned, not collected on loans
  • $2,795Earning assets
  • $664,970Long-term assets (5+ years)
  • $55,375Average Assets, year-to-date
  • $725,615Average Assets, quarterly
  • $722,128Volatile liabilities
  • $28,844Insider loans
  • $29,177FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $225,671Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $48,019Total risk weighted assets
  • $447,138Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $53,186Total interest expense
  • $22,884Net interest income
  • $30,302Provision for loan and lease losses
  • $791Total noninterest income
  • $8,044Fiduciary activities
  • $1,334Service charges on deposit accounts
  • $4,124Trading account gains & fees
  • $0Additional noninterest income
  • $2,586Total noninterest expense
  • $21,391Salaries and employee benefits
  • $8,997Premises and equipment expense
  • $2,329Additional noninterest expense
  • $10,065Pre-tax net operating income
  • $16,164Securities gains (losses)
  • $138Applicable income taxes
  • $6,075Income before extraordinary items
  • $10,227Extraordinary gains - net
  • $0Net income attributable to bank
  • $10,227Net charge-offs
  • $695Cash dividends
  • $12,000Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.01%Cost of funding earning assets
  • 3.45%Net interest margin
  • 4.56%Noninterest income to earning assets
  • 1.21%Noninterest expense to earning assets
  • 3.22%Net operating income to assets
  • 1.40%Return on assets (ROA)
  • 1.41%Pretax return on assets
  • 2.25%Return on equity (ROE)
  • 20.05%Retained earnings to average equity (YTD only)
  • -3.48%Net charge-offs to loans
  • 0.15%Credit loss provision to net charge-offs
  • 113.81%Efficiency ratio
  • 55,560Assets per employee
  • 2.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 117.34%Loss allowance to loans
  • 1.44%Loss allowance to noncurrent loans
  • 252.78%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.57%Net loans and leases to deposits
  • 71.60%Net loans and leases to core deposits
  • 73.12%Equity capital to assets
  • 6.94%Core capital (leverage) ratio
  • 6.64%Tier 1 risk-based capital ratio
  • 10.74%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $725,615Average earning assets
  • $51,016Average equity
  • $663,894Average loans

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