Commerce Bank, National Association in Wichita, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 18, 1997

  • Commerce Bank, National Association in Wichita, Kansas (KS)
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Commerce Bank, National Association - Overview

  • General
  • FDIC Certificate #: 4802
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Commerce Bank, National Association (#10911)
    Federal Reserve ID: 500050
    Date Established: January 01, 1906
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 22 (Interstate: No)
    FDIC's unique #: 3211
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 18, 1997
    Last Structure Change Process Date: April 30, 1997
    Last Data Update: April 11, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: Main At First Street, Wichita, KS 67201
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • Financial Summary
  • Total assets: $731.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $278Total assets
  • $743,382Cash and due from depository institutions
  • $34,446Interest-bearing balances
  • $80Securities
  • $211,045Federal funds sold & reverse repurchase agreements
  • $47,250Net loans & leases
  • $380,217Loan loss allowance
  • $7,804Trading account assets
  • $0Bank premises and fixed assets
  • $13,210Other real estate owned
  • $212Goodwill and other intangibles
  • $7,774Life insurance assets
  • $49,228All other assets
  • $0Total liabilities and capital
  • $743,382Total liabilities
  • $647,123Total deposits
  • $593,912Interest-bearing deposits
  • $499,212Deposits held in domestic offices
  • 593912.00%% insured (estimated)
  • $84Federal funds purchased & repurchase agreements
  • $33,152Trading liabilities
  • $0Other borrowed funds
  • $12,508Subordinated debt
  • $0All other liabilities
  • $7,551Total equity capital
  • $7,551Total bank equity capital
  • $96,259Perpetual preferred stock
  • $0Common stock
  • $6,000Surplus
  • $92,133Undivided profits
  • Memoranda
  • $-1,874Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,067Income earned, not collected on loans
  • $2,374Earning assets
  • $638,592Long-term assets (5+ years)
  • $70,474Average Assets, year-to-date
  • $743,319Average Assets, quarterly
  • $735,336Volatile liabilities
  • $68,471Insider loans
  • $50FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $158,399Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $45,925Total risk weighted assets
  • $410,315Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $50,393Total interest expense
  • $24,542Net interest income
  • $25,851Provision for loan and lease losses
  • $4,612Total noninterest income
  • $6,318Fiduciary activities
  • $1,386Service charges on deposit accounts
  • $3,187Trading account gains & fees
  • $0Additional noninterest income
  • $1,745Total noninterest expense
  • $31,238Salaries and employee benefits
  • $8,831Premises and equipment expense
  • $3,384Additional noninterest expense
  • $19,023Pre-tax net operating income
  • -$3,681Securities gains (losses)
  • $65Applicable income taxes
  • -$728Income before extraordinary items
  • -$2,888Extraordinary gains - net
  • $0Net income attributable to bank
  • -$2,888Net charge-offs
  • $4,577Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.98%Cost of funding earning assets
  • 3.89%Net interest margin
  • 4.09%Noninterest income to earning assets
  • 1.00%Noninterest expense to earning assets
  • 4.95%Net operating income to assets
  • -0.40%Return on assets (ROA)
  • -0.39%Pretax return on assets
  • -0.49%Return on equity (ROE)
  • -2.97%Retained earnings to average equity (YTD only)
  • -2.97%Net charge-offs to loans
  • 1.21%Credit loss provision to net charge-offs
  • 100.76%Efficiency ratio
  • 76,294Assets per employee
  • 2.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.01%Loss allowance to noncurrent loans
  • 154.02%Noncurrent assets plus other real estate owned to assets
  • 0.71%Noncurrent loans to loans
  • 1.31%Net loans and leases to deposits
  • 64.02%Net loans and leases to core deposits
  • 66.93%Equity capital to assets
  • 12.95%Core capital (leverage) ratio
  • 6.71%Tier 1 risk-based capital ratio
  • 11.19%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $743,319Average earning assets
  • $97,376Average equity
  • $631,569Average loans

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