Commerce Bank of Joplin, National Association in Joplin, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 28, 1996

  • Commerce Bank of Joplin, National Association in Joplin, Missouri (MO)
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Commerce Bank of Joplin, National Association - Overview

  • General
  • FDIC Certificate #: 1957
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Commerce Bank (#24998)
    Federal Reserve ID: 870454
    Date Established: December 12, 1900
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 1316
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 28, 1996
    Last Structure Change Process Date: July 10, 1996
    Last Data Update: July 10, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 225 Main Street, Joplin, MO 64801
    County: Jasper
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Joplin, MO (#3710)
    Core Based Statistical Area (CBSA): Joplin, MO (#27900)
    CBSA Metro Statistical Area: Joplin, MO (#27900)
  • Financial Summary
  • Total assets: $143.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $56Total assets
  • $146,904Cash and due from depository institutions
  • $4,773Interest-bearing balances
  • $0Securities
  • $40,048Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $98,972Loan loss allowance
  • $1,076Trading account assets
  • $0Bank premises and fixed assets
  • $1,331Other real estate owned
  • $374Goodwill and other intangibles
  • $1,406Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $146,904Total liabilities
  • $136,753Total deposits
  • $133,809Interest-bearing deposits
  • $114,643Deposits held in domestic offices
  • 133809.00%% insured (estimated)
  • $86Federal funds purchased & repurchase agreements
  • $2,100Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $844Total equity capital
  • $844Total bank equity capital
  • $10,151Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $1,100Undivided profits
  • Memoranda
  • $8,651Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $247Income earned, not collected on loans
  • $510Earning assets
  • $139,020Long-term assets (5+ years)
  • $8,699Average Assets, year-to-date
  • $147,017Average Assets, quarterly
  • $147,513Volatile liabilities
  • $5,952Insider loans
  • $5,268FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $32,189Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,779Total risk weighted assets
  • $93,635Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $11,020Total interest expense
  • $5,179Net interest income
  • $5,841Provision for loan and lease losses
  • $190Total noninterest income
  • $847Fiduciary activities
  • $0Service charges on deposit accounts
  • $521Trading account gains & fees
  • $0Additional noninterest income
  • $326Total noninterest expense
  • $3,790Salaries and employee benefits
  • $1,380Premises and equipment expense
  • $488Additional noninterest expense
  • $1,922Pre-tax net operating income
  • $2,708Securities gains (losses)
  • $23Applicable income taxes
  • $1,032Income before extraordinary items
  • $1,699Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,699Net charge-offs
  • $160Cash dividends
  • $1,000Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.94%Cost of funding earning assets
  • 3.73%Net interest margin
  • 4.21%Noninterest income to earning assets
  • 0.61%Noninterest expense to earning assets
  • 2.73%Net operating income to assets
  • 1.15%Return on assets (ROA)
  • 1.16%Pretax return on assets
  • 1.86%Return on equity (ROE)
  • 17.76%Retained earnings to average equity (YTD only)
  • 7.31%Net charge-offs to loans
  • 0.17%Credit loss provision to net charge-offs
  • 118.75%Efficiency ratio
  • 56,669Assets per employee
  • 2.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 58.86%Loss allowance to loans
  • 1.08%Loss allowance to noncurrent loans
  • 435.63%Noncurrent assets plus other real estate owned to assets
  • 0.42%Noncurrent loans to loans
  • 0.25%Net loans and leases to deposits
  • 73.97%Net loans and leases to core deposits
  • 76.16%Equity capital to assets
  • 6.91%Core capital (leverage) ratio
  • 6.63%Tier 1 risk-based capital ratio
  • 10.44%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $147,017Average earning assets
  • $9,564Average equity
  • $138,746Average loans

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