Commerce Bank of Lebanon, National Association in Lebanon, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 28, 1996

  • Commerce Bank of Lebanon, National Association in Lebanon, Missouri (MO)
  • Show street view No street view available for this location

Commerce Bank of Lebanon, National Association - Overview

  • General
  • FDIC Certificate #: 1644
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Commerce Bank (#24998)
    Federal Reserve ID: 925251
    Date Established: January 01, 1905
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 1080
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 28, 1996
    Last Structure Change Process Date: July 10, 1996
    Last Data Update: July 10, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 224 West Commercial Street, Lebanon, MO 65536
    County: Laclede
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Lebanon, MO (#30060)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $103.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $33Total assets
  • $105,467Cash and due from depository institutions
  • $3,039Interest-bearing balances
  • $0Securities
  • $44,392Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $55,485Loan loss allowance
  • $1,427Trading account assets
  • $0Bank premises and fixed assets
  • $940Other real estate owned
  • $0Goodwill and other intangibles
  • $1,611Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $105,467Total liabilities
  • $98,152Total deposits
  • $96,857Interest-bearing deposits
  • $84,353Deposits held in domestic offices
  • 96857.00%% insured (estimated)
  • $87Federal funds purchased & repurchase agreements
  • $425Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $870Total equity capital
  • $870Total bank equity capital
  • $7,315Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $1,000Undivided profits
  • Memoranda
  • $5,815Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $32Income earned, not collected on loans
  • $512Earning assets
  • $99,877Long-term assets (5+ years)
  • $7,381Average Assets, year-to-date
  • $100,776Average Assets, quarterly
  • $103,277Volatile liabilities
  • $4,924Insider loans
  • $388FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $16,085Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,891Total risk weighted assets
  • $51,530Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,196Total interest expense
  • $3,494Net interest income
  • $3,702Provision for loan and lease losses
  • $0Total noninterest income
  • $588Fiduciary activities
  • $0Service charges on deposit accounts
  • $402Trading account gains & fees
  • $0Additional noninterest income
  • $186Total noninterest expense
  • $2,034Salaries and employee benefits
  • $755Premises and equipment expense
  • $186Additional noninterest expense
  • $1,093Pre-tax net operating income
  • $2,256Securities gains (losses)
  • $15Applicable income taxes
  • $858Income before extraordinary items
  • $1,413Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,413Net charge-offs
  • $30Cash dividends
  • $1,500Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.56%Cost of funding earning assets
  • 3.67%Net interest margin
  • 3.89%Noninterest income to earning assets
  • 0.62%Noninterest expense to earning assets
  • 2.14%Net operating income to assets
  • 1.39%Return on assets (ROA)
  • 1.40%Pretax return on assets
  • 2.25%Return on equity (ROE)
  • 19.36%Retained earnings to average equity (YTD only)
  • -1.19%Net charge-offs to loans
  • 0.06%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 47,413Assets per employee
  • 3.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 106.16%Loss allowance to loans
  • 2.51%Loss allowance to noncurrent loans
  • 4459.38%Noncurrent assets plus other real estate owned to assets
  • 0.03%Noncurrent loans to loans
  • 0.06%Net loans and leases to deposits
  • 57.29%Net loans and leases to core deposits
  • 60.08%Equity capital to assets
  • 6.94%Core capital (leverage) ratio
  • 6.67%Tier 1 risk-based capital ratio
  • 13.37%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $100,776Average earning assets
  • $7,299Average equity
  • $95,192Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Commerce Bank of Lebanon, National Association.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents