Commerce Bank of St. Francois County, National Association in Farmington, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 08, 1994

  • Commerce Bank of St. Francois County, National Association in Farmington, Missouri (MO)
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Commerce Bank of St. Francois County, National Association - Overview

  • General
  • FDIC Certificate #: 20253
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Commerce Bank, National Association (#13730)
    Federal Reserve ID: 573942
    Date Established: August 31, 1970
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    FDIC's unique #: 13932
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: August 31, 1970
    Last Structure Change Effective Date: March 08, 1994
    Last Structure Change Process Date: March 17, 1994
    Last Data Update: March 17, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 1040 East Karsch Boulevard, Farmington, MO 63640
    County: St. Francois
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): Farmington, MO (#22100)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $101.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $59Total assets
  • $101,350Cash and due from depository institutions
  • $3,183Interest-bearing balances
  • $0Securities
  • $34,756Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $60,062Loan loss allowance
  • $996Trading account assets
  • $0Bank premises and fixed assets
  • $1,476Other real estate owned
  • $55Goodwill and other intangibles
  • $1,359Life insurance assets
  • $459All other assets
  • $0Total liabilities and capital
  • $101,350Total liabilities
  • $93,641Total deposits
  • $91,028Interest-bearing deposits
  • $81,600Deposits held in domestic offices
  • 91028.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $2,030Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $583Total equity capital
  • $583Total bank equity capital
  • $7,709Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $2,000Undivided profits
  • Memoranda
  • $5,409Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $408Income earned, not collected on loans
  • $314Earning assets
  • $94,818Long-term assets (5+ years)
  • $1,562Average Assets, year-to-date
  • $108,553Average Assets, quarterly
  • $105,222Volatile liabilities
  • $3,196Insider loans
  • $694FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $12,292Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,250Total risk weighted assets
  • $42,657Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,169Total interest expense
  • $3,235Net interest income
  • $3,934Provision for loan and lease losses
  • $85Total noninterest income
  • $750Fiduciary activities
  • $0Service charges on deposit accounts
  • $523Trading account gains & fees
  • $0Additional noninterest income
  • $227Total noninterest expense
  • $3,072Salaries and employee benefits
  • $1,252Premises and equipment expense
  • $337Additional noninterest expense
  • $1,483Pre-tax net operating income
  • $1,527Securities gains (losses)
  • $91Applicable income taxes
  • $619Income before extraordinary items
  • $999Extraordinary gains - net
  • $0Net income attributable to bank
  • $999Net charge-offs
  • $107Cash dividends
  • $750Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.02%Cost of funding earning assets
  • 3.17%Net interest margin
  • 3.85%Noninterest income to earning assets
  • 0.73%Noninterest expense to earning assets
  • 3.01%Net operating income to assets
  • 0.87%Return on assets (ROA)
  • 0.92%Pretax return on assets
  • 1.49%Return on equity (ROE)
  • 12.79%Retained earnings to average equity (YTD only)
  • 3.19%Net charge-offs to loans
  • 0.18%Credit loss provision to net charge-offs
  • 79.44%Efficiency ratio
  • 64,411Assets per employee
  • 1.72%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 75.08%Loss allowance to loans
  • 1.63%Loss allowance to noncurrent loans
  • 244.12%Noncurrent assets plus other real estate owned to assets
  • 0.46%Noncurrent loans to loans
  • 0.67%Net loans and leases to deposits
  • 65.98%Net loans and leases to core deposits
  • 66.84%Equity capital to assets
  • 7.61%Core capital (leverage) ratio
  • 7.02%Tier 1 risk-based capital ratio
  • 17.00%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $108,553Average earning assets
  • $7,810Average equity
  • $102,194Average loans

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