Commerce Bank of Woodford County, National Association in Metamora, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 01, 1994

  • Commerce Bank of Woodford County, National Association in Metamora, Illinois (IL)
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Commerce Bank of Woodford County, National Association - Overview

  • General
  • FDIC Certificate #: 930
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Commerce Bank, National Association (#3726)
    Federal Reserve ID: 769240
    Date Established: January 01, 1885
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 603
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 01, 1994
    Last Structure Change Process Date: Febuary 10, 1994
    Last Data Update: Febuary 10, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: One Engelwood Drive, Metamora, IL 61548
    County: Woodford
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Peoria-Pekin, IL (#6120)
    Combined Statistical Area (CSA): Peoria-Canton, IL (#426)
    Core Based Statistical Area (CBSA): Peoria, IL (#37900)
    CBSA Metro Statistical Area: Peoria, IL (#37900)
  • Financial Summary
  • Total assets: $91.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $30Total assets
  • $91,776Cash and due from depository institutions
  • $3,531Interest-bearing balances
  • $0Securities
  • $46,663Federal funds sold & reverse repurchase agreements
  • $2,625Net loans & leases
  • $33,628Loan loss allowance
  • $635Trading account assets
  • $0Bank premises and fixed assets
  • $1,058Other real estate owned
  • $15Goodwill and other intangibles
  • $1,420Life insurance assets
  • $2,836All other assets
  • $0Total liabilities and capital
  • $91,776Total liabilities
  • $78,428Total deposits
  • $74,894Interest-bearing deposits
  • $68,671Deposits held in domestic offices
  • 74894.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $2,503Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,031Total equity capital
  • $1,031Total bank equity capital
  • $13,348Perpetual preferred stock
  • $0Common stock
  • $900Surplus
  • $11,100Undivided profits
  • Memoranda
  • $1,348Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $430Income earned, not collected on loans
  • $356Earning assets
  • $82,916Long-term assets (5+ years)
  • $3,788Average Assets, year-to-date
  • $92,594Average Assets, quarterly
  • $91,713Volatile liabilities
  • $3,268Insider loans
  • $119FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $8,245Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $10,512Total risk weighted assets
  • $34,722Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,371Total interest expense
  • $2,065Net interest income
  • $3,306Provision for loan and lease losses
  • -$27Total noninterest income
  • $337Fiduciary activities
  • $0Service charges on deposit accounts
  • $265Trading account gains & fees
  • $0Additional noninterest income
  • $72Total noninterest expense
  • $2,353Salaries and employee benefits
  • $803Premises and equipment expense
  • $183Additional noninterest expense
  • $1,367Pre-tax net operating income
  • $1,317Securities gains (losses)
  • $0Applicable income taxes
  • $480Income before extraordinary items
  • $837Extraordinary gains - net
  • $0Net income attributable to bank
  • $837Net charge-offs
  • -$27Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.45%Cost of funding earning assets
  • 2.48%Net interest margin
  • 3.97%Noninterest income to earning assets
  • 0.40%Noninterest expense to earning assets
  • 2.83%Net operating income to assets
  • 0.90%Return on assets (ROA)
  • 0.90%Pretax return on assets
  • 1.42%Return on equity (ROE)
  • 6.48%Retained earnings to average equity (YTD only)
  • 6.48%Net charge-offs to loans
  • -0.08%Credit loss provision to net charge-offs
  • 100.00%Efficiency ratio
  • 50,206Assets per employee
  • 3.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.85%Loss allowance to noncurrent loans
  • 147.67%Noncurrent assets plus other real estate owned to assets
  • 0.48%Noncurrent loans to loans
  • 1.25%Net loans and leases to deposits
  • 44.90%Net loans and leases to core deposits
  • 45.36%Equity capital to assets
  • 14.54%Core capital (leverage) ratio
  • 11.83%Tier 1 risk-based capital ratio
  • 30.27%Total risk-based capital ratio
  • Memoranda
  • $32Average assets
  • $92,594Average earning assets
  • $12,919Average equity
  • $83,249Average loans

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