Commercial Federal Bank, a Federal Savings Bank in Omaha, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 03, 2005

  • Commercial Federal Bank, a Federal Savings Bank in Omaha, Nebraska (NE)
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Commercial Federal Bank, a Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 30341
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of the West (#3514)
    Federal Reserve ID: 130970
    Date Established: January 01, 1887
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 5198
    FDIC's unique #: 43175
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: March 14, 1952
    Last Structure Change Effective Date: December 03, 2005
    Last Structure Change Process Date: December 07, 2005
    Last Data Update: December 07, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 13220 California Street, Omaha, NE 68154
    County: Douglas
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Omaha, NE-IA (#5920)
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • Financial Summary
  • Total assets: $10,175.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 2,671Total employees (full-time equivalent)
  • $11,452,408Total assets
  • $155,755Cash and due from depository institutions
  • $2,441Interest-bearing balances
  • $2,068,067Securities
  • $33,000Federal funds sold & reverse repurchase agreements
  • $7,977,788Net loans & leases
  • $80,202Loan loss allowance
  • $0Trading account assets
  • $174,391Bank premises and fixed assets
  • $37,318Other real estate owned
  • $296,396Goodwill and other intangibles
  • $251,581Life insurance assets
  • $709,693All other assets
  • $11,452,408Total liabilities and capital
  • $10,604,073Total liabilities
  • $6,481,926Total deposits
  • $5,480,663Interest-bearing deposits
  • $6,481,926Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $100,240Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,735,065Other borrowed funds
  • $50,000Subordinated debt
  • $236,842All other liabilities
  • $848,335Total equity capital
  • $848,335Total bank equity capital
  • $848,335Perpetual preferred stock
  • $0Common stock
  • $90Surplus
  • $672,130Undivided profits
  • Memoranda
  • $176,115Noncurrent loans and leases
  • $1,220,109Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $82,897Earning assets
  • $34,255Long-term assets (5+ years)
  • $50,401Average Assets, year-to-date
  • $10,081,296Average Assets, quarterly
  • $0Volatile liabilities
  • $11,806,938Insider loans
  • $11,435,016FHLB advances
  • $5,643,687Loans and leases held for sale
  • $1,795Unused loan commitments
  • $3,685,630Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,220,109Total unused commitments
  • $22,236Restructured Loans and leases
  • $132,862Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $574,671Total interest income
  • $298,388Total interest expense
  • $276,283Net interest income
  • $11,343Provision for loan and lease losses
  • $106,319Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $106,319Additional noninterest income
  • $268,551Total noninterest expense
  • $131,388Salaries and employee benefits
  • $59,491Premises and equipment expense
  • $77,672Additional noninterest expense
  • $102,708Pre-tax net operating income
  • $3,757Securities gains (losses)
  • $26,297Applicable income taxes
  • $80,168Income before extraordinary items
  • $0Extraordinary gains - net
  • $80,168Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $37,048Sale, conversion, retirement of capital stock, net
  • $95,000Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.55%Yield on earning assets
  • 2.88%Cost of funding earning assets
  • 2.67%Net interest margin
  • 1.03%Noninterest income to earning assets
  • 2.59%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.68%Return on assets (ROA)
  • 0.90%Pretax return on assets
  • 9.49%Return on equity (ROE)
  • -1.76%Retained earnings to average equity (YTD only)
  • 0.45%Net charge-offs to loans
  • 30.62%Credit loss provision to net charge-offs
  • 3.08%Efficiency ratio
  • 69,040Assets per employee
  • 4.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 118.50%Loss allowance to loans
  • 1.00%Loss allowance to noncurrent loans
  • 96.75%Noncurrent assets plus other real estate owned to assets
  • 0.87%Noncurrent loans to loans
  • 1.03%Net loans and leases to deposits
  • 123.08%Net loans and leases to core deposits
  • 170.70%Equity capital to assets
  • 7.41%Core capital (leverage) ratio
  • 6.19%Tier 1 risk-based capital ratio
  • 9.03%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $11,806,938Average earning assets
  • $844,669Average equity
  • $10,355,500Average loans

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