Commercial National Bank of Chicago in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 10, 1996

  • Commercial National Bank of Chicago in Chicago, Illinois (IL)
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Commercial National Bank of Chicago - Overview

  • General
  • FDIC Certificate #: 16320
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Corus Bank, National Association (#13693)
    Federal Reserve ID: 459738
    Date Established: November 03, 1945
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 10507
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: November 03, 1945
    Last Structure Change Effective Date: June 10, 1996
    Last Structure Change Process Date: July 12, 1996
    Last Data Update: July 12, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 4800 North Western Avenue, Chicago, IL 60625
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $424.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $77Total assets
  • $419,187Cash and due from depository institutions
  • $17,620Interest-bearing balances
  • $6,000Securities
  • $85,309Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $305,979Loan loss allowance
  • $4,680Trading account assets
  • $0Bank premises and fixed assets
  • $3,409Other real estate owned
  • $0Goodwill and other intangibles
  • $6,870Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $419,187Total liabilities
  • $395,385Total deposits
  • $391,816Interest-bearing deposits
  • $358,865Deposits held in domestic offices
  • 391816.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $1,250Trading liabilities
  • $0Other borrowed funds
  • $331Subordinated debt
  • $0All other liabilities
  • $1,988Total equity capital
  • $1,988Total bank equity capital
  • $23,802Perpetual preferred stock
  • $0Common stock
  • $3,200Surplus
  • $3,200Undivided profits
  • Memoranda
  • $17,402Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $10,992Income earned, not collected on loans
  • $3,701Earning assets
  • $397,288Long-term assets (5+ years)
  • $38,867Average Assets, year-to-date
  • $404,272Average Assets, quarterly
  • $414,546Volatile liabilities
  • $32,452Insider loans
  • $1,500FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $35,204Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $23,708Total risk weighted assets
  • $264,681Total unused commitments
  • $0Restructured Loans and leases
  • $77,655Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $34,601Total interest expense
  • $16,473Net interest income
  • $18,128Provision for loan and lease losses
  • $175Total noninterest income
  • $2,005Fiduciary activities
  • $74Service charges on deposit accounts
  • $1,038Trading account gains & fees
  • $107Additional noninterest income
  • $786Total noninterest expense
  • $7,505Salaries and employee benefits
  • $3,883Premises and equipment expense
  • $468Additional noninterest expense
  • $3,154Pre-tax net operating income
  • $12,453Securities gains (losses)
  • -$364Applicable income taxes
  • $4,115Income before extraordinary items
  • $7,974Extraordinary gains - net
  • $0Net income attributable to bank
  • $7,974Net charge-offs
  • -$106Cash dividends
  • $6,000Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.98%Cost of funding earning assets
  • 4.27%Net interest margin
  • 4.70%Noninterest income to earning assets
  • 0.52%Noninterest expense to earning assets
  • 1.95%Net operating income to assets
  • 2.03%Return on assets (ROA)
  • 1.97%Pretax return on assets
  • 2.99%Return on equity (ROE)
  • 33.13%Retained earnings to average equity (YTD only)
  • 8.20%Net charge-offs to loans
  • -0.04%Credit loss provision to net charge-offs
  • -165.09%Efficiency ratio
  • 37,277Assets per employee
  • 5.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 75.24%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 42.58%Noncurrent assets plus other real estate owned to assets
  • 2.62%Noncurrent loans to loans
  • 3.54%Net loans and leases to deposits
  • 78.09%Net loans and leases to core deposits
  • 84.77%Equity capital to assets
  • 5.68%Core capital (leverage) ratio
  • 5.60%Tier 1 risk-based capital ratio
  • 8.96%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $404,272Average earning assets
  • $24,068Average equity
  • $385,370Average loans

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