Commercial National Bank of Dallas in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1996

  • Commercial National Bank of Dallas in Dallas, Texas (TX)
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Commercial National Bank of Dallas - Overview

  • General
  • FDIC Certificate #: 18902
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: United Bank & Trust, National Association (#26231)
    Federal Reserve ID: 712554
    Date Established: September 30, 1963
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 12750
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: September 30, 1963
    Last Structure Change Effective Date: April 01, 1996
    Last Structure Change Process Date: April 11, 1996
    Last Data Update: April 11, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 267 Pleasant Grove Shopping Center, Dallas, TX 75217
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $53.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $24Total assets
  • $54,333Cash and due from depository institutions
  • $2,474Interest-bearing balances
  • $0Securities
  • $30,463Federal funds sold & reverse repurchase agreements
  • $9,200Net loans & leases
  • $11,055Loan loss allowance
  • $338Trading account assets
  • $0Bank premises and fixed assets
  • $329Other real estate owned
  • $55Goodwill and other intangibles
  • $757Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $54,333Total liabilities
  • $52,240Total deposits
  • $52,093Interest-bearing deposits
  • $35,820Deposits held in domestic offices
  • 52093.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $147Total equity capital
  • $147Total bank equity capital
  • $2,093Perpetual preferred stock
  • $0Common stock
  • $688Surplus
  • $688Undivided profits
  • Memoranda
  • $717Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $238Income earned, not collected on loans
  • $61Earning assets
  • $50,718Long-term assets (5+ years)
  • $2,202Average Assets, year-to-date
  • $54,066Average Assets, quarterly
  • $54,349Volatile liabilities
  • $2,817Insider loans
  • $930FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $895Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,082Total risk weighted assets
  • $17,456Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,795Total interest expense
  • $1,344Net interest income
  • $2,451Provision for loan and lease losses
  • $489Total noninterest income
  • $539Fiduciary activities
  • $0Service charges on deposit accounts
  • $430Trading account gains & fees
  • $0Additional noninterest income
  • $109Total noninterest expense
  • $2,101Salaries and employee benefits
  • $1,102Premises and equipment expense
  • $396Additional noninterest expense
  • $603Pre-tax net operating income
  • $400Securities gains (losses)
  • $0Applicable income taxes
  • $119Income before extraordinary items
  • $281Extraordinary gains - net
  • $0Net income attributable to bank
  • $281Net charge-offs
  • $466Cash dividends
  • $3,196Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.60%Cost of funding earning assets
  • 2.69%Net interest margin
  • 4.91%Noninterest income to earning assets
  • 1.08%Noninterest expense to earning assets
  • 4.21%Net operating income to assets
  • 0.52%Return on assets (ROA)
  • 0.52%Pretax return on assets
  • 0.74%Return on equity (ROE)
  • 6.12%Retained earnings to average equity (YTD only)
  • -63.47%Net charge-offs to loans
  • 3.78%Credit loss provision to net charge-offs
  • 104.94%Efficiency ratio
  • 70,268Assets per employee
  • 2.26%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 1137.37%Loss allowance to loans
  • 2.97%Loss allowance to noncurrent loans
  • 142.02%Noncurrent assets plus other real estate owned to assets
  • 0.54%Noncurrent loans to loans
  • 2.09%Net loans and leases to deposits
  • 21.22%Net loans and leases to core deposits
  • 22.43%Equity capital to assets
  • 3.85%Core capital (leverage) ratio
  • 3.77%Tier 1 risk-based capital ratio
  • 11.93%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $54,066Average earning assets
  • $4,593Average equity
  • $49,924Average loans

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