Community Bank in Longview, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


Community Bank - Overview

  • General
  • FDIC Certificate #: 25752
    Status: Active
    Federal Reserve ID: 572655
    Bank Holding Company (Regulatory Top Holder): East Texas Bancorp, Inc. (RSSDID: 2475590, Location: Longview, TX)
    Date Established: October 15, 1984
    WWW: http://www.cbanktexas.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 17625
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: October 15, 1984
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 Community Boulevard, Longview, TX 75601
    County: Harrison
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Longview-Marshall, TX (#4420)
    Combined Statistical Area (CSA): Longview-Marshall, TX (#346)
    Core Based Statistical Area (CBSA): Marshall, TX (#32220)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $151.0 mil
    Equity capital: $10.7 mil
    Deposits held in domestic offices: $140.3 mil
    Return on assets (ROA): 1.98% ($3.0 mil)
    Quarterly return on assets: 1.87% ($2.8 mil)
    Return on Equity (ROE): 29.13% ($3.2 mil)
    Quarterly return on equity: 27.27% ($3.0 mil)
    Net income: $2.9 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 1.98% ($2,990.2 mil)
    Quarterly Pretax return on assets: 1.87% ($2,824.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 34Total employees (full-time equivalent)
  • $151,021Total assets
  • $41,830Cash and due from depository institutions
  • $40,110Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $103,174Net loans & leases
  • $980Loan loss allowance
  • $0Trading account assets
  • $4,762Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $151,021Life insurance assets
  • $1,255All other assets
  • $140,285Total liabilities and capital
  • $140,256Total liabilities
  • $100,994Total deposits
  • $140,256Interest-bearing deposits
  • $71Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $29Subordinated debt
  • $10,736All other liabilities
  • $10,736Total equity capital
  • $10,736Total bank equity capital
  • $0Perpetual preferred stock
  • $579Common stock
  • $4,321Surplus
  • $5,836Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $388Long-term assets (5+ years)
  • $143,284Average Assets, year-to-date
  • $34,522Average Assets, quarterly
  • $147,293Volatile liabilities
  • $152,523Insider loans
  • $90,827FHLB advances
  • $156,408Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $10,736Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $9,216Restructured Loans and leases
  • $127Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,962Total interest income
  • $554Total interest expense
  • $5,408Net interest income
  • $71Provision for loan and lease losses
  • $1,170Total noninterest income
  • $0Fiduciary activities
  • $579Service charges on deposit accounts
  • $0Trading account gains & fees
  • $591Additional noninterest income
  • $3,590Total noninterest expense
  • $1,886Salaries and employee benefits
  • $679Premises and equipment expense
  • $1,025Additional noninterest expense
  • $2,917Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $2,917Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,917Net income attributable to bank
  • $0Net charge-offs
  • $2,917Cash dividends
  • -$9Sale, conversion, retirement of capital stock, net
  • $1,446Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.31%Yield on earning assets
  • 0.40%Cost of funding earning assets
  • 3.91%Net interest margin
  • 0.85%Noninterest income to earning assets
  • 2.60%Noninterest expense to earning assets
  • 1.98%Net operating income to assets
  • 1.98%Return on assets (ROA)
  • 1.98%Pretax return on assets
  • 29.13%Return on equity (ROE)
  • 14.69%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • -788.89%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 54,576Assets per employee
  • 4.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 49.57%Loss allowance to loans
  • 0.94%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 73.56%Net loans and leases to core deposits
  • 74.56%Equity capital to assets
  • 7.11%Core capital (leverage) ratio
  • 6.86%Tier 1 risk-based capital ratio
  • 11.82%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $147,293Average earning assets
  • $10,013Average equity
  • $138,319Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $4Managed Assets
  • 1Number of Accounts
  • $4Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $4Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 4 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    017625Community Bank101 Community Boulevard, Longview, TX 75601October 15, 1984Full Service Brick and Mortar
    1288834Longview Branch2440 South High Street, Longview, TX 75602March 05, 1993Full Service Brick and Mortar
    3363151Community Bank North Branch3505 Mccann Road,, Longview, TX 75605Febuary 19, 2002Full Service Brick and Mortar
    4473421Community Bank700 W. Main, Hallsville, TX 75650Febuary 25, 2008Full Service Brick and Mortar

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