Community Bank in Pulaski, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 09, 1997

  • Community Bank in Pulaski, Tennessee (TN)
  • Show street view No street view available for this location

Community Bank - Overview

  • General
  • FDIC Certificate #: 33853
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community Bank (#57)
    Federal Reserve ID: 2124179
    Date Established: November 15, 1993
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 48161
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 15, 1993
    Last Structure Change Effective Date: August 09, 1997
    Last Structure Change Process Date: October 02, 1997
    Last Data Update: October 02, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 302 South Second Street, Pulaski, TN 38478
    County: Giles
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Nashville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $43.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $23Total assets
  • $36,429Cash and due from depository institutions
  • $1,222Interest-bearing balances
  • $0Securities
  • $10,958Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $21,404Loan loss allowance
  • $271Trading account assets
  • $0Bank premises and fixed assets
  • $1,989Other real estate owned
  • $125Goodwill and other intangibles
  • $711Life insurance assets
  • $20All other assets
  • $0Total liabilities and capital
  • $36,429Total liabilities
  • $31,147Total deposits
  • $30,709Interest-bearing deposits
  • $28,936Deposits held in domestic offices
  • 30709.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $32Subordinated debt
  • $0All other liabilities
  • $406Total equity capital
  • $406Total bank equity capital
  • $5,282Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $5,000Undivided profits
  • Memoranda
  • $-718Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $142Income earned, not collected on loans
  • $261Earning assets
  • $32,362Long-term assets (5+ years)
  • $5,426Average Assets, year-to-date
  • $33,558Average Assets, quarterly
  • $35,778Volatile liabilities
  • $7,813Insider loans
  • $270FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $188Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,348Total risk weighted assets
  • $19,716Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,595Total interest expense
  • $1,449Net interest income
  • $1,146Provision for loan and lease losses
  • $356Total noninterest income
  • $301Fiduciary activities
  • $0Service charges on deposit accounts
  • $184Trading account gains & fees
  • $0Additional noninterest income
  • $117Total noninterest expense
  • $1,174Salaries and employee benefits
  • $664Premises and equipment expense
  • $221Additional noninterest expense
  • $289Pre-tax net operating income
  • -$83Securities gains (losses)
  • $0Applicable income taxes
  • -$65Income before extraordinary items
  • -$18Extraordinary gains - net
  • $0Net income attributable to bank
  • -$18Net charge-offs
  • $327Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $1,000Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.78%Cost of funding earning assets
  • 4.90%Net interest margin
  • 3.88%Noninterest income to earning assets
  • 1.02%Noninterest expense to earning assets
  • 3.97%Net operating income to assets
  • -0.05%Return on assets (ROA)
  • -0.05%Pretax return on assets
  • -0.25%Return on equity (ROE)
  • -0.40%Retained earnings to average equity (YTD only)
  • -0.40%Net charge-offs to loans
  • 1.73%Credit loss provision to net charge-offs
  • 108.87%Efficiency ratio
  • 80,442Assets per employee
  • 1.58%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.25%Loss allowance to noncurrent loans
  • 190.85%Noncurrent assets plus other real estate owned to assets
  • 0.73%Noncurrent loans to loans
  • 0.66%Net loans and leases to deposits
  • 69.70%Net loans and leases to core deposits
  • 93.35%Equity capital to assets
  • 14.50%Core capital (leverage) ratio
  • 14.98%Tier 1 risk-based capital ratio
  • 27.13%Total risk-based capital ratio
  • Memoranda
  • $28Average assets
  • $33,558Average earning assets
  • $4,488Average equity
  • $29,556Average loans

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