Community Bank in Bristow, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank - Overview

  • General
  • FDIC Certificate #: 8975
    Status: Active
    Federal Reserve ID: 938550
    Bank Holding Company (Regulatory Top Holder): Sooner Southwest Bankshares, Inc. (RSSDID: 2411619, Location: Tulsa, OK)
    Date Established: March 17, 1924
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 14382
    FDIC's unique #: 5733
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 104 South Main Street, Bristow, OK 74010
    County: Creek
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $74.1 mil
    Equity capital: $5.4 mil
    Deposits held in domestic offices: $68.7 mil
    Return on assets (ROA): 1.48% ($1.1 mil)
    Quarterly return on assets: 1.54% ($1.1 mil)
    Return on Equity (ROE): 21.34% ($1.1 mil)
    Quarterly return on equity: 21.22% ($1.1 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 2.17% ($1,608.1 mil)
    Quarterly Pretax return on assets: 2.26% ($1,674.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 26Total employees (full-time equivalent)
  • $74,104Total assets
  • $3,635Cash and due from depository institutions
  • $2,413Interest-bearing balances
  • $8,693Securities
  • $15,701Federal funds sold & reverse repurchase agreements
  • $44,286Net loans & leases
  • $568Loan loss allowance
  • $0Trading account assets
  • $763Bank premises and fixed assets
  • $108Other real estate owned
  • $0Goodwill and other intangibles
  • $74,104Life insurance assets
  • $918All other assets
  • $68,753Total liabilities and capital
  • $68,660Total liabilities
  • $54,981Total deposits
  • $68,660Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $93Subordinated debt
  • $5,351All other liabilities
  • $5,351Total equity capital
  • $5,351Total bank equity capital
  • $0Perpetual preferred stock
  • $415Common stock
  • $1,585Surplus
  • $3,351Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4Income earned, not collected on loans
  • $0Earning assets
  • $407Long-term assets (5+ years)
  • $71,093Average Assets, year-to-date
  • $6,503Average Assets, quarterly
  • $73,627Volatile liabilities
  • $74,688Insider loans
  • $41,606FHLB advances
  • $75,737Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,339Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,189Restructured Loans and leases
  • $1,394Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,597Total interest income
  • $557Total interest expense
  • $3,040Net interest income
  • $53Provision for loan and lease losses
  • $1,064Total noninterest income
  • $0Fiduciary activities
  • $708Service charges on deposit accounts
  • $0Trading account gains & fees
  • $356Additional noninterest income
  • $2,455Total noninterest expense
  • $1,339Salaries and employee benefits
  • $348Premises and equipment expense
  • $768Additional noninterest expense
  • $1,596Pre-tax net operating income
  • $0Securities gains (losses)
  • $503Applicable income taxes
  • $1,093Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,093Net income attributable to bank
  • $0Net charge-offs
  • $1,093Cash dividends
  • $25Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.21%Yield on earning assets
  • 0.81%Cost of funding earning assets
  • 4.40%Net interest margin
  • 1.54%Noninterest income to earning assets
  • 3.55%Noninterest expense to earning assets
  • 1.48%Net operating income to assets
  • 1.48%Return on assets (ROA)
  • 2.17%Pretax return on assets
  • 21.34%Return on equity (ROE)
  • 13.53%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 212.00%Credit loss provision to net charge-offs
  • 65.96%Efficiency ratio
  • 59,820Assets per employee
  • 2.85%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 36.60%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 14200.00%Noncurrent assets plus other real estate owned to assets
  • 0.15%Noncurrent loans to loans
  • 0.01%Net loans and leases to deposits
  • 64.50%Net loans and leases to core deposits
  • 66.87%Equity capital to assets
  • 7.22%Core capital (leverage) ratio
  • 7.05%Tier 1 risk-based capital ratio
  • 12.83%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $73,627Average earning assets
  • $5,123Average equity
  • $69,061Average loans

List of branches

  • 2 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05733Community Bank104 South Main Street, Bristow, OK 74010March 17, 1924Full Service Brick and Mortar
    1219236Detached Facility317 South Main Street, Bristow, OK 74010May 15, 1983Limited Service Facility

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