Community Bank - Excelsior Springs, A Savings Bank
Community Bank - Excelsior Springs, A Savings Bank in Excelsior Springs, Missouri (MO) Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of December 19, 2002
Community Bank - Excelsior Springs, A Savings Bank in Excelsior Springs, Missouri (MO)
Community Bank - Excelsior Springs, A Savings Bank - Overview
General
FDIC Certificate #: 29916 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:North American Savings Bank, F.S.B. (#29708) Federal Reserve ID: 736475 Date Established: January 01, 1931 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 4329 FDIC's unique #: 42750 Numeric code: 37 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: December 27, 1937 Last Structure Change Effective Date: December 19, 2002 Last Structure Change Process Date: January 09, 2003 Last Data Update: January 09, 2003 Data Source Date: April 05, 2012
Location
Address: 1001 N Jesse James Road, Excelsior Springs, MO 64024 County: Clay Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760) Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312) Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140) CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
Financial Summary
Total assets: $108.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2001)
Dollar figures in thousands
54Total employees (full-time equivalent)
$126,128Total assets
$13,129Cash and due from depository institutions
$11,955Interest-bearing balances
$11,668Securities
$0Federal funds sold & reverse repurchase agreements
$90,518Net loans & leases
$1,920Loan loss allowance
$0Trading account assets
$1,127Bank premises and fixed assets
$3,091Other real estate owned
$209Goodwill and other intangibles
$0Life insurance assets
$6,386All other assets
$126,128Total liabilities and capital
$113,261Total liabilities
$103,469Total deposits
$99,890Interest-bearing deposits
$103,469Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$9,261Other borrowed funds
$0Subordinated debt
$531All other liabilities
$12,867Total equity capital
$12,867Total bank equity capital
$12,867Perpetual preferred stock
$0Common stock
$10Surplus
$5,790Undivided profits
Memoranda
$7,067Noncurrent loans and leases
$2,955Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$6,284Earning assets
$0Long-term assets (5+ years)
$590Average Assets, year-to-date
$114,141Average Assets, quarterly
$0Volatile liabilities
$148,238Insider loans
$135,560FHLB advances
$22,958Loans and leases held for sale
$529Unused loan commitments
$9,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$2,955Total unused commitments
$8,571Restructured Loans and leases
$1,085Derivatives
Income and Expense (December 31, 2001)
Dollar figures in thousands
$10,500Total interest income
$6,836Total interest expense
$3,664Net interest income
$455Provision for loan and lease losses
$553Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$553Additional noninterest income
$4,872Total noninterest expense
$2,550Salaries and employee benefits
$1,043Premises and equipment expense
$1,279Additional noninterest expense
-$1,110Pre-tax net operating income
$358Securities gains (losses)
-$282Applicable income taxes
-$470Income before extraordinary items
$0Extraordinary gains - net
-$470Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$2,762Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2001)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.68%Yield on earning assets
5.00%Cost of funding earning assets
2.68%Net interest margin
0.40%Noninterest income to earning assets
3.56%Noninterest expense to earning assets
-0.47%Net operating income to assets
-0.32%Return on assets (ROA)
-0.51%Pretax return on assets
-3.60%Return on equity (ROE)
-3.60%Retained earnings to average equity (YTD only)
2.38%Net charge-offs to loans
16.47%Credit loss provision to net charge-offs
-0.24%Efficiency ratio
115,532Assets per employee
2.34%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.08%Loss allowance to noncurrent loans
30.55%Noncurrent assets plus other real estate owned to assets
7.43%Noncurrent loans to loans
6.80%Net loans and leases to deposits
87.48%Net loans and leases to core deposits
100.83%Equity capital to assets
10.20%Core capital (leverage) ratio
10.15%Tier 1 risk-based capital ratio
14.87%Total risk-based capital ratio
Memoranda
$16Average assets
$148,238Average earning assets
$13,045Average equity
$136,754Average loans
Comment about this bank, ask questions, or add new information about it:
Community Bank - Excelsior Springs, A Savings Bank
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Community Bank - Excelsior Springs, A Savings Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: