Community Bank, FSB in Fayetteville, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 30, 1999

  • Community Bank, FSB in Fayetteville, Arkansas (AR)
  • Show street view No street view available for this location

Community Bank, FSB - Overview

  • General
  • FDIC Certificate #: 34062
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Chambers Bank of North Arkansas (#108)
    Federal Reserve ID: 2333757
    Date Established: September 06, 1995
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 12829
    FDIC's unique #: 56141
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: September 06, 1995
    Last Structure Change Effective Date: August 30, 1999
    Last Structure Change Process Date: October 01, 1999
    Last Data Update: October 01, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 1685 East Joyce Avenue, Fayetteville, AR 72703
    County: Washington
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Fayetteville-Springdale-Rogers, AR (#2580)
    Core Based Statistical Area (CBSA): Fayetteville-Springdale-Rogers, AR-MO (#22220)
    CBSA Metro Statistical Area: Fayetteville-Springdale-Rogers, AR-MO (#22220)
  • Financial Summary
  • Total assets: $75.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 46Total employees (full-time equivalent)
  • $65,660Total assets
  • $2,179Cash and due from depository institutions
  • $252Interest-bearing balances
  • $15,434Securities
  • $1,540Federal funds sold & reverse repurchase agreements
  • $40,878Net loans & leases
  • $335Loan loss allowance
  • $0Trading account assets
  • $3,423Bank premises and fixed assets
  • $0Other real estate owned
  • $822Goodwill and other intangibles
  • $0Life insurance assets
  • $1,384All other assets
  • $65,660Total liabilities and capital
  • $60,386Total liabilities
  • $47,953Total deposits
  • $42,732Interest-bearing deposits
  • $47,953Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $12,208Other borrowed funds
  • $0Subordinated debt
  • $225All other liabilities
  • $5,274Total equity capital
  • $5,274Total bank equity capital
  • $5,274Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $5,770Undivided profits
  • Memoranda
  • $-497Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $32Earning assets
  • $0Long-term assets (5+ years)
  • $292Average Assets, year-to-date
  • $58,104Average Assets, quarterly
  • $0Volatile liabilities
  • $45,421Insider loans
  • $57,546FHLB advances
  • $20,429Loans and leases held for sale
  • $1,925Unused loan commitments
  • $12,208Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $11,275Total unused commitments
  • $0Restructured Loans and leases
  • $42,605Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $3,244Total interest income
  • $1,759Total interest expense
  • $1,485Net interest income
  • $204Provision for loan and lease losses
  • $803Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $803Additional noninterest income
  • $2,704Total noninterest expense
  • $1,646Salaries and employee benefits
  • $458Premises and equipment expense
  • $600Additional noninterest expense
  • -$620Pre-tax net operating income
  • $0Securities gains (losses)
  • -$232Applicable income taxes
  • -$388Income before extraordinary items
  • $0Extraordinary gains - net
  • -$388Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $6Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.37%Yield on earning assets
  • 4.54%Cost of funding earning assets
  • 3.83%Net interest margin
  • 2.07%Noninterest income to earning assets
  • 6.98%Noninterest expense to earning assets
  • -0.85%Net operating income to assets
  • -0.85%Return on assets (ROA)
  • -1.37%Pretax return on assets
  • -8.37%Return on equity (ROE)
  • -8.37%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 3400.00%Credit loss provision to net charge-offs
  • -69.33%Efficiency ratio
  • 117,308Assets per employee
  • 1.43%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.81%Loss allowance to noncurrent loans
  • 1046.88%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.08%Net loans and leases to deposits
  • 85.25%Net loans and leases to core deposits
  • 102.88%Equity capital to assets
  • 8.03%Core capital (leverage) ratio
  • 6.86%Tier 1 risk-based capital ratio
  • 10.45%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $45,421Average earning assets
  • $4,636Average equity
  • $38,764Average loans

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