Community Bank, Katy, Tx. in Hemphill, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 17, 2002

  • Community Bank, Katy, Tx. in Hemphill, Texas (TX)
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Community Bank, Katy, Tx. - Overview

  • General
  • FDIC Certificate #: 24736
    Status: Inactive
    Closing history: Change in Location
    Acquiring institution: Sabine State Bank and Trust Company (#8141)
    Federal Reserve ID: 789257
    Date Established: October 17, 1983
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    OTS Docket #: 9650
    FDIC's unique #: 17168
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 17, 1983
    Last Structure Change Effective Date: June 17, 2002
    Last Structure Change Process Date: August 12, 2002
    Last Data Update: August 12, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: Oak And Main Streets, Hemphill, TX 75948
    County: Sabine
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merger - Without Assistance
    Change in Location
  • Financial Summary
  • Total assets: $152.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 32Total employees (full-time equivalent)
  • $156,141Total assets
  • $8,404Cash and due from depository institutions
  • $979Interest-bearing balances
  • $17,044Securities
  • $17,275Federal funds sold & reverse repurchase agreements
  • $79,461Net loans & leases
  • $991Loan loss allowance
  • $0Trading account assets
  • $717Bank premises and fixed assets
  • $0Other real estate owned
  • $30,753Goodwill and other intangibles
  • $0Life insurance assets
  • $2,487All other assets
  • $156,141Total liabilities and capital
  • $116,759Total liabilities
  • $115,111Total deposits
  • $80,139Interest-bearing deposits
  • $115,111Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,648All other liabilities
  • $39,382Total equity capital
  • $39,382Total bank equity capital
  • $39,382Perpetual preferred stock
  • $0Common stock
  • $1,978Surplus
  • $2,822Undivided profits
  • Memoranda
  • $34,582Noncurrent loans and leases
  • $13,549Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $160Earning assets
  • $0Long-term assets (5+ years)
  • $691Average Assets, year-to-date
  • $114,759Average Assets, quarterly
  • $15,849Volatile liabilities
  • $124,531Insider loans
  • $137,275FHLB advances
  • $25,640Loans and leases held for sale
  • $574Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $13,549Total unused commitments
  • $11Restructured Loans and leases
  • $991Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $297Total interest income
  • $82Total interest expense
  • $215Net interest income
  • $134Provision for loan and lease losses
  • $41Total noninterest income
  • $0Fiduciary activities
  • $32Service charges on deposit accounts
  • $0Trading account gains & fees
  • $9Additional noninterest income
  • $1,087Total noninterest expense
  • $74Salaries and employee benefits
  • $19Premises and equipment expense
  • $994Additional noninterest expense
  • -$965Pre-tax net operating income
  • $0Securities gains (losses)
  • -$338Applicable income taxes
  • -$627Income before extraordinary items
  • $0Extraordinary gains - net
  • -$627Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $70Sale, conversion, retirement of capital stock, net
  • $7,124Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.27%Yield on earning assets
  • 0.07%Cost of funding earning assets
  • 0.20%Net interest margin
  • 0.04%Noninterest income to earning assets
  • 0.99%Noninterest expense to earning assets
  • -0.50%Net operating income to assets
  • -0.50%Return on assets (ROA)
  • -0.77%Pretax return on assets
  • -4.66%Return on equity (ROE)
  • -57.58%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 191.43%Credit loss provision to net charge-offs
  • -11.87%Efficiency ratio
  • 424,609Assets per employee
  • 4.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -1136.20%Loss allowance to loans
  • 1.23%Loss allowance to noncurrent loans
  • 619.38%Noncurrent assets plus other real estate owned to assets
  • 0.10%Noncurrent loans to loans
  • 0.20%Net loans and leases to deposits
  • 69.03%Net loans and leases to core deposits
  • 88.81%Equity capital to assets
  • 25.22%Core capital (leverage) ratio
  • 8.31%Tier 1 risk-based capital ratio
  • 13.17%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $124,531Average earning assets
  • $13,462Average equity
  • $110,224Average loans

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