Community Bank St. Peter in St. Peter, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 12, 1999

  • Community Bank St. Peter in St. Peter, Minnesota (MN)
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Community Bank St. Peter - Overview

  • General
  • FDIC Certificate #: 14979
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Flagship Bank Minnesota (#8188)
    Federal Reserve ID: 153858
    Date Established: January 01, 1931
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 15485
    FDIC's unique #: 9384
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 11, 1935
    Last Structure Change Effective Date: October 12, 1999
    Last Structure Change Process Date: November 17, 1999
    Last Data Update: November 17, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 South Third Street, St. Peter, MN 56082
    County: Nicollet
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Mankato
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Mankato-North Mankato, MN (#31860)
    CBSA Metro Statistical Area: Mankato-North Mankato, MN (#31860)
  • Financial Summary
  • Total assets: $19.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $19,340Total assets
  • $610Cash and due from depository institutions
  • $0Interest-bearing balances
  • $5,083Securities
  • $533Federal funds sold & reverse repurchase agreements
  • $11,556Net loans & leases
  • $105Loan loss allowance
  • $0Trading account assets
  • $1,256Bank premises and fixed assets
  • $0Other real estate owned
  • $121Goodwill and other intangibles
  • $0Life insurance assets
  • $181All other assets
  • $19,340Total liabilities and capital
  • $17,824Total liabilities
  • $16,885Total deposits
  • $13,952Interest-bearing deposits
  • $16,885Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $672Other borrowed funds
  • $0Subordinated debt
  • $267All other liabilities
  • $1,516Total equity capital
  • $1,516Total bank equity capital
  • $1,516Perpetual preferred stock
  • $0Common stock
  • $50Surplus
  • $1,350Undivided profits
  • Memoranda
  • $116Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $23Earning assets
  • $0Long-term assets (5+ years)
  • $107Average Assets, year-to-date
  • $17,172Average Assets, quarterly
  • $919Volatile liabilities
  • $18,485Insider loans
  • $19,140FHLB advances
  • $1,971Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,411Total unused commitments
  • $0Restructured Loans and leases
  • $12,529Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $1,380Total interest income
  • $624Total interest expense
  • $756Net interest income
  • $12Provision for loan and lease losses
  • $225Total noninterest income
  • $0Fiduciary activities
  • $167Service charges on deposit accounts
  • $0Trading account gains & fees
  • $58Additional noninterest income
  • $836Total noninterest expense
  • $399Salaries and employee benefits
  • $144Premises and equipment expense
  • $293Additional noninterest expense
  • $133Pre-tax net operating income
  • $0Securities gains (losses)
  • $53Applicable income taxes
  • $84Income before extraordinary items
  • $0Extraordinary gains - net
  • $84Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $14Sale, conversion, retirement of capital stock, net
  • $80Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.54%Yield on earning assets
  • 3.86%Cost of funding earning assets
  • 4.68%Net interest margin
  • 1.39%Noninterest income to earning assets
  • 5.17%Noninterest expense to earning assets
  • 0.45%Net operating income to assets
  • 0.45%Return on assets (ROA)
  • 0.74%Pretax return on assets
  • 5.68%Return on equity (ROE)
  • 0.27%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 85.71%Credit loss provision to net charge-offs
  • 10.36%Efficiency ratio
  • 83,894Assets per employee
  • 1.76%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 95.24%Loss allowance to loans
  • 0.90%Loss allowance to noncurrent loans
  • 456.52%Noncurrent assets plus other real estate owned to assets
  • 0.12%Noncurrent loans to loans
  • 0.20%Net loans and leases to deposits
  • 68.44%Net loans and leases to core deposits
  • 77.48%Equity capital to assets
  • 7.84%Core capital (leverage) ratio
  • 7.25%Tier 1 risk-based capital ratio
  • 10.95%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $18,485Average earning assets
  • $1,480Average equity
  • $16,164Average loans

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