Community Bank & Trust Company of Edgewater in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 11, 1995

  • Community Bank & Trust Company of Edgewater in Chicago, Illinois (IL)
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Community Bank & Trust Company of Edgewater - Overview

  • General
  • FDIC Certificate #: 21770
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Firstar Bank Illinois (#14280)
    Federal Reserve ID: 462037
    Date Established: September 26, 1974
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 15075
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 26, 1974
    Last Structure Change Effective Date: September 11, 1995
    Last Structure Change Process Date: October 24, 1995
    Last Data Update: October 24, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 5340 North Clark Street, Chicago, IL 60640
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $70.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $26Total assets
  • $68,927Cash and due from depository institutions
  • $2,805Interest-bearing balances
  • $0Securities
  • $26,748Federal funds sold & reverse repurchase agreements
  • $350Net loans & leases
  • $37,706Loan loss allowance
  • $519Trading account assets
  • $0Bank premises and fixed assets
  • $329Other real estate owned
  • $0Goodwill and other intangibles
  • $989Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $68,927Total liabilities
  • $64,546Total deposits
  • $63,742Interest-bearing deposits
  • $53,506Deposits held in domestic offices
  • 63742.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $455Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $349Total equity capital
  • $349Total bank equity capital
  • $4,381Perpetual preferred stock
  • $0Common stock
  • $1,056Surplus
  • $3,121Undivided profits
  • Memoranda
  • $204Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $683Income earned, not collected on loans
  • $209Earning assets
  • $64,804Long-term assets (5+ years)
  • $11,296Average Assets, year-to-date
  • $69,348Average Assets, quarterly
  • $69,313Volatile liabilities
  • $5,867Insider loans
  • $1,917FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $7,877Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,387Total risk weighted assets
  • $43,955Total unused commitments
  • $0Restructured Loans and leases
  • $5,764Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,525Total interest expense
  • $1,575Net interest income
  • $2,950Provision for loan and lease losses
  • $183Total noninterest income
  • $875Fiduciary activities
  • $0Service charges on deposit accounts
  • $460Trading account gains & fees
  • $0Additional noninterest income
  • $415Total noninterest expense
  • $2,234Salaries and employee benefits
  • $893Premises and equipment expense
  • $453Additional noninterest expense
  • $888Pre-tax net operating income
  • $1,408Securities gains (losses)
  • -$46Applicable income taxes
  • $346Income before extraordinary items
  • $1,016Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,016Net charge-offs
  • $162Cash dividends
  • $1,194Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.96%Cost of funding earning assets
  • 2.42%Net interest margin
  • 4.54%Noninterest income to earning assets
  • 1.35%Noninterest expense to earning assets
  • 3.44%Net operating income to assets
  • 1.51%Return on assets (ROA)
  • 1.47%Pretax return on assets
  • 1.96%Return on equity (ROE)
  • 22.50%Retained earnings to average equity (YTD only)
  • -3.94%Net charge-offs to loans
  • 0.42%Credit loss provision to net charge-offs
  • 112.96%Efficiency ratio
  • 58,405Assets per employee
  • 2.65%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 117.52%Loss allowance to loans
  • 1.36%Loss allowance to noncurrent loans
  • 75.99%Noncurrent assets plus other real estate owned to assets
  • 0.99%Noncurrent loans to loans
  • 1.79%Net loans and leases to deposits
  • 59.15%Net loans and leases to core deposits
  • 64.64%Equity capital to assets
  • 6.36%Core capital (leverage) ratio
  • 6.39%Tier 1 risk-based capital ratio
  • 9.98%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $69,348Average earning assets
  • $4,516Average equity
  • $64,994Average loans

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