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- Banks in Texas (TX)
- Community Bank of Central Texas, SSB
Community Bank of Central Texas, SSB in Smithville, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of July 29, 2002
- Community Bank of Central Texas, SSB in Smithville, Texas (TX)
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Community Bank of Central Texas, SSB - Overview
- General
- FDIC Certificate #: 29079
Status: Inactive
Closing history: Absorption - Without Assistance
Acquiring institution: The First National Bank of Bastrop (#3091)
Federal Reserve ID: 806770
Date Established: August 01, 1934
Bank Charter Class: Savings banks, state charter, supervised by the FDIC
Offices: 1 (Interstate: No)
OTS Docket #: 2877
FDIC's unique #: 41913
Numeric code: 41
Regulator: FDIC
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: Yes
Date of Deposit Insurance: December 22, 1934
Last Structure Change Effective Date: July 29, 2002
Last Structure Change Process Date: October 29, 2002
Last Data Update: October 29, 2002
Data Source Date: April 05, 2012 - Location
- Address: 312 Main Street, Smithville, TX 78957
County: Bastrop
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Austin
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Austin-San Marcos, TX (#640)
Combined Statistical Area (CSA): Austin-Round Rock-Marble Falls, TX (#126)
Core Based Statistical Area (CBSA): Austin-Round Rock-San Marcos, TX (#12420)
CBSA Metro Statistical Area: Austin-Round Rock-San Marcos, TX (#12420) - Financial Summary
- Total assets: $33.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2001)
- Dollar figures in thousands
- 15Total employees (full-time equivalent)
- $36,243Total assets
- $1,454Cash and due from depository institutions
- $1,189Interest-bearing balances
- $12,670Securities
- $0Federal funds sold & reverse repurchase agreements
- $20,049Net loans & leases
- $257Loan loss allowance
- $0Trading account assets
- $1,288Bank premises and fixed assets
- $0Other real estate owned
- $0Goodwill and other intangibles
- $0Life insurance assets
- $782All other assets
- $36,243Total liabilities and capital
- $31,706Total liabilities
- $27,551Total deposits
- $25,916Interest-bearing deposits
- $27,551Deposits held in domestic offices
- 0.00%% insured (estimated)
- $0Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $3,731Other borrowed funds
- $0Subordinated debt
- $424All other liabilities
- $4,537Total equity capital
- $4,537Total bank equity capital
- $4,537Perpetual preferred stock
- $0Common stock
- $3Surplus
- $1,097Undivided profits
- Memoranda
- $3,437Noncurrent loans and leases
- $2,415Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $93Earning assets
- $0Long-term assets (5+ years)
- $243Average Assets, year-to-date
- $33,908Average Assets, quarterly
- $7,248Volatile liabilities
- $36,338Insider loans
- $36,031FHLB advances
- $5,892Loans and leases held for sale
- $337Unused loan commitments
- $3,731Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $0Total risk weighted assets
- $2,415Total unused commitments
- $0Restructured Loans and leases
- $373Derivatives
Income and Expense (December 31, 2001)
- Dollar figures in thousands
- $2,610Total interest income
- $1,340Total interest expense
- $1,270Net interest income
- $36Provision for loan and lease losses
- $215Total noninterest income
- $0Fiduciary activities
- $95Service charges on deposit accounts
- $0Trading account gains & fees
- $120Additional noninterest income
- $1,092Total noninterest expense
- $606Salaries and employee benefits
- $134Premises and equipment expense
- $352Additional noninterest expense
- $357Pre-tax net operating income
- $104Securities gains (losses)
- $146Applicable income taxes
- $315Income before extraordinary items
- $0Extraordinary gains - net
- $315Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- $7Sale, conversion, retirement of capital stock, net
- $0Net operating income
Performance and Condition Ratios (December 31, 2001)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 7.67%Yield on earning assets
- 3.94%Cost of funding earning assets
- 3.73%Net interest margin
- 0.63%Noninterest income to earning assets
- 3.21%Noninterest expense to earning assets
- 0.67%Net operating income to assets
- 0.87%Return on assets (ROA)
- 1.27%Pretax return on assets
- 7.13%Return on equity (ROE)
- 7.13%Retained earnings to average equity (YTD only)
- 0.03%Net charge-offs to loans
- 514.29%Credit loss provision to net charge-offs
- 56.14%Efficiency ratio
- 73,535Assets per employee
- 2.42%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 0.00%Loss allowance to loans
- 1.27%Loss allowance to noncurrent loans
- 276.34%Noncurrent assets plus other real estate owned to assets
- 0.26%Noncurrent loans to loans
- 0.46%Net loans and leases to deposits
- 72.77%Net loans and leases to core deposits
- 80.12%Equity capital to assets
- 12.52%Core capital (leverage) ratio
- 11.92%Tier 1 risk-based capital ratio
- 23.08%Total risk-based capital ratio
- Memoranda
- $25Average assets
- $36,338Average earning assets
- $4,418Average equity
- $34,017Average loans
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- Banks in Texas (TX)
- Community Bank of Central Texas, SSB
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