Community Bank of Georgia in Tucker, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 29, 2000

  • Community Bank of Georgia in Tucker, Georgia (GA)
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Community Bank of Georgia - Overview

  • General
  • FDIC Certificate #: 33474
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Main Street Bank (#9243)
    Federal Reserve ID: 1876743
    Date Established: August 05, 1991
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 15535
    FDIC's unique #: 47180
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 05, 1991
    Last Structure Change Effective Date: December 29, 2000
    Last Structure Change Process Date: Febuary 09, 2001
    Last Data Update: Febuary 09, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 3333 Lawrenceville Highway, Tucker, GA 30084
    County: Dekalb
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
    Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
    Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
    CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
  • Financial Summary
  • Total assets: $115.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 30Total employees (full-time equivalent)
  • $92,788Total assets
  • $4,786Cash and due from depository institutions
  • $1,047Interest-bearing balances
  • $14,539Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $68,085Net loans & leases
  • $935Loan loss allowance
  • $0Trading account assets
  • $2,877Bank premises and fixed assets
  • $105Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,396All other assets
  • $92,788Total liabilities and capital
  • $85,227Total liabilities
  • $79,094Total deposits
  • $64,341Interest-bearing deposits
  • $79,094Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,595Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,000Other borrowed funds
  • $0Subordinated debt
  • $538All other liabilities
  • $7,561Total equity capital
  • $7,561Total bank equity capital
  • $7,561Perpetual preferred stock
  • $0Common stock
  • $2,337Surplus
  • $3,838Undivided profits
  • Memoranda
  • $1,386Noncurrent loans and leases
  • $25,827Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $178Earning assets
  • $0Long-term assets (5+ years)
  • $374Average Assets, year-to-date
  • $83,671Average Assets, quarterly
  • $24,491Volatile liabilities
  • $89,177Insider loans
  • $93,886FHLB advances
  • $12,994Loans and leases held for sale
  • $271Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $25,827Total unused commitments
  • $0Restructured Loans and leases
  • $935Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $7,431Total interest income
  • $2,927Total interest expense
  • $4,504Net interest income
  • $240Provision for loan and lease losses
  • $481Total noninterest income
  • $0Fiduciary activities
  • $311Service charges on deposit accounts
  • $0Trading account gains & fees
  • $170Additional noninterest income
  • $2,844Total noninterest expense
  • $1,517Salaries and employee benefits
  • $436Premises and equipment expense
  • $891Additional noninterest expense
  • $1,901Pre-tax net operating income
  • -$3Securities gains (losses)
  • $652Applicable income taxes
  • $1,246Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,246Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $46Sale, conversion, retirement of capital stock, net
  • $273Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.25%Yield on earning assets
  • 3.64%Cost of funding earning assets
  • 5.60%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 3.54%Noninterest expense to earning assets
  • 1.40%Net operating income to assets
  • 1.40%Return on assets (ROA)
  • 2.13%Pretax return on assets
  • 16.79%Return on equity (ROE)
  • 13.11%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 521.74%Credit loss provision to net charge-offs
  • 46.54%Efficiency ratio
  • 57,051Assets per employee
  • 3.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 21.91%Loss allowance to loans
  • 1.35%Loss allowance to noncurrent loans
  • 525.28%Noncurrent assets plus other real estate owned to assets
  • 0.30%Noncurrent loans to loans
  • 0.26%Net loans and leases to deposits
  • 86.08%Net loans and leases to core deposits
  • 99.11%Equity capital to assets
  • 8.15%Core capital (leverage) ratio
  • 8.88%Tier 1 risk-based capital ratio
  • 10.27%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $89,177Average earning assets
  • $7,422Average equity
  • $80,361Average loans

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