Community First Bank in city_name, state_name - Detailed Financial Reports, Location

Community First Bank in Germantown, Tennessee (TN)
Show street view No street view available for this location

Community First Bank - Overview

General
FDIC Certificate #: 22003
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Tennessee Bank, National Association (#4977)
Federal Reserve ID: 78456
Date Established: May 09, 1975
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 9 (Interstate: No)
OTS Docket #: 11299
FDIC's unique #: 15262
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: May 09, 1975
Last Structure Change Effective Date: Febuary 24, 1995
Last Structure Change Process Date: March 14, 1995
Last Data Update: March 14, 1995
Data Source Date: April 05, 2012
Location
Address: 2177 Germantown Road South, Germantown, TN 38138
County: Shelby
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Memphis
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Memphis, TN-AR-MS (#4920)
Core Based Statistical Area (CBSA): Memphis, TN-MS-AR (#32820)
CBSA Metro Statistical Area: Memphis, TN-MS-AR (#32820)
Financial Summary
Total assets: $254.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$107Total assets
$254,805Cash and due from depository institutions
$21,974Interest-bearing balances
$0Securities
$76,995Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$147,472Loan loss allowance
$2,870Trading account assets
$0Bank premises and fixed assets
$3,711Other real estate owned
$1,226Goodwill and other intangibles
$3,427Life insurance assets
$0All other assets
$0Total liabilities and capital
$254,805Total liabilities
$233,832Total deposits
$192,572Interest-bearing deposits
$159,607Deposits held in domestic offices
192572.00%% insured (estimated)
$89Federal funds purchased & repurchase agreements
$18,435Trading liabilities
$0Other borrowed funds
$20,474Subordinated debt
$0All other liabilities
$2,351Total equity capital
$2,351Total bank equity capital
$20,973Perpetual preferred stock
$0Common stock
$799Surplus
$13,748Undivided profits
Memoranda
$6,426Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,324Income earned, not collected on loans
$857Earning assets
$224,467Long-term assets (5+ years)
$41,692Average Assets, year-to-date
$248,692Average Assets, quarterly
$255,417Volatile liabilities
$43,662Insider loans
$8,924FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$29,783Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$20,881Total risk weighted assets
$177,813Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$18,759Total interest expense
$7,165Net interest income
$11,594Provision for loan and lease losses
$448Total noninterest income
$1,419Fiduciary activities
$0Service charges on deposit accounts
$971Trading account gains & fees
$0Additional noninterest income
$448Total noninterest expense
$8,521Salaries and employee benefits
$4,374Premises and equipment expense
$1,289Additional noninterest expense
$2,858Pre-tax net operating income
$4,044Securities gains (losses)
-$688Applicable income taxes
$872Income before extraordinary items
$2,484Extraordinary gains - net
$0Net income attributable to bank
$2,484Net charge-offs
$575Cash dividends
$1,207Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.37%Cost of funding earning assets
3.20%Net interest margin
5.17%Noninterest income to earning assets
0.63%Noninterest expense to earning assets
3.80%Net operating income to assets
1.20%Return on assets (ROA)
1.00%Pretax return on assets
1.35%Return on equity (ROE)
12.36%Retained earnings to average equity (YTD only)
6.36%Net charge-offs to loans
0.42%Credit loss provision to net charge-offs
77.91%Efficiency ratio
65,481Assets per employee
2.38%Cash dividends to net income (YTD only)
Condition Ratios (%)
48.59%Loss allowance to loans
1.91%Loss allowance to noncurrent loans
216.77%Noncurrent assets plus other real estate owned to assets
1.00%Noncurrent loans to loans
0.88%Net loans and leases to deposits
76.58%Net loans and leases to core deposits
88.12%Equity capital to assets
8.23%Core capital (leverage) ratio
8.13%Tier 1 risk-based capital ratio
11.74%Total risk-based capital ratio
Memoranda
$13Average assets
$248,692Average earning assets
$20,091Average equity
$224,109Average loans

Community First Bank in Germantown, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community First Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Community First Bank in Germantown, Tennessee (TN)Overview, Financial Summary, Detailed Financial Reports, Branches

Community First Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Community First Bank in Germantown, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches