Community First Bank, National Association in city_name, state_name

Community First Bank, National Association in Maysville, Kentucky (KY)
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Community First Bank, National Association - Overview

General
FDIC Certificate #: 6682
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Integra Bank National Association (#4392)
Federal Reserve ID: 153326
Date Established: January 01, 1847
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 8 (Interstate: No)
OTS Docket #: 11797
FDIC's unique #: 4480
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: September 16, 2000
Last Structure Change Process Date: November 17, 2000
Last Data Update: November 17, 2000
Data Source Date: April 05, 2012
Location
Address: 1201 U.S. 68, Maysville, KY 41056
County: Mason
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Lexington
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Maysville, KY (#32500)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $162.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
50Total employees (full-time equivalent)
$163,383Total assets
$5,942Cash and due from depository institutions
$77Interest-bearing balances
$16,585Securities
$0Federal funds sold & reverse repurchase agreements
$136,002Net loans & leases
$1,743Loan loss allowance
$0Trading account assets
$2,257Bank premises and fixed assets
$183Other real estate owned
$428Goodwill and other intangibles
$0Life insurance assets
$1,986All other assets
$163,383Total liabilities and capital
$147,577Total liabilities
$132,409Total deposits
$113,949Interest-bearing deposits
$132,409Deposits held in domestic offices
0.00%% insured (estimated)
$6,244Federal funds purchased & repurchase agreements
$0Trading liabilities
$7,115Other borrowed funds
$0Subordinated debt
$1,809All other liabilities
$15,806Total equity capital
$15,806Total bank equity capital
$15,806Perpetual preferred stock
$0Common stock
$640Surplus
$9,610Undivided profits
Memoranda
$5,556Noncurrent loans and leases
$11,810Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,874Earning assets
$0Long-term assets (5+ years)
$1,528Average Assets, year-to-date
$152,664Average Assets, quarterly
$14,876Volatile liabilities
$161,438Insider loans
$162,334FHLB advances
$27,227Loans and leases held for sale
$2,450Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$11,810Total unused commitments
$0Restructured Loans and leases
$1,582Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$13,510Total interest income
$5,049Total interest expense
$8,461Net interest income
$171Provision for loan and lease losses
$1,327Total noninterest income
$0Fiduciary activities
$957Service charges on deposit accounts
$0Trading account gains & fees
$370Additional noninterest income
$4,381Total noninterest expense
$1,786Salaries and employee benefits
$490Premises and equipment expense
$2,105Additional noninterest expense
$5,236Pre-tax net operating income
$0Securities gains (losses)
$1,773Applicable income taxes
$3,463Income before extraordinary items
$0Extraordinary gains - net
$3,463Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$40Sale, conversion, retirement of capital stock, net
$2,300Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.92%Yield on earning assets
3.33%Cost of funding earning assets
5.59%Net interest margin
0.88%Noninterest income to earning assets
2.89%Noninterest expense to earning assets
2.15%Net operating income to assets
2.15%Return on assets (ROA)
3.24%Pretax return on assets
22.67%Return on equity (ROE)
7.61%Retained earnings to average equity (YTD only)
0.03%Net charge-offs to loans
427.50%Credit loss provision to net charge-offs
135.18%Efficiency ratio
44,320Assets per employee
3.27%Cash dividends to net income (YTD only)
Condition Ratios (%)
66.42%Loss allowance to loans
1.27%Loss allowance to noncurrent loans
93.01%Noncurrent assets plus other real estate owned to assets
1.26%Noncurrent loans to loans
1.36%Net loans and leases to deposits
102.71%Net loans and leases to core deposits
119.76%Equity capital to assets
9.67%Core capital (leverage) ratio
9.49%Tier 1 risk-based capital ratio
12.23%Total risk-based capital ratio
Memoranda
$13Average assets
$161,438Average earning assets
$15,276Average equity
$151,398Average loans

Community First Bank, National Association in Maysville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community First Bank, National Association - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Community First Bank, National Association in Maysville, Kentucky (KY)Overview, Financial Summary, Detailed Financial Reports, Branches

Community First Bank, National Association - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Community First Bank, National Association in Maysville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches