Community First Bank, National Association in Maysville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 16, 2000

  • Community First Bank, National Association in Maysville, Kentucky (KY)
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Community First Bank, National Association - Overview

  • General
  • FDIC Certificate #: 6682
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Integra Bank National Association (#4392)
    Federal Reserve ID: 153326
    Date Established: January 01, 1847
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    OTS Docket #: 11797
    FDIC's unique #: 4480
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 16, 2000
    Last Structure Change Process Date: November 17, 2000
    Last Data Update: November 17, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1201 U.S. 68, Maysville, KY 41056
    County: Mason
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Lexington
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Maysville, KY (#32500)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $162.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 50Total employees (full-time equivalent)
  • $163,383Total assets
  • $5,942Cash and due from depository institutions
  • $77Interest-bearing balances
  • $16,585Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $136,002Net loans & leases
  • $1,743Loan loss allowance
  • $0Trading account assets
  • $2,257Bank premises and fixed assets
  • $183Other real estate owned
  • $428Goodwill and other intangibles
  • $0Life insurance assets
  • $1,986All other assets
  • $163,383Total liabilities and capital
  • $147,577Total liabilities
  • $132,409Total deposits
  • $113,949Interest-bearing deposits
  • $132,409Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $6,244Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $7,115Other borrowed funds
  • $0Subordinated debt
  • $1,809All other liabilities
  • $15,806Total equity capital
  • $15,806Total bank equity capital
  • $15,806Perpetual preferred stock
  • $0Common stock
  • $640Surplus
  • $9,610Undivided profits
  • Memoranda
  • $5,556Noncurrent loans and leases
  • $11,810Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,874Earning assets
  • $0Long-term assets (5+ years)
  • $1,528Average Assets, year-to-date
  • $152,664Average Assets, quarterly
  • $14,876Volatile liabilities
  • $161,438Insider loans
  • $162,334FHLB advances
  • $27,227Loans and leases held for sale
  • $2,450Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $11,810Total unused commitments
  • $0Restructured Loans and leases
  • $1,582Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $13,510Total interest income
  • $5,049Total interest expense
  • $8,461Net interest income
  • $171Provision for loan and lease losses
  • $1,327Total noninterest income
  • $0Fiduciary activities
  • $957Service charges on deposit accounts
  • $0Trading account gains & fees
  • $370Additional noninterest income
  • $4,381Total noninterest expense
  • $1,786Salaries and employee benefits
  • $490Premises and equipment expense
  • $2,105Additional noninterest expense
  • $5,236Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,773Applicable income taxes
  • $3,463Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,463Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $40Sale, conversion, retirement of capital stock, net
  • $2,300Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.92%Yield on earning assets
  • 3.33%Cost of funding earning assets
  • 5.59%Net interest margin
  • 0.88%Noninterest income to earning assets
  • 2.89%Noninterest expense to earning assets
  • 2.15%Net operating income to assets
  • 2.15%Return on assets (ROA)
  • 3.24%Pretax return on assets
  • 22.67%Return on equity (ROE)
  • 7.61%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 427.50%Credit loss provision to net charge-offs
  • 135.18%Efficiency ratio
  • 44,320Assets per employee
  • 3.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 66.42%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 93.01%Noncurrent assets plus other real estate owned to assets
  • 1.26%Noncurrent loans to loans
  • 1.36%Net loans and leases to deposits
  • 102.71%Net loans and leases to core deposits
  • 119.76%Equity capital to assets
  • 9.67%Core capital (leverage) ratio
  • 9.49%Tier 1 risk-based capital ratio
  • 12.23%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $161,438Average earning assets
  • $15,276Average equity
  • $151,398Average loans

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