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- Banks in Kentucky (KY)
- Community First Bank, National Association
Community First Bank, National Association in Maysville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of September 16, 2000
- Community First Bank, National Association in Maysville, Kentucky (KY)
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Community First Bank, National Association - Overview
- General
- FDIC Certificate #: 6682
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Integra Bank National Association (#4392)
Federal Reserve ID: 153326
Date Established: January 01, 1847
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 8 (Interstate: No)
OTS Docket #: 11797
FDIC's unique #: 4480
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: September 16, 2000
Last Structure Change Process Date: November 17, 2000
Last Data Update: November 17, 2000
Data Source Date: April 05, 2012 - Location
- Address: 1201 U.S. 68, Maysville, KY 41056
County: Mason
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Lexington
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Maysville, KY (#32500)
CBSA Micro Statistical Area: Yes - Financial Summary
- Total assets: $162.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
- Dollar figures in thousands
- 50Total employees (full-time equivalent)
- $163,383Total assets
- $5,942Cash and due from depository institutions
- $77Interest-bearing balances
- $16,585Securities
- $0Federal funds sold & reverse repurchase agreements
- $136,002Net loans & leases
- $1,743Loan loss allowance
- $0Trading account assets
- $2,257Bank premises and fixed assets
- $183Other real estate owned
- $428Goodwill and other intangibles
- $0Life insurance assets
- $1,986All other assets
- $163,383Total liabilities and capital
- $147,577Total liabilities
- $132,409Total deposits
- $113,949Interest-bearing deposits
- $132,409Deposits held in domestic offices
- 0.00%% insured (estimated)
- $6,244Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $7,115Other borrowed funds
- $0Subordinated debt
- $1,809All other liabilities
- $15,806Total equity capital
- $15,806Total bank equity capital
- $15,806Perpetual preferred stock
- $0Common stock
- $640Surplus
- $9,610Undivided profits
- Memoranda
- $5,556Noncurrent loans and leases
- $11,810Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $1,874Earning assets
- $0Long-term assets (5+ years)
- $1,528Average Assets, year-to-date
- $152,664Average Assets, quarterly
- $14,876Volatile liabilities
- $161,438Insider loans
- $162,334FHLB advances
- $27,227Loans and leases held for sale
- $2,450Unused loan commitments
- $0Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $0Total risk weighted assets
- $11,810Total unused commitments
- $0Restructured Loans and leases
- $1,582Derivatives
Income and Expense (December 31, 1999)
- Dollar figures in thousands
- $13,510Total interest income
- $5,049Total interest expense
- $8,461Net interest income
- $171Provision for loan and lease losses
- $1,327Total noninterest income
- $0Fiduciary activities
- $957Service charges on deposit accounts
- $0Trading account gains & fees
- $370Additional noninterest income
- $4,381Total noninterest expense
- $1,786Salaries and employee benefits
- $490Premises and equipment expense
- $2,105Additional noninterest expense
- $5,236Pre-tax net operating income
- $0Securities gains (losses)
- $1,773Applicable income taxes
- $3,463Income before extraordinary items
- $0Extraordinary gains - net
- $3,463Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- $40Sale, conversion, retirement of capital stock, net
- $2,300Net operating income
Performance and Condition Ratios (December 31, 1999)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 8.92%Yield on earning assets
- 3.33%Cost of funding earning assets
- 5.59%Net interest margin
- 0.88%Noninterest income to earning assets
- 2.89%Noninterest expense to earning assets
- 2.15%Net operating income to assets
- 2.15%Return on assets (ROA)
- 3.24%Pretax return on assets
- 22.67%Return on equity (ROE)
- 7.61%Retained earnings to average equity (YTD only)
- 0.03%Net charge-offs to loans
- 427.50%Credit loss provision to net charge-offs
- 135.18%Efficiency ratio
- 44,320Assets per employee
- 3.27%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 66.42%Loss allowance to loans
- 1.27%Loss allowance to noncurrent loans
- 93.01%Noncurrent assets plus other real estate owned to assets
- 1.26%Noncurrent loans to loans
- 1.36%Net loans and leases to deposits
- 102.71%Net loans and leases to core deposits
- 119.76%Equity capital to assets
- 9.67%Core capital (leverage) ratio
- 9.49%Tier 1 risk-based capital ratio
- 12.23%Total risk-based capital ratio
- Memoranda
- $13Average assets
- $161,438Average earning assets
- $15,276Average equity
- $151,398Average loans
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- Banks in Kentucky (KY)
- Community First Bank, National Association
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