Community Savings Bank in Robins, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 20, 2005

  • Community Savings Bank in Robins, Iowa (IA)
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Community Savings Bank - Overview

  • General
  • FDIC Certificate #: 34484
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community Savings Bank (#14633)
    Federal Reserve ID: 2544991
    Date Established: September 22, 1997
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 57675
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 22, 1997
    Last Structure Change Effective Date: June 20, 2005
    Last Structure Change Process Date: July 25, 2005
    Last Data Update: July 25, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 Robins Square Court, Robins, IA 52328
    County: Linn
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Cedar Rapids
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Cedar Rapids, IA (#1360)
    Core Based Statistical Area (CBSA): Cedar Rapids, IA (#16300)
    CBSA Metro Statistical Area: Cedar Rapids, IA (#16300)
  • Financial Summary
  • Total assets: $64.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $66,531Total assets
  • $1,507Cash and due from depository institutions
  • $634Interest-bearing balances
  • $17,970Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $43,045Net loans & leases
  • $484Loan loss allowance
  • $0Trading account assets
  • $2,453Bank premises and fixed assets
  • $458Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,098All other assets
  • $66,531Total liabilities and capital
  • $59,995Total liabilities
  • $56,035Total deposits
  • $51,591Interest-bearing deposits
  • $56,035Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,737Other borrowed funds
  • $0Subordinated debt
  • $223All other liabilities
  • $6,536Total equity capital
  • $6,536Total bank equity capital
  • $6,536Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $6,000Undivided profits
  • Memoranda
  • $336Noncurrent loans and leases
  • $5,335Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $227Earning assets
  • $0Long-term assets (5+ years)
  • $364Average Assets, year-to-date
  • $61,649Average Assets, quarterly
  • $15,475Volatile liabilities
  • $66,256Insider loans
  • $65,946FHLB advances
  • $11,807Loans and leases held for sale
  • $299Unused loan commitments
  • $3,735Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $5,335Total unused commitments
  • $0Restructured Loans and leases
  • $484Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $3,492Total interest income
  • $1,546Total interest expense
  • $1,946Net interest income
  • $572Provision for loan and lease losses
  • $290Total noninterest income
  • $0Fiduciary activities
  • $113Service charges on deposit accounts
  • $0Trading account gains & fees
  • $177Additional noninterest income
  • $1,856Total noninterest expense
  • $958Salaries and employee benefits
  • $369Premises and equipment expense
  • $529Additional noninterest expense
  • -$192Pre-tax net operating income
  • $22Securities gains (losses)
  • $6Applicable income taxes
  • -$176Income before extraordinary items
  • $0Extraordinary gains - net
  • -$176Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $518Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.62%Yield on earning assets
  • 2.49%Cost of funding earning assets
  • 3.13%Net interest margin
  • 0.47%Noninterest income to earning assets
  • 2.99%Noninterest expense to earning assets
  • -0.30%Net operating income to assets
  • -0.27%Return on assets (ROA)
  • -0.26%Pretax return on assets
  • -2.94%Return on equity (ROE)
  • -2.94%Retained earnings to average equity (YTD only)
  • 1.20%Net charge-offs to loans
  • 110.42%Credit loss provision to net charge-offs
  • 0.73%Efficiency ratio
  • 83,005Assets per employee
  • 3.17%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.11%Loss allowance to noncurrent loans
  • 213.22%Noncurrent assets plus other real estate owned to assets
  • 1.03%Noncurrent loans to loans
  • 0.52%Net loans and leases to deposits
  • 76.82%Net loans and leases to core deposits
  • 92.64%Equity capital to assets
  • 9.82%Core capital (leverage) ratio
  • 9.84%Tier 1 risk-based capital ratio
  • 13.87%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $66,256Average earning assets
  • $5,990Average equity
  • $62,105Average loans

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