Community Trust Bank, FSB in Campbellsville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 29, 2000

  • Community Trust Bank, FSB in Campbellsville, Kentucky (KY)
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Community Trust Bank, FSB - Overview

  • General
  • FDIC Certificate #: 30087
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community Trust Bank, Inc. (#2720)
    Federal Reserve ID: 741572
    Date Established: January 01, 1932
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 4722
    FDIC's unique #: 42921
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: May 22, 1940
    Last Structure Change Effective Date: December 29, 2000
    Last Structure Change Process Date: January 19, 2001
    Last Data Update: January 19, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 1218 East Broadway, Campbellsville, KY 42718
    County: Taylor
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Elizabethtown
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Campbellsville, KY (#15820)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $182.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 55Total employees (full-time equivalent)
  • $181,478Total assets
  • $5,483Cash and due from depository institutions
  • $27Interest-bearing balances
  • $18,898Securities
  • $31,133Federal funds sold & reverse repurchase agreements
  • $118,411Net loans & leases
  • $1,872Loan loss allowance
  • $0Trading account assets
  • $2,746Bank premises and fixed assets
  • $423Other real estate owned
  • $982Goodwill and other intangibles
  • $0Life insurance assets
  • $3,402All other assets
  • $181,478Total liabilities and capital
  • $166,344Total liabilities
  • $157,598Total deposits
  • $157,598Interest-bearing deposits
  • $157,598Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,048Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,352Other borrowed funds
  • $0Subordinated debt
  • $1,346All other liabilities
  • $15,134Total equity capital
  • $15,134Total bank equity capital
  • $15,134Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $3,011Undivided profits
  • Memoranda
  • $12,122Noncurrent loans and leases
  • $12,344Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,020Earning assets
  • $0Long-term assets (5+ years)
  • $898Average Assets, year-to-date
  • $168,469Average Assets, quarterly
  • $0Volatile liabilities
  • $177,701Insider loans
  • $180,733FHLB advances
  • $27,819Loans and leases held for sale
  • $937Unused loan commitments
  • $4,352Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $12,344Total unused commitments
  • $482Restructured Loans and leases
  • $1,338Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $13,115Total interest income
  • $7,254Total interest expense
  • $5,861Net interest income
  • $472Provision for loan and lease losses
  • $1,385Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,385Additional noninterest income
  • $4,323Total noninterest expense
  • $1,824Salaries and employee benefits
  • $848Premises and equipment expense
  • $1,651Additional noninterest expense
  • $2,451Pre-tax net operating income
  • $202Securities gains (losses)
  • $901Applicable income taxes
  • $1,752Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,752Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $541Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.92%Yield on earning assets
  • 4.38%Cost of funding earning assets
  • 3.54%Net interest margin
  • 0.84%Noninterest income to earning assets
  • 2.61%Noninterest expense to earning assets
  • 0.91%Net operating income to assets
  • 0.99%Return on assets (ROA)
  • 1.49%Pretax return on assets
  • 12.26%Return on equity (ROE)
  • 12.26%Retained earnings to average equity (YTD only)
  • 0.44%Net charge-offs to loans
  • 87.25%Credit loss provision to net charge-offs
  • 5.40%Efficiency ratio
  • 57,880Assets per employee
  • 3.30%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.56%Loss allowance to noncurrent loans
  • 183.53%Noncurrent assets plus other real estate owned to assets
  • 0.80%Noncurrent loans to loans
  • 0.85%Net loans and leases to deposits
  • 75.13%Net loans and leases to core deposits
  • 86.32%Equity capital to assets
  • 8.34%Core capital (leverage) ratio
  • 7.94%Tier 1 risk-based capital ratio
  • 13.47%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $177,701Average earning assets
  • $14,291Average equity
  • $165,668Average loans

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