Crawford County Bank in Roberta, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 15, 1996

  • Crawford County Bank in Roberta, Georgia (GA)
  • Show street view No street view available for this location

Crawford County Bank - Overview

  • General
  • FDIC Certificate #: 9241
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Southland Bank (#10052)
    Federal Reserve ID: 716235
    Date Established: January 08, 1901
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 10056
    FDIC's unique #: 5913
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 15, 1996
    Last Structure Change Process Date: October 31, 1996
    Last Data Update: October 31, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 141 South Dugger Street, Roberta, GA 31078
    County: Crawford
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Combined Statistical Area (CSA): Macon-Warner Robins-Fort Valley, GA (#356)
    Core Based Statistical Area (CBSA): Macon, GA (#31420)
    CBSA Metro Statistical Area: Macon, GA (#31420)
  • Financial Summary
  • Total assets: $27.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $16Total assets
  • $29,005Cash and due from depository institutions
  • $800Interest-bearing balances
  • $0Securities
  • $8,799Federal funds sold & reverse repurchase agreements
  • $1,685Net loans & leases
  • $17,080Loan loss allowance
  • $206Trading account assets
  • $0Bank premises and fixed assets
  • $228Other real estate owned
  • $15Goodwill and other intangibles
  • $398Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $29,005Total liabilities
  • $25,990Total deposits
  • $24,854Interest-bearing deposits
  • $20,632Deposits held in domestic offices
  • 24854.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $924Subordinated debt
  • $0All other liabilities
  • $212Total equity capital
  • $212Total bank equity capital
  • $3,015Perpetual preferred stock
  • $0Common stock
  • $60Surplus
  • $1,440Undivided profits
  • Memoranda
  • $1,515Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $296Income earned, not collected on loans
  • $198Earning assets
  • $27,564Long-term assets (5+ years)
  • $2,352Average Assets, year-to-date
  • $28,555Average Assets, quarterly
  • $28,503Volatile liabilities
  • $1,951Insider loans
  • $252FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,414Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,009Total risk weighted assets
  • $17,431Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,439Total interest expense
  • $954Net interest income
  • $1,485Provision for loan and lease losses
  • $37Total noninterest income
  • $238Fiduciary activities
  • $0Service charges on deposit accounts
  • $178Trading account gains & fees
  • $0Additional noninterest income
  • $60Total noninterest expense
  • $1,060Salaries and employee benefits
  • $585Premises and equipment expense
  • $105Additional noninterest expense
  • $370Pre-tax net operating income
  • $626Securities gains (losses)
  • $0Applicable income taxes
  • $173Income before extraordinary items
  • $453Extraordinary gains - net
  • $0Net income attributable to bank
  • $453Net charge-offs
  • $34Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.19%Cost of funding earning assets
  • 3.59%Net interest margin
  • 5.59%Noninterest income to earning assets
  • 0.90%Noninterest expense to earning assets
  • 3.99%Net operating income to assets
  • 1.59%Return on assets (ROA)
  • 1.59%Pretax return on assets
  • 2.19%Return on equity (ROE)
  • 16.37%Retained earnings to average equity (YTD only)
  • 16.37%Net charge-offs to loans
  • 0.20%Credit loss provision to net charge-offs
  • 108.82%Efficiency ratio
  • 61,521Assets per employee
  • 1.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.19%Loss allowance to noncurrent loans
  • 69.59%Noncurrent assets plus other real estate owned to assets
  • 1.07%Noncurrent loans to loans
  • 1.71%Net loans and leases to deposits
  • 68.72%Net loans and leases to core deposits
  • 73.22%Equity capital to assets
  • 10.39%Core capital (leverage) ratio
  • 10.66%Tier 1 risk-based capital ratio
  • 17.26%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $28,555Average earning assets
  • $2,767Average equity
  • $26,546Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Crawford County Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents