Crawford County Trust and Savings Bank in Denison, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Crawford County Trust and Savings Bank in Denison, Iowa (IA)
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Crawford County Trust and Savings Bank - Overview

  • General
  • FDIC Certificate #: 8511
    Status: Active
    Federal Reserve ID: 810544
    Bank Holding Company (Regulatory Top Holder): Viking Corporation, The (RSSDID: 1021570, Location: Omaha, NE)
    Date Established: March 15, 1927
    WWW: http://www.crawfordcountybank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 15783
    FDIC's unique #: 5421
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 21 North Main Street, Denison, IA 51442
    County: Crawford
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $122.5 mil
    Equity capital: $10.1 mil
    Deposits held in domestic offices: $108.2 mil
    Return on assets (ROA): 1.54% ($1.9 mil)
    Quarterly return on assets: 1.26% ($1.5 mil)
    Return on Equity (ROE): 18.08% ($1.8 mil)
    Quarterly return on equity: 15.31% ($1.5 mil)
    Net income: $1.8 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.54% ($1,886.7 mil)
    Quarterly Pretax return on assets: 1.01% ($1,237.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 30Total employees (full-time equivalent)
  • $122,511Total assets
  • $15,559Cash and due from depository institutions
  • $9,908Interest-bearing balances
  • $15,446Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $85,291Net loans & leases
  • $1,001Loan loss allowance
  • $0Trading account assets
  • $3,812Bank premises and fixed assets
  • $249Other real estate owned
  • $0Goodwill and other intangibles
  • $122,511Life insurance assets
  • $2,154All other assets
  • $112,403Total liabilities and capital
  • $108,227Total liabilities
  • $98,237Total deposits
  • $108,227Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,733Trading liabilities
  • $0Other borrowed funds
  • $443Subordinated debt
  • $10,108All other liabilities
  • $10,108Total equity capital
  • $10,108Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $4,014Surplus
  • $5,694Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $134Income earned, not collected on loans
  • $0Earning assets
  • $1,353Long-term assets (5+ years)
  • $110,645Average Assets, year-to-date
  • $18,457Average Assets, quarterly
  • $118,274Volatile liabilities
  • $122,963Insider loans
  • $99,643FHLB advances
  • $120,978Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,972Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $10,837Restructured Loans and leases
  • $166Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,029Total interest income
  • $920Total interest expense
  • $4,109Net interest income
  • $30Provision for loan and lease losses
  • $546Total noninterest income
  • $1Fiduciary activities
  • $419Service charges on deposit accounts
  • $0Trading account gains & fees
  • $126Additional noninterest income
  • $2,802Total noninterest expense
  • $1,729Salaries and employee benefits
  • $270Premises and equipment expense
  • $803Additional noninterest expense
  • $1,823Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,823Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,823Net income attributable to bank
  • $0Net charge-offs
  • $1,823Cash dividends
  • -$10Sale, conversion, retirement of capital stock, net
  • $1,760Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.69%Yield on earning assets
  • 0.86%Cost of funding earning assets
  • 3.84%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 2.62%Noninterest expense to earning assets
  • 1.54%Net operating income to assets
  • 1.54%Return on assets (ROA)
  • 1.54%Pretax return on assets
  • 18.08%Return on equity (ROE)
  • 0.62%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • -300.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 60,193Assets per employee
  • 4.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 96.54%Loss allowance to loans
  • 1.16%Loss allowance to noncurrent loans
  • 747.01%Noncurrent assets plus other real estate owned to assets
  • 0.42%Noncurrent loans to loans
  • 0.16%Net loans and leases to deposits
  • 78.81%Net loans and leases to core deposits
  • 81.00%Equity capital to assets
  • 8.25%Core capital (leverage) ratio
  • 8.24%Tier 1 risk-based capital ratio
  • 10.01%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $118,274Average earning assets
  • $10,082Average equity
  • $107,142Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $446Managed Assets
  • 1Number of Accounts
  • $446Personal trust and agency accounts
  • $446Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 2Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 1 Iowa Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05421Crawford County Trust And Savings Ba21 North Main Street, Denison, IA 51442March 15, 1927Full Service Brick and Mortar

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