Crosby State Bank in Crosby, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 31, 2009

  • Crosby State Bank in Crosby, Texas (TX)
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Crosby State Bank - Overview

  • General
  • FDIC Certificate #: 1492
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: CommunityBank of Texas, N.A. (#3363)
    Federal Reserve ID: 968351
    Date Established: April 15, 1913
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 10 (Interstate: No)
    FDIC's unique #: 987
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 31, 2009
    Last Structure Change Process Date: November 17, 2009
    Last Data Update: November 17, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 6202 F.M. 2100, Crosby, TX 77532
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $438.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 100Total employees (full-time equivalent)
  • $430,427Total assets
  • $28,892Cash and due from depository institutions
  • $12,500Interest-bearing balances
  • $64,971Securities
  • $45,819Federal funds sold & reverse repurchase agreements
  • $222,916Net loans & leases
  • $2,582Loan loss allowance
  • $0Trading account assets
  • $14,338Bank premises and fixed assets
  • $70Other real estate owned
  • $49,405Goodwill and other intangibles
  • $2,024Life insurance assets
  • $4,016All other assets
  • $430,427Total liabilities and capital
  • $352,323Total liabilities
  • $346,178Total deposits
  • $235,846Interest-bearing deposits
  • $346,178Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,359Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $2,786All other liabilities
  • $78,104Total equity capital
  • $78,104Total bank equity capital
  • $78,104Perpetual preferred stock
  • $0Common stock
  • $250Surplus
  • $77,676Undivided profits
  • Memoranda
  • $178Noncurrent loans and leases
  • $39,104Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $50Earning assets
  • $0Long-term assets (5+ years)
  • $1,440Average Assets, year-to-date
  • $346,206Average Assets, quarterly
  • $71,786Volatile liabilities
  • $369,380Insider loans
  • $392,648FHLB advances
  • $82,969Loans and leases held for sale
  • $5,837Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $39,104Total unused commitments
  • $0Restructured Loans and leases
  • $2,582Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $737Total interest income
  • $259Total interest expense
  • $478Net interest income
  • $0Provision for loan and lease losses
  • $102Total noninterest income
  • $0Fiduciary activities
  • $66Service charges on deposit accounts
  • $0Trading account gains & fees
  • $36Additional noninterest income
  • $497Total noninterest expense
  • $272Salaries and employee benefits
  • $88Premises and equipment expense
  • $137Additional noninterest expense
  • $83Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $83Income before extraordinary items
  • $0Extraordinary gains - net
  • $83Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.22%Yield on earning assets
  • 0.08%Cost of funding earning assets
  • 0.15%Net interest margin
  • 0.03%Noninterest income to earning assets
  • 0.15%Noninterest expense to earning assets
  • 0.02%Net operating income to assets
  • 0.02%Return on assets (ROA)
  • 0.02%Pretax return on assets
  • 0.22%Return on equity (ROE)
  • 0.22%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 85,690Assets per employee
  • 4.30%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.15%Loss allowance to noncurrent loans
  • 5164.00%Noncurrent assets plus other real estate owned to assets
  • 0.03%Noncurrent loans to loans
  • 0.02%Net loans and leases to deposits
  • 64.39%Net loans and leases to core deposits
  • 83.62%Equity capital to assets
  • 18.15%Core capital (leverage) ratio
  • 8.97%Tier 1 risk-based capital ratio
  • 11.18%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $369,380Average earning assets
  • $36,965Average equity
  • $328,340Average loans

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