FDIC Certificate #: 18558 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The First National Bank and Trust Co., Chickasha, Oklahoma (#4062) Federal Reserve ID: 272254 Date Established: July 02, 1962 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 12446 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: July 02, 1962 Last Structure Change Effective Date: March 01, 2007 Last Structure Change Process Date: March 14, 2007 Last Data Update: March 14, 2007 Data Source Date: April 05, 2012
Location
Address: 201 West Main Street, Cyril, OK 73029 County: Caddo Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Oklahoma City Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $24.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2006)
Dollar figures in thousands
8Total employees (full-time equivalent)
$24,577Total assets
$204Cash and due from depository institutions
$0Interest-bearing balances
$9,349Securities
$7,474Federal funds sold & reverse repurchase agreements
$7,053Net loans & leases
$139Loan loss allowance
$0Trading account assets
$58Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$158Life insurance assets
$439All other assets
$24,577Total liabilities and capital
$21,245Total liabilities
$21,152Total deposits
$16,940Interest-bearing deposits
$21,152Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$31Other borrowed funds
$0Subordinated debt
$62All other liabilities
$3,332Total equity capital
$3,332Total bank equity capital
$3,332Perpetual preferred stock
$0Common stock
$300Surplus
$350Undivided profits
Memoranda
$2,682Noncurrent loans and leases
$498Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$20Earning assets
$0Long-term assets (5+ years)
$179Average Assets, year-to-date
$23,876Average Assets, quarterly
$911Volatile liabilities
$24,244Insider loans
$24,440FHLB advances
$3,065Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$498Total unused commitments
$0Restructured Loans and leases
$139Derivatives
Income and Expense (December 31, 2006)
Dollar figures in thousands
$1,311Total interest income
$518Total interest expense
$793Net interest income
$0Provision for loan and lease losses
$252Total noninterest income
$0Fiduciary activities
$101Service charges on deposit accounts
$0Trading account gains & fees
$151Additional noninterest income
$708Total noninterest expense
$455Salaries and employee benefits
$55Premises and equipment expense
$198Additional noninterest expense
$337Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$337Income before extraordinary items
$0Extraordinary gains - net
$337Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$345Net operating income
Performance and Condition Ratios (December 31, 2006)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.61%Yield on earning assets
2.22%Cost of funding earning assets
3.39%Net interest margin
1.08%Noninterest income to earning assets
3.03%Noninterest expense to earning assets
1.39%Net operating income to assets
1.39%Return on assets (ROA)
1.39%Pretax return on assets
9.92%Return on equity (ROE)
-0.24%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
67,751Assets per employee
3.07%Cash dividends to net income (YTD only)
Condition Ratios (%)
102.37%Loss allowance to loans
1.93%Loss allowance to noncurrent loans
695.00%Noncurrent assets plus other real estate owned to assets
0.08%Noncurrent loans to loans
0.28%Net loans and leases to deposits
33.34%Net loans and leases to core deposits
38.93%Equity capital to assets
13.56%Core capital (leverage) ratio
13.64%Tier 1 risk-based capital ratio
26.96%Total risk-based capital ratio
Memoranda
$28Average assets
$24,244Average earning assets
$3,398Average equity
$23,370Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Cyril State Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: