DACOTAH BANK in Rolla, North Dakota (ND)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 2005

  • DACOTAH BANK in Rolla, North Dakota (ND)
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DACOTAH BANK - Overview

  • General
  • FDIC Certificate #: 16168
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Dacotah Bank (#17437)
    Federal Reserve ID: 885458
    Date Established: January 01, 1888
    WWW: http://www.dacotahbank.com
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 10376
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 01, 1944
    Last Structure Change Effective Date: April 01, 2005
    Last Structure Change Process Date: July 11, 2005
    Last Data Update: July 11, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 15 Main Avenue East, Rolla, ND 58367
    County: Rolette
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Forks
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $126.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 54Total employees (full-time equivalent)
  • $124,913Total assets
  • $4,506Cash and due from depository institutions
  • $41Interest-bearing balances
  • $34,603Securities
  • $400Federal funds sold & reverse repurchase agreements
  • $75,592Net loans & leases
  • $1,178Loan loss allowance
  • $0Trading account assets
  • $5,206Bank premises and fixed assets
  • $146Other real estate owned
  • $1,910Goodwill and other intangibles
  • $0Life insurance assets
  • $2,550All other assets
  • $124,913Total liabilities and capital
  • $113,428Total liabilities
  • $106,216Total deposits
  • $92,616Interest-bearing deposits
  • $106,216Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $550Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,000Other borrowed funds
  • $0Subordinated debt
  • $662All other liabilities
  • $11,485Total equity capital
  • $11,485Total bank equity capital
  • $11,485Perpetual preferred stock
  • $0Common stock
  • $1,700Surplus
  • $6,857Undivided profits
  • Memoranda
  • $2,928Noncurrent loans and leases
  • $7,749Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $181Earning assets
  • $0Long-term assets (5+ years)
  • $1,047Average Assets, year-to-date
  • $110,636Average Assets, quarterly
  • $14,923Volatile liabilities
  • $116,603Insider loans
  • $123,016FHLB advances
  • $25,843Loans and leases held for sale
  • $345Unused loan commitments
  • $6,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $313Total risk weighted assets
  • $7,749Total unused commitments
  • $0Restructured Loans and leases
  • $1,094Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $5,488Total interest income
  • $1,601Total interest expense
  • $3,887Net interest income
  • $189Provision for loan and lease losses
  • $790Total noninterest income
  • $0Fiduciary activities
  • $336Service charges on deposit accounts
  • $0Trading account gains & fees
  • $454Additional noninterest income
  • $4,078Total noninterest expense
  • $2,148Salaries and employee benefits
  • $563Premises and equipment expense
  • $1,367Additional noninterest expense
  • $410Pre-tax net operating income
  • $0Securities gains (losses)
  • $141Applicable income taxes
  • $269Income before extraordinary items
  • $0Extraordinary gains - net
  • $269Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $131Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.29%Yield on earning assets
  • 1.54%Cost of funding earning assets
  • 3.75%Net interest margin
  • 0.76%Noninterest income to earning assets
  • 3.93%Noninterest expense to earning assets
  • 0.23%Net operating income to assets
  • 0.23%Return on assets (ROA)
  • 0.35%Pretax return on assets
  • 2.33%Return on equity (ROE)
  • 2.33%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 144.27%Credit loss provision to net charge-offs
  • 4.57%Efficiency ratio
  • 87,193Assets per employee
  • 2.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.53%Loss allowance to noncurrent loans
  • 650.83%Noncurrent assets plus other real estate owned to assets
  • 0.26%Noncurrent loans to loans
  • 0.24%Net loans and leases to deposits
  • 71.17%Net loans and leases to core deposits
  • 89.01%Equity capital to assets
  • 9.19%Core capital (leverage) ratio
  • 7.88%Tier 1 risk-based capital ratio
  • 11.02%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $116,603Average earning assets
  • $11,569Average equity
  • $103,667Average loans

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