DACOTAH BANK in city_name, state_name - Detailed Financial Reports, Location

DACOTAH BANK in Rolla, North Dakota (ND)
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DACOTAH BANK - Overview

General
FDIC Certificate #: 16168
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Dacotah Bank (#17437)
Federal Reserve ID: 885458
Date Established: January 01, 1888
WWW: http://www.dacotahbank.com
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 5 (Interstate: No)
FDIC's unique #: 10376
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: July 01, 1944
Last Structure Change Effective Date: April 01, 2005
Last Structure Change Process Date: July 11, 2005
Last Data Update: July 11, 2005
Data Source Date: April 05, 2012
Location
Address: 15 Main Avenue East, Rolla, ND 58367
County: Rolette
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Forks
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $126.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

Dollar figures in thousands
54Total employees (full-time equivalent)
$124,913Total assets
$4,506Cash and due from depository institutions
$41Interest-bearing balances
$34,603Securities
$400Federal funds sold & reverse repurchase agreements
$75,592Net loans & leases
$1,178Loan loss allowance
$0Trading account assets
$5,206Bank premises and fixed assets
$146Other real estate owned
$1,910Goodwill and other intangibles
$0Life insurance assets
$2,550All other assets
$124,913Total liabilities and capital
$113,428Total liabilities
$106,216Total deposits
$92,616Interest-bearing deposits
$106,216Deposits held in domestic offices
0.00%% insured (estimated)
$550Federal funds purchased & repurchase agreements
$0Trading liabilities
$6,000Other borrowed funds
$0Subordinated debt
$662All other liabilities
$11,485Total equity capital
$11,485Total bank equity capital
$11,485Perpetual preferred stock
$0Common stock
$1,700Surplus
$6,857Undivided profits
Memoranda
$2,928Noncurrent loans and leases
$7,749Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$181Earning assets
$0Long-term assets (5+ years)
$1,047Average Assets, year-to-date
$110,636Average Assets, quarterly
$14,923Volatile liabilities
$116,603Insider loans
$123,016FHLB advances
$25,843Loans and leases held for sale
$345Unused loan commitments
$6,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$313Total risk weighted assets
$7,749Total unused commitments
$0Restructured Loans and leases
$1,094Derivatives

Income and Expense (December 31, 2004)

Dollar figures in thousands
$5,488Total interest income
$1,601Total interest expense
$3,887Net interest income
$189Provision for loan and lease losses
$790Total noninterest income
$0Fiduciary activities
$336Service charges on deposit accounts
$0Trading account gains & fees
$454Additional noninterest income
$4,078Total noninterest expense
$2,148Salaries and employee benefits
$563Premises and equipment expense
$1,367Additional noninterest expense
$410Pre-tax net operating income
$0Securities gains (losses)
$141Applicable income taxes
$269Income before extraordinary items
$0Extraordinary gains - net
$269Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$131Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2004)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.29%Yield on earning assets
1.54%Cost of funding earning assets
3.75%Net interest margin
0.76%Noninterest income to earning assets
3.93%Noninterest expense to earning assets
0.23%Net operating income to assets
0.23%Return on assets (ROA)
0.35%Pretax return on assets
2.33%Return on equity (ROE)
2.33%Retained earnings to average equity (YTD only)
0.19%Net charge-offs to loans
144.27%Credit loss provision to net charge-offs
4.57%Efficiency ratio
87,193Assets per employee
2.31%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.53%Loss allowance to noncurrent loans
650.83%Noncurrent assets plus other real estate owned to assets
0.26%Noncurrent loans to loans
0.24%Net loans and leases to deposits
71.17%Net loans and leases to core deposits
89.01%Equity capital to assets
9.19%Core capital (leverage) ratio
7.88%Tier 1 risk-based capital ratio
11.02%Total risk-based capital ratio
Memoranda
$12Average assets
$116,603Average earning assets
$11,569Average equity
$103,667Average loans

DACOTAH BANK in Rolla, North Dakota (ND)
Overview, Financial Summary, Detailed Financial Reports, Branches

DACOTAH BANK - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

DACOTAH BANK in Rolla, North Dakota (ND)Overview, Financial Summary, Detailed Financial Reports, Branches

DACOTAH BANK - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

DACOTAH BANK in Rolla, North Dakota (ND)
Overview, Financial Summary, Detailed Financial Reports, Branches