Dayton State Bank in Dayton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 08, 2000

  • Dayton State Bank in Dayton, Texas (TX)
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Dayton State Bank - Overview

  • General
  • FDIC Certificate #: 9975
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Paradigm Bank Texas (#23168)
    Federal Reserve ID: 617453
    Date Established: March 07, 1907
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 6376
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 08, 2000
    Last Structure Change Process Date: Febuary 15, 2001
    Last Data Update: Febuary 15, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 106 North Main, Dayton, TX 77535
    County: Liberty
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $95.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 68Total employees (full-time equivalent)
  • $100,329Total assets
  • $9,144Cash and due from depository institutions
  • $0Interest-bearing balances
  • $31,290Securities
  • $6,225Federal funds sold & reverse repurchase agreements
  • $41,823Net loans & leases
  • $356Loan loss allowance
  • $0Trading account assets
  • $6,404Bank premises and fixed assets
  • $311Other real estate owned
  • $3,227Goodwill and other intangibles
  • $0Life insurance assets
  • $1,905All other assets
  • $100,329Total liabilities and capital
  • $88,337Total liabilities
  • $87,616Total deposits
  • $53,610Interest-bearing deposits
  • $87,616Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $721All other liabilities
  • $11,992Total equity capital
  • $11,992Total bank equity capital
  • $11,992Perpetual preferred stock
  • $0Common stock
  • $469Surplus
  • $11,586Undivided profits
  • Memoranda
  • $-63Noncurrent loans and leases
  • $1,963Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $400Earning assets
  • $304Long-term assets (5+ years)
  • $547Average Assets, year-to-date
  • $79,338Average Assets, quarterly
  • $28,734Volatile liabilities
  • $91,195Insider loans
  • $95,326FHLB advances
  • $4,876Loans and leases held for sale
  • $242Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,963Total unused commitments
  • $0Restructured Loans and leases
  • $356Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $598Total interest income
  • $178Total interest expense
  • $420Net interest income
  • $20Provision for loan and lease losses
  • $152Total noninterest income
  • $0Fiduciary activities
  • $117Service charges on deposit accounts
  • $0Trading account gains & fees
  • $35Additional noninterest income
  • $346Total noninterest expense
  • $136Salaries and employee benefits
  • $56Premises and equipment expense
  • $154Additional noninterest expense
  • $206Pre-tax net operating income
  • $0Securities gains (losses)
  • $68Applicable income taxes
  • $138Income before extraordinary items
  • $0Extraordinary gains - net
  • $138Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $167Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.74%Yield on earning assets
  • 0.22%Cost of funding earning assets
  • 0.52%Net interest margin
  • 0.19%Noninterest income to earning assets
  • 0.43%Noninterest expense to earning assets
  • 0.15%Net operating income to assets
  • 0.15%Return on assets (ROA)
  • 0.23%Pretax return on assets
  • 1.33%Return on equity (ROE)
  • 1.33%Retained earnings to average equity (YTD only)
  • 0.40%Net charge-offs to loans
  • 11.98%Credit loss provision to net charge-offs
  • 1.35%Efficiency ratio
  • 58,042Assets per employee
  • 1.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.84%Loss allowance to noncurrent loans
  • 89.00%Noncurrent assets plus other real estate owned to assets
  • 0.71%Noncurrent loans to loans
  • 0.95%Net loans and leases to deposits
  • 47.73%Net loans and leases to core deposits
  • 50.55%Equity capital to assets
  • 11.95%Core capital (leverage) ratio
  • 9.68%Tier 1 risk-based capital ratio
  • 16.41%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $91,195Average earning assets
  • $10,365Average equity
  • $80,732Average loans

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