De Witt Bank and Trust Company in De Witt, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

De Witt Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 1522
    Status: Active
    Federal Reserve ID: 460341
    Bank Holding Company (Regulatory Top Holder): Dbt Financial Corporation (RSSDID: 1139176, Location: Dewitt, AR)
    Date Established: January 01, 1929
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 1005
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 11, 2010
    Last Structure Change Process Date: September 28, 2010
    Last Data Update: September 28, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: Second And Jefferson Streets, De Witt, AR 72042
    County: Arkansas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $154.3 mil
    Equity capital: $21.4 mil
    Deposits held in domestic offices: $108.6 mil
    Return on assets (ROA): 1.22% ($1.9 mil)
    Quarterly return on assets: 1.29% ($2.0 mil)
    Return on Equity (ROE): 7.98% ($1.7 mil)
    Quarterly return on equity: 8.70% ($1.8 mil)
    Net income: $1.7 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.72% ($2,654.3 mil)
    Quarterly Pretax return on assets: 1.94% ($2,993.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $154,322Total assets
  • $11,761Cash and due from depository institutions
  • $9,127Interest-bearing balances
  • $82,387Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $48,194Net loans & leases
  • $4,110Loan loss allowance
  • $0Trading account assets
  • $885Bank premises and fixed assets
  • $2,096Other real estate owned
  • $2,155Goodwill and other intangibles
  • $154,322Life insurance assets
  • $6,844All other assets
  • $132,948Total liabilities and capital
  • $108,572Total liabilities
  • $91,413Total deposits
  • $108,572Interest-bearing deposits
  • $81Deposits held in domestic offices
  • 13200.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $10,247Trading liabilities
  • $0Other borrowed funds
  • $929Subordinated debt
  • $21,374All other liabilities
  • $21,374Total equity capital
  • $21,374Total bank equity capital
  • $0Perpetual preferred stock
  • $54Common stock
  • $10,232Surplus
  • $11,088Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,311Income earned, not collected on loans
  • $0Earning assets
  • $1,366Long-term assets (5+ years)
  • $139,708Average Assets, year-to-date
  • $61,638Average Assets, quarterly
  • $138,533Volatile liabilities
  • $146,177Insider loans
  • $91,260FHLB advances
  • $138,727Loans and leases held for sale
  • $1,208Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $18,971Tier 2 risk-based capital
  • $1,208Total risk weighted assets
  • $0Total unused commitments
  • $9,004Restructured Loans and leases
  • $1,690Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,867Total interest income
  • $1,308Total interest expense
  • $4,559Net interest income
  • $0Provision for loan and lease losses
  • $569Total noninterest income
  • $259Fiduciary activities
  • $137Service charges on deposit accounts
  • $0Trading account gains & fees
  • $173Additional noninterest income
  • $2,792Total noninterest expense
  • $1,591Salaries and employee benefits
  • $278Premises and equipment expense
  • $923Additional noninterest expense
  • $2,336Pre-tax net operating income
  • $48Securities gains (losses)
  • $688Applicable income taxes
  • $1,696Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,696Net income attributable to bank
  • $0Net charge-offs
  • $1,696Cash dividends
  • $371Sale, conversion, retirement of capital stock, net
  • $1,091Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.71%Yield on earning assets
  • 1.05%Cost of funding earning assets
  • 3.66%Net interest margin
  • 0.46%Noninterest income to earning assets
  • 2.24%Noninterest expense to earning assets
  • 1.20%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.72%Pretax return on assets
  • 7.98%Return on equity (ROE)
  • 2.85%Retained earnings to average equity (YTD only)
  • 0.63%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 6.30%Efficiency ratio
  • 53,783Assets per employee
  • 5.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 64.33%Loss allowance to loans
  • 7.86%Loss allowance to noncurrent loans
  • 313.50%Noncurrent assets plus other real estate owned to assets
  • 2.21%Noncurrent loans to loans
  • 2.51%Net loans and leases to deposits
  • 44.39%Net loans and leases to core deposits
  • 56.65%Equity capital to assets
  • 13.85%Core capital (leverage) ratio
  • 13.68%Tier 1 risk-based capital ratio
  • 20.79%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $138,533Average earning assets
  • $21,251Average equity
  • $124,618Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $46,086Managed Assets
  • 1Number of Accounts
  • $28,495Personal trust and agency accounts
  • $24,503Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $531Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $8Other fiduciary accounts
  • $3,348Fiduciary accounts held in foreign offices
  • $105Non-managed Assets
  • 112Number of Accounts
  • $0Personal trust and agency accounts
  • $531Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $17,591Other retirement accounts
  • $13,885Corporate trust and agency accounts
  • $398Other fiduciary accounts
  • $3,308Fiduciary accounts held in foreign offices

List of branches

  • 2 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01005De Witt Bank And Trust CompanySecond And Jefferson Streets, De Witt, AR 72042January 01, 1929Full Service Brick and Mortar
    213518Planters & Merchants Bank BranchMain And Third Streets, Gillett, AR 72055June 26, 1967Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with De Witt Bank and Trust Company.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents