De Witt Bank and Trust Company in city_name, state_name - Detailed Financial Reports, Location

De Witt Bank and Trust Company in De Witt, Arkansas (AR)
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De Witt Bank and Trust Company routing number info

De Witt Bank and Trust Company - Overview

General
FDIC Certificate #: 1522
Status: Active
Federal Reserve ID: 460341
Bank Holding Company (Regulatory Top Holder): Dbt Financial Corporation (RSSDID: 1139176, Location: Dewitt, AR)
Date Established: January 01, 1929
WWW: http://www.dewittbankandtrust.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 1005
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: September 11, 2010
Last Structure Change Process Date: September 28, 2010
Last Data Update: September 28, 2010
Data Source Date: April 05, 2012
Location
Address: Second And Jefferson Streets, De Witt, AR 72042
County: Arkansas
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
History of Changes
Participated in Absorption/Consolidation/Merger
Financial Summary
Total assets: $154.3 mil
Equity capital: $21.4 mil
Deposits held in domestic offices: $108.6 mil
Return on assets (ROA): 1.22% ($1.9 mil)
Quarterly return on assets: 1.29% ($2.0 mil)
Return on Equity (ROE): 7.98% ($1.7 mil)
Quarterly return on equity: 8.70% ($1.8 mil)
Net income: $1.7 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 1.72% ($2,654.3 mil)
Quarterly Pretax return on assets: 1.94% ($2,993.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
28Total employees (full-time equivalent)
$154,322Total assets
$11,761Cash and due from depository institutions
$9,127Interest-bearing balances
$82,387Securities
$0Federal funds sold & reverse repurchase agreements
$48,194Net loans & leases
$4,110Loan loss allowance
$0Trading account assets
$885Bank premises and fixed assets
$2,096Other real estate owned
$2,155Goodwill and other intangibles
$154,322Life insurance assets
$6,844All other assets
$132,948Total liabilities and capital
$108,572Total liabilities
$91,413Total deposits
$108,572Interest-bearing deposits
$81Deposits held in domestic offices
13200.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$10,247Trading liabilities
$0Other borrowed funds
$929Subordinated debt
$21,374All other liabilities
$21,374Total equity capital
$21,374Total bank equity capital
$0Perpetual preferred stock
$54Common stock
$10,232Surplus
$11,088Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,311Income earned, not collected on loans
$0Earning assets
$1,366Long-term assets (5+ years)
$139,708Average Assets, year-to-date
$61,638Average Assets, quarterly
$138,533Volatile liabilities
$146,177Insider loans
$91,260FHLB advances
$138,727Loans and leases held for sale
$1,208Unused loan commitments
$0Tier 1 (core) risk-based capital
$18,971Tier 2 risk-based capital
$1,208Total risk weighted assets
$0Total unused commitments
$9,004Restructured Loans and leases
$1,690Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,867Total interest income
$1,308Total interest expense
$4,559Net interest income
$0Provision for loan and lease losses
$569Total noninterest income
$259Fiduciary activities
$137Service charges on deposit accounts
$0Trading account gains & fees
$173Additional noninterest income
$2,792Total noninterest expense
$1,591Salaries and employee benefits
$278Premises and equipment expense
$923Additional noninterest expense
$2,336Pre-tax net operating income
$48Securities gains (losses)
$688Applicable income taxes
$1,696Income before extraordinary items
$0Extraordinary gains - net
$1,696Net income attributable to bank
$0Net charge-offs
$1,696Cash dividends
$371Sale, conversion, retirement of capital stock, net
$1,091Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.71%Yield on earning assets
1.05%Cost of funding earning assets
3.66%Net interest margin
0.46%Noninterest income to earning assets
2.24%Noninterest expense to earning assets
1.20%Net operating income to assets
1.22%Return on assets (ROA)
1.72%Pretax return on assets
7.98%Return on equity (ROE)
2.85%Retained earnings to average equity (YTD only)
0.63%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
6.30%Efficiency ratio
53,783Assets per employee
5.51%Cash dividends to net income (YTD only)
Condition Ratios (%)
64.33%Loss allowance to loans
7.86%Loss allowance to noncurrent loans
313.50%Noncurrent assets plus other real estate owned to assets
2.21%Noncurrent loans to loans
2.51%Net loans and leases to deposits
44.39%Net loans and leases to core deposits
56.65%Equity capital to assets
13.85%Core capital (leverage) ratio
13.68%Tier 1 risk-based capital ratio
20.79%Total risk-based capital ratio
Memoranda
$22Average assets
$138,533Average earning assets
$21,251Average equity
$124,618Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$46,086Managed Assets
1Number of Accounts
$28,495Personal trust and agency accounts
$24,503Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$531Corporate trust and agency accounts
$0Investment management agency accounts
$8Other fiduciary accounts
$3,348Fiduciary accounts held in foreign offices
$105Non-managed Assets
112Number of Accounts
$0Personal trust and agency accounts
$531Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$17,591Other retirement accounts
$13,885Corporate trust and agency accounts
$398Other fiduciary accounts
$3,308Fiduciary accounts held in foreign offices

List of branches

2 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	1005	De Witt Bank And Trust Company	Second And Jefferson Streets, De Witt, AR 72042	January 01, 1929	Full Service Brick and Mortar
2	13518	Planters & Merchants Bank Branch	Main And Third Streets, Gillett, AR 72055	June 26, 1967	Full Service Brick and Mortar

De Witt Bank and Trust Company in De Witt, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

De Witt Bank and Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

De Witt Bank and Trust Company in De Witt, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

De Witt Bank and Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

De Witt Bank and Trust Company in De Witt, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches