De Witt Bank and Trust Company in De Witt, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches


De Witt Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 1522
    Status: Active
    Federal Reserve ID: 460341
    Bank Holding Company (Regulatory Top Holder): Dbt Financial Corporation (RSSDID: 1139176, Location: Dewitt, AR)
    Date Established: January 01, 1929
    WWW: http://www.dewittbankandtrust.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 1005
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 11, 2010
    Last Structure Change Process Date: September 28, 2010
    Last Data Update: September 28, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: Second And Jefferson Streets, De Witt, AR 72042
    County: Arkansas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $154.3 mil
    Equity capital: $21.4 mil
    Deposits held in domestic offices: $108.6 mil
    Return on assets (ROA): 1.22% ($1.9 mil)
    Quarterly return on assets: 1.29% ($2.0 mil)
    Return on Equity (ROE): 7.98% ($1.7 mil)
    Quarterly return on equity: 8.70% ($1.8 mil)
    Net income: $1.7 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.72% ($2,654.3 mil)
    Quarterly Pretax return on assets: 1.94% ($2,993.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $154,322Total assets
  • $11,761Cash and due from depository institutions
  • $9,127Interest-bearing balances
  • $82,387Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $48,194Net loans & leases
  • $4,110Loan loss allowance
  • $0Trading account assets
  • $885Bank premises and fixed assets
  • $2,096Other real estate owned
  • $2,155Goodwill and other intangibles
  • $154,322Life insurance assets
  • $6,844All other assets
  • $132,948Total liabilities and capital
  • $108,572Total liabilities
  • $91,413Total deposits
  • $108,572Interest-bearing deposits
  • $81Deposits held in domestic offices
  • 13200.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $10,247Trading liabilities
  • $0Other borrowed funds
  • $929Subordinated debt
  • $21,374All other liabilities
  • $21,374Total equity capital
  • $21,374Total bank equity capital
  • $0Perpetual preferred stock
  • $54Common stock
  • $10,232Surplus
  • $11,088Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,311Income earned, not collected on loans
  • $0Earning assets
  • $1,366Long-term assets (5+ years)
  • $139,708Average Assets, year-to-date
  • $61,638Average Assets, quarterly
  • $138,533Volatile liabilities
  • $146,177Insider loans
  • $91,260FHLB advances
  • $138,727Loans and leases held for sale
  • $1,208Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $18,971Tier 2 risk-based capital
  • $1,208Total risk weighted assets
  • $0Total unused commitments
  • $9,004Restructured Loans and leases
  • $1,690Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,867Total interest income
  • $1,308Total interest expense
  • $4,559Net interest income
  • $0Provision for loan and lease losses
  • $569Total noninterest income
  • $259Fiduciary activities
  • $137Service charges on deposit accounts
  • $0Trading account gains & fees
  • $173Additional noninterest income
  • $2,792Total noninterest expense
  • $1,591Salaries and employee benefits
  • $278Premises and equipment expense
  • $923Additional noninterest expense
  • $2,336Pre-tax net operating income
  • $48Securities gains (losses)
  • $688Applicable income taxes
  • $1,696Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,696Net income attributable to bank
  • $0Net charge-offs
  • $1,696Cash dividends
  • $371Sale, conversion, retirement of capital stock, net
  • $1,091Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.71%Yield on earning assets
  • 1.05%Cost of funding earning assets
  • 3.66%Net interest margin
  • 0.46%Noninterest income to earning assets
  • 2.24%Noninterest expense to earning assets
  • 1.20%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.72%Pretax return on assets
  • 7.98%Return on equity (ROE)
  • 2.85%Retained earnings to average equity (YTD only)
  • 0.63%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 6.30%Efficiency ratio
  • 53,783Assets per employee
  • 5.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 64.33%Loss allowance to loans
  • 7.86%Loss allowance to noncurrent loans
  • 313.50%Noncurrent assets plus other real estate owned to assets
  • 2.21%Noncurrent loans to loans
  • 2.51%Net loans and leases to deposits
  • 44.39%Net loans and leases to core deposits
  • 56.65%Equity capital to assets
  • 13.85%Core capital (leverage) ratio
  • 13.68%Tier 1 risk-based capital ratio
  • 20.79%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $138,533Average earning assets
  • $21,251Average equity
  • $124,618Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $46,086Managed Assets
  • 1Number of Accounts
  • $28,495Personal trust and agency accounts
  • $24,503Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $531Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $8Other fiduciary accounts
  • $3,348Fiduciary accounts held in foreign offices
  • $105Non-managed Assets
  • 112Number of Accounts
  • $0Personal trust and agency accounts
  • $531Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $17,591Other retirement accounts
  • $13,885Corporate trust and agency accounts
  • $398Other fiduciary accounts
  • $3,308Fiduciary accounts held in foreign offices

List of branches

  • 2 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01005De Witt Bank And Trust CompanySecond And Jefferson Streets, De Witt, AR 72042January 01, 1929Full Service Brick and Mortar
    213518Planters & Merchants Bank BranchMain And Third Streets, Gillett, AR 72055June 26, 1967Full Service Brick and Mortar

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