Delaware Place Bank in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Delaware Place Bank in Chicago, Illinois (IL)
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Delaware Place Bank - Overview

  • General
  • FDIC Certificate #: 22370
    Status: Active
    Federal Reserve ID: 352035
    Bank Holding Company (Regulatory Top Holder): Chicago Shore Corporation (RSSDID: 2485076, Location: Chicago, IL)
    Date Established: November 23, 1976
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 15577
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 23, 1976
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 190 East Delaware Place, Chicago, IL 60611
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $252.4 mil
    Equity capital: $29.2 mil
    Deposits held in domestic offices: $217.9 mil
    Return on assets (ROA): 0.14% ($0.4 mil)
    Quarterly return on assets: 0.39% ($1.0 mil)
    Return on Equity (ROE): 1.25% ($0.4 mil)
    Quarterly return on equity: 3.42% ($1.0 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.23% ($580.6 mil)
    Quarterly Pretax return on assets: 0.64% ($1,615.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 29Total employees (full-time equivalent)
  • $252,432Total assets
  • $23,938Cash and due from depository institutions
  • $19,484Interest-bearing balances
  • $32,727Securities
  • $9,002Federal funds sold & reverse repurchase agreements
  • $165,769Net loans & leases
  • $3,418Loan loss allowance
  • $0Trading account assets
  • $6,523Bank premises and fixed assets
  • $4,867Other real estate owned
  • $2,748Goodwill and other intangibles
  • $252,432Life insurance assets
  • $6,858All other assets
  • $223,278Total liabilities and capital
  • $217,874Total liabilities
  • $184,741Total deposits
  • $217,874Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 3496.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,908Subordinated debt
  • $29,154All other liabilities
  • $29,154Total equity capital
  • $29,154Total bank equity capital
  • $0Perpetual preferred stock
  • $1,200Common stock
  • $21,585Surplus
  • $6,369Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,749Income earned, not collected on loans
  • $0Earning assets
  • $767Long-term assets (5+ years)
  • $226,982Average Assets, year-to-date
  • $53,471Average Assets, quarterly
  • $258,377Volatile liabilities
  • $251,270Insider loans
  • $193,915FHLB advances
  • $248,729Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $26,677Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $24,815Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $11,058Total interest income
  • $1,776Total interest expense
  • $9,282Net interest income
  • $902Provision for loan and lease losses
  • -$87Total noninterest income
  • $0Fiduciary activities
  • $396Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$483Additional noninterest income
  • $7,718Total noninterest expense
  • $3,683Salaries and employee benefits
  • $700Premises and equipment expense
  • $3,335Additional noninterest expense
  • $575Pre-tax net operating income
  • $13Securities gains (losses)
  • $227Applicable income taxes
  • $361Income before extraordinary items
  • $0Extraordinary gains - net
  • $361Net income attributable to bank
  • $0Net charge-offs
  • $361Cash dividends
  • $3,939Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.68%Yield on earning assets
  • 0.75%Cost of funding earning assets
  • 3.93%Net interest margin
  • -0.04%Noninterest income to earning assets
  • 3.27%Noninterest expense to earning assets
  • 0.14%Net operating income to assets
  • 0.14%Return on assets (ROA)
  • 0.23%Pretax return on assets
  • 1.25%Return on equity (ROE)
  • 1.25%Retained earnings to average equity (YTD only)
  • 2.39%Net charge-offs to loans
  • 22.90%Credit loss provision to net charge-offs
  • 0.37%Efficiency ratio
  • 83,937Assets per employee
  • 8.70%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.02%Loss allowance to noncurrent loans
  • 59.45%Noncurrent assets plus other real estate owned to assets
  • 4.21%Noncurrent loans to loans
  • 3.40%Net loans and leases to deposits
  • 76.08%Net loans and leases to core deposits
  • 87.19%Equity capital to assets
  • 11.55%Core capital (leverage) ratio
  • 10.73%Tier 1 risk-based capital ratio
  • 13.76%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $258,377Average earning assets
  • $28,859Average equity
  • $236,147Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    015577Delaware Place Bank190 East Delaware Place, Chicago, IL 60611November 23, 1976Full Service Brick and Mortar

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