Douglas County Bank in Ava, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 22, 1996

  • Douglas County Bank in Ava, Missouri (MO)
  • Show street view No street view available for this location

Douglas County Bank - Overview

  • General
  • FDIC Certificate #: 24113
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Century Bank of the Ozarks (#8296)
    Federal Reserve ID: 812744
    Date Established: October 26, 1982
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 16811
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 26, 1982
    Last Structure Change Effective Date: November 22, 1996
    Last Structure Change Process Date: December 02, 1996
    Last Data Update: December 02, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 1004 N.W. Twelfth Street, Ava, MO 65608
    County: Douglas
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $33.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $15Total assets
  • $33,314Cash and due from depository institutions
  • $1,233Interest-bearing balances
  • $100Securities
  • $11,498Federal funds sold & reverse repurchase agreements
  • $2,150Net loans & leases
  • $15,900Loan loss allowance
  • $229Trading account assets
  • $0Bank premises and fixed assets
  • $975Other real estate owned
  • $0Goodwill and other intangibles
  • $484Life insurance assets
  • $1,074All other assets
  • $0Total liabilities and capital
  • $33,314Total liabilities
  • $29,358Total deposits
  • $27,578Interest-bearing deposits
  • $25,458Deposits held in domestic offices
  • 27578.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $1,370Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $410Total equity capital
  • $410Total bank equity capital
  • $3,956Perpetual preferred stock
  • $0Common stock
  • $731Surplus
  • $2,952Undivided profits
  • Memoranda
  • $273Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $66Income earned, not collected on loans
  • $196Earning assets
  • $29,648Long-term assets (5+ years)
  • $1,133Average Assets, year-to-date
  • $31,094Average Assets, quarterly
  • $32,226Volatile liabilities
  • $3,452Insider loans
  • $32FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,209Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,777Total risk weighted assets
  • $16,154Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,556Total interest expense
  • $774Net interest income
  • $782Provision for loan and lease losses
  • $11Total noninterest income
  • $76Fiduciary activities
  • $0Service charges on deposit accounts
  • $59Trading account gains & fees
  • $0Additional noninterest income
  • $17Total noninterest expense
  • $545Salaries and employee benefits
  • $235Premises and equipment expense
  • $86Additional noninterest expense
  • $224Pre-tax net operating income
  • $302Securities gains (losses)
  • -$17Applicable income taxes
  • $117Income before extraordinary items
  • $168Extraordinary gains - net
  • $0Net income attributable to bank
  • $168Net charge-offs
  • $52Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.55%Cost of funding earning assets
  • 2.76%Net interest margin
  • 2.79%Noninterest income to earning assets
  • 0.27%Noninterest expense to earning assets
  • 1.94%Net operating income to assets
  • 0.58%Return on assets (ROA)
  • 0.54%Pretax return on assets
  • 0.92%Return on equity (ROE)
  • 5.22%Retained earnings to average equity (YTD only)
  • 5.22%Net charge-offs to loans
  • 0.31%Credit loss provision to net charge-offs
  • 21.15%Efficiency ratio
  • 57,576Assets per employee
  • 2.22%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.42%Loss allowance to noncurrent loans
  • 346.97%Noncurrent assets plus other real estate owned to assets
  • 0.20%Noncurrent loans to loans
  • 0.41%Net loans and leases to deposits
  • 57.65%Net loans and leases to core deposits
  • 62.36%Equity capital to assets
  • 11.87%Core capital (leverage) ratio
  • 9.06%Tier 1 risk-based capital ratio
  • 17.19%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $31,094Average earning assets
  • $3,217Average equity
  • $28,050Average loans

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