Douglas County Bank in Ava, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 22, 1996

Douglas County Bank in Ava, Missouri (MO)
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Douglas County Bank - Overview

General
FDIC Certificate #: 24113
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Century Bank of the Ozarks (#8296)
Federal Reserve ID: 812744
Date Established: October 26, 1982
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 1 (Interstate: No)
FDIC's unique #: 16811
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: October 26, 1982
Last Structure Change Effective Date: November 22, 1996
Last Structure Change Process Date: December 02, 1996
Last Data Update: December 02, 1996
Data Source Date: April 05, 2012
Location
Address: 1004 N.W. Twelfth Street, Ava, MO 65608
County: Douglas
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $33.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$15Total assets
$33,314Cash and due from depository institutions
$1,233Interest-bearing balances
$100Securities
$11,498Federal funds sold & reverse repurchase agreements
$2,150Net loans & leases
$15,900Loan loss allowance
$229Trading account assets
$0Bank premises and fixed assets
$975Other real estate owned
$0Goodwill and other intangibles
$484Life insurance assets
$1,074All other assets
$0Total liabilities and capital
$33,314Total liabilities
$29,358Total deposits
$27,578Interest-bearing deposits
$25,458Deposits held in domestic offices
27578.00%% insured (estimated)
$93Federal funds purchased & repurchase agreements
$1,370Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$410Total equity capital
$410Total bank equity capital
$3,956Perpetual preferred stock
$0Common stock
$731Surplus
$2,952Undivided profits
Memoranda
$273Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$66Income earned, not collected on loans
$196Earning assets
$29,648Long-term assets (5+ years)
$1,133Average Assets, year-to-date
$31,094Average Assets, quarterly
$32,226Volatile liabilities
$3,452Insider loans
$32FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,209Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,777Total risk weighted assets
$16,154Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$1,556Total interest expense
$774Net interest income
$782Provision for loan and lease losses
$11Total noninterest income
$76Fiduciary activities
$0Service charges on deposit accounts
$59Trading account gains & fees
$0Additional noninterest income
$17Total noninterest expense
$545Salaries and employee benefits
$235Premises and equipment expense
$86Additional noninterest expense
$224Pre-tax net operating income
$302Securities gains (losses)
-$17Applicable income taxes
$117Income before extraordinary items
$168Extraordinary gains - net
$0Net income attributable to bank
$168Net charge-offs
$52Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
5.55%Cost of funding earning assets
2.76%Net interest margin
2.79%Noninterest income to earning assets
0.27%Noninterest expense to earning assets
1.94%Net operating income to assets
0.58%Return on assets (ROA)
0.54%Pretax return on assets
0.92%Return on equity (ROE)
5.22%Retained earnings to average equity (YTD only)
5.22%Net charge-offs to loans
0.31%Credit loss provision to net charge-offs
21.15%Efficiency ratio
57,576Assets per employee
2.22%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.42%Loss allowance to noncurrent loans
346.97%Noncurrent assets plus other real estate owned to assets
0.20%Noncurrent loans to loans
0.41%Net loans and leases to deposits
57.65%Net loans and leases to core deposits
62.36%Equity capital to assets
11.87%Core capital (leverage) ratio
9.06%Tier 1 risk-based capital ratio
17.19%Total risk-based capital ratio
Memoranda
$18Average assets
$31,094Average earning assets
$3,217Average equity
$28,050Average loans

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