Duchesne Bank in St. Peters, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 11, 1998

  • Duchesne Bank in St. Peters, Missouri (MO)
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Duchesne Bank - Overview

  • General
  • FDIC Certificate #: 27481
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Lindell Bank & Trust Company (#1073)
    Federal Reserve ID: 1368686
    Date Established: March 30, 1989
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 40098
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 30, 1989
    Last Structure Change Effective Date: September 11, 1998
    Last Structure Change Process Date: September 23, 1998
    Last Data Update: September 23, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 5500 Mexico Road, St. Peters, MO 63376
    County: St. Charles
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $107.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $99,007Total assets
  • $3,221Cash and due from depository institutions
  • $197Interest-bearing balances
  • $21,150Securities
  • $3,320Federal funds sold & reverse repurchase agreements
  • $68,353Net loans & leases
  • $1,227Loan loss allowance
  • $0Trading account assets
  • $1,937Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,026All other assets
  • $99,007Total liabilities and capital
  • $90,884Total liabilities
  • $90,309Total deposits
  • $73,749Interest-bearing deposits
  • $90,309Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $575All other liabilities
  • $8,123Total equity capital
  • $8,123Total bank equity capital
  • $8,123Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $2,420Undivided profits
  • Memoranda
  • $3,703Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $128Earning assets
  • $0Long-term assets (5+ years)
  • $356Average Assets, year-to-date
  • $93,020Average Assets, quarterly
  • $1,071Volatile liabilities
  • $93,271Insider loans
  • $99,032FHLB advances
  • $11,193Loans and leases held for sale
  • $401Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $17,181Total unused commitments
  • $0Restructured Loans and leases
  • $72,342Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $7,787Total interest income
  • $3,585Total interest expense
  • $4,202Net interest income
  • $228Provision for loan and lease losses
  • $237Total noninterest income
  • $0Fiduciary activities
  • $160Service charges on deposit accounts
  • $0Trading account gains & fees
  • $77Additional noninterest income
  • $2,159Total noninterest expense
  • $1,157Salaries and employee benefits
  • $247Premises and equipment expense
  • $755Additional noninterest expense
  • $2,052Pre-tax net operating income
  • $0Securities gains (losses)
  • $771Applicable income taxes
  • $1,281Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,281Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $8Sale, conversion, retirement of capital stock, net
  • $550Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.94%Yield on earning assets
  • 4.12%Cost of funding earning assets
  • 4.82%Net interest margin
  • 0.27%Noninterest income to earning assets
  • 2.48%Noninterest expense to earning assets
  • 1.37%Net operating income to assets
  • 1.37%Return on assets (ROA)
  • 2.20%Pretax return on assets
  • 16.74%Return on equity (ROE)
  • 9.55%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 2850.00%Credit loss provision to net charge-offs
  • 285.00%Efficiency ratio
  • 48,637Assets per employee
  • 3.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 42.94%Loss allowance to loans
  • 1.76%Loss allowance to noncurrent loans
  • 958.59%Noncurrent assets plus other real estate owned to assets
  • 0.13%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 75.69%Net loans and leases to core deposits
  • 86.40%Equity capital to assets
  • 8.20%Core capital (leverage) ratio
  • 8.01%Tier 1 risk-based capital ratio
  • 11.18%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $93,271Average earning assets
  • $7,652Average equity
  • $87,103Average loans

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