East Bridgewater Co-operative Bank in East Bridgewater, Massachusetts (MA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 09, 1999

  • East Bridgewater Co-operative Bank in East Bridgewater, Massachusetts (MA)
  • Show street view No street view available for this location

East Bridgewater Co-operative Bank - Overview

  • General
  • FDIC Certificate #: 26661
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: S-Bank (#26575)
    Federal Reserve ID: 955874
    Date Established: January 01, 1913
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 35394
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 01, 1986
    Last Structure Change Effective Date: August 09, 1999
    Last Structure Change Process Date: August 20, 1999
    Last Data Update: August 20, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 6 Central Street, East Bridgewater, MA 2333
    County: Plymouth
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: South Boston
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Brockton, MA (#1200)
    Consolidated Metropolitan Statistical Area (CMSA): Boston-Worcester-Lawrence, MA-NH-ME-CT (#7)
    Combined Statistical Area (CSA): Boston-Worcester-Manchester, MA-RI-NH (#148)
    Core Based Statistical Area (CBSA): Boston-Cambridge-Quincy, MA-NH (#14460)
    CBSA Metro Statistical Area: Boston-Cambridge-Quincy, MA-NH (#14460)
    Core Based Statistical Division: Boston-Quincy, MA (#14484)
  • Financial Summary
  • Total assets: $11.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $10,801Total assets
  • $790Cash and due from depository institutions
  • $0Interest-bearing balances
  • $1,539Securities
  • $1,375Federal funds sold & reverse repurchase agreements
  • $6,939Net loans & leases
  • $93Loan loss allowance
  • $0Trading account assets
  • $114Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $44All other assets
  • $10,801Total liabilities and capital
  • $10,117Total liabilities
  • $10,107Total deposits
  • $9,563Interest-bearing deposits
  • $10,107Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $10All other liabilities
  • $684Total equity capital
  • $684Total bank equity capital
  • $684Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $684Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $40Earning assets
  • $0Long-term assets (5+ years)
  • $25Average Assets, year-to-date
  • $9,853Average Assets, quarterly
  • $1,659Volatile liabilities
  • $10,005Insider loans
  • $10,589FHLB advances
  • $630Loans and leases held for sale
  • $490Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $442Total unused commitments
  • $0Restructured Loans and leases
  • $6,136Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $662Total interest income
  • $284Total interest expense
  • $378Net interest income
  • $1Provision for loan and lease losses
  • $20Total noninterest income
  • $0Fiduciary activities
  • $12Service charges on deposit accounts
  • $0Trading account gains & fees
  • $8Additional noninterest income
  • $376Total noninterest expense
  • $217Salaries and employee benefits
  • $61Premises and equipment expense
  • $98Additional noninterest expense
  • $21Pre-tax net operating income
  • $0Securities gains (losses)
  • $11Applicable income taxes
  • $10Income before extraordinary items
  • $0Extraordinary gains - net
  • $10Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$7Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.20%Yield on earning assets
  • 3.09%Cost of funding earning assets
  • 4.11%Net interest margin
  • 0.22%Noninterest income to earning assets
  • 4.09%Noninterest expense to earning assets
  • 0.10%Net operating income to assets
  • 0.10%Return on assets (ROA)
  • 0.21%Pretax return on assets
  • 1.48%Return on equity (ROE)
  • 1.48%Retained earnings to average equity (YTD only)
  • -0.10%Net charge-offs to loans
  • -14.29%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 94,472Assets per employee
  • 1.54%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.32%Loss allowance to noncurrent loans
  • 232.50%Noncurrent assets plus other real estate owned to assets
  • 0.37%Noncurrent loans to loans
  • 0.57%Net loans and leases to deposits
  • 68.66%Net loans and leases to core deposits
  • 73.22%Equity capital to assets
  • 6.33%Core capital (leverage) ratio
  • 6.45%Tier 1 risk-based capital ratio
  • 11.15%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $10,005Average earning assets
  • $677Average equity
  • $9,197Average loans

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