EdgeMark Bank - Lombard in Lombard, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 14, 1994

  • EdgeMark Bank - Lombard in Lombard, Illinois (IL)
  • Show street view No street view available for this location

EdgeMark Bank - Lombard - Overview

  • General
  • FDIC Certificate #: 16322
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Old Kent Bank (#915)
    Federal Reserve ID: 498933
    Date Established: October 13, 1945
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 10509
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 13, 1945
    Last Structure Change Effective Date: October 14, 1994
    Last Structure Change Process Date: November 29, 1994
    Last Data Update: November 29, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 211 West St. Charles Road, Lombard, IL 60148
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $123.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $47Total assets
  • $115,131Cash and due from depository institutions
  • $5,982Interest-bearing balances
  • $0Securities
  • $20,186Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $84,102Loan loss allowance
  • $1,074Trading account assets
  • $0Bank premises and fixed assets
  • $2,084Other real estate owned
  • $1,075Goodwill and other intangibles
  • $1,702Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $115,131Total liabilities
  • $108,558Total deposits
  • $103,468Interest-bearing deposits
  • $84,615Deposits held in domestic offices
  • 103468.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $1,880Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $3,210Total equity capital
  • $3,210Total bank equity capital
  • $6,573Perpetual preferred stock
  • $0Common stock
  • $1,500Surplus
  • $1,583Undivided profits
  • Memoranda
  • $3,490Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $343Income earned, not collected on loans
  • $281Earning assets
  • $104,288Long-term assets (5+ years)
  • $31,036Average Assets, year-to-date
  • $108,429Average Assets, quarterly
  • $112,082Volatile liabilities
  • $5,264Insider loans
  • $1,036FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $30,140Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,573Total risk weighted assets
  • $70,123Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,628Total interest expense
  • $2,501Net interest income
  • $5,127Provision for loan and lease losses
  • $419Total noninterest income
  • $6,809Fiduciary activities
  • $0Service charges on deposit accounts
  • $492Trading account gains & fees
  • $0Additional noninterest income
  • $6,317Total noninterest expense
  • $7,854Salaries and employee benefits
  • $4,281Premises and equipment expense
  • $692Additional noninterest expense
  • $2,881Pre-tax net operating income
  • $3,663Securities gains (losses)
  • -$3Applicable income taxes
  • $1,274Income before extraordinary items
  • $2,386Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,386Net charge-offs
  • $93Cash dividends
  • $1,735Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.68%Cost of funding earning assets
  • 2.52%Net interest margin
  • 5.16%Noninterest income to earning assets
  • 6.86%Noninterest expense to earning assets
  • 7.91%Net operating income to assets
  • 2.20%Return on assets (ROA)
  • 2.20%Pretax return on assets
  • 3.38%Return on equity (ROE)
  • 37.94%Retained earnings to average equity (YTD only)
  • 10.35%Net charge-offs to loans
  • 0.12%Credit loss provision to net charge-offs
  • 450.54%Efficiency ratio
  • 65,801Assets per employee
  • 2.45%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 72.72%Loss allowance to loans
  • 1.26%Loss allowance to noncurrent loans
  • 313.12%Noncurrent assets plus other real estate owned to assets
  • 1.23%Noncurrent loans to loans
  • 0.40%Net loans and leases to deposits
  • 81.28%Net loans and leases to core deposits
  • 84.03%Equity capital to assets
  • 5.71%Core capital (leverage) ratio
  • 5.71%Tier 1 risk-based capital ratio
  • 9.37%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $108,429Average earning assets
  • $6,288Average equity
  • $99,292Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with EdgeMark Bank - Lombard.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents