Ellenville National Bank in Ellenville, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 14, 2004

  • Ellenville National Bank in Ellenville, New York (NY)
  • Show street view No street view available for this location

Ellenville National Bank - Overview

  • General
  • FDIC Certificate #: 17703
    Status: Inactive
    Closing history: Absorption - Without Assistance
    Acquiring institution: Provident Bank (#30337)
    Federal Reserve ID: 751302
    Date Established: December 20, 1956
    WWW: http://www.enbebank.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    OTS Docket #: 13815
    FDIC's unique #: 11663
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: December 20, 1956
    Last Structure Change Effective Date: January 14, 2004
    Last Structure Change Process Date: January 29, 2004
    Last Data Update: January 29, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 70 Canal Street, Ellenville, NY 12428
    County: Ulster
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Syracuse
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): Kingston, NY (#28740)
    CBSA Metro Statistical Area: Kingston, NY (#28740)
  • Financial Summary
  • Total assets: $361.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 125Total employees (full-time equivalent)
  • $361,791Total assets
  • $19,005Cash and due from depository institutions
  • $35Interest-bearing balances
  • $115,225Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $217,118Net loans & leases
  • $2,757Loan loss allowance
  • $0Trading account assets
  • $6,258Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $4,185All other assets
  • $361,791Total liabilities and capital
  • $334,037Total liabilities
  • $326,406Total deposits
  • $239,958Interest-bearing deposits
  • $326,406Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $5,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $2,631All other liabilities
  • $27,754Total equity capital
  • $27,754Total bank equity capital
  • $27,754Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $400Undivided profits
  • Memoranda
  • $26,954Noncurrent loans and leases
  • $58,193Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,770Earning assets
  • $0Long-term assets (5+ years)
  • $1,809Average Assets, year-to-date
  • $332,378Average Assets, quarterly
  • $179,463Volatile liabilities
  • $339,090Insider loans
  • $359,512FHLB advances
  • $55,662Loans and leases held for sale
  • $1,833Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $58,193Total unused commitments
  • $0Restructured Loans and leases
  • $2,757Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $20,021Total interest income
  • $3,889Total interest expense
  • $16,132Net interest income
  • $620Provision for loan and lease losses
  • $2,412Total noninterest income
  • $0Fiduciary activities
  • $1,966Service charges on deposit accounts
  • $0Trading account gains & fees
  • $446Additional noninterest income
  • $11,446Total noninterest expense
  • $7,056Salaries and employee benefits
  • $1,748Premises and equipment expense
  • $2,642Additional noninterest expense
  • $6,478Pre-tax net operating income
  • $22Securities gains (losses)
  • $2,240Applicable income taxes
  • $4,260Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,260Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $177Sale, conversion, retirement of capital stock, net
  • $3,022Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.39%Yield on earning assets
  • 1.24%Cost of funding earning assets
  • 5.15%Net interest margin
  • 0.77%Noninterest income to earning assets
  • 3.65%Noninterest expense to earning assets
  • 1.25%Net operating income to assets
  • 1.26%Return on assets (ROA)
  • 1.92%Pretax return on assets
  • 14.82%Return on equity (ROE)
  • 4.31%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 350.28%Credit loss provision to net charge-offs
  • 40.10%Efficiency ratio
  • 61,723Assets per employee
  • 2.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 70.94%Loss allowance to loans
  • 1.25%Loss allowance to noncurrent loans
  • 155.76%Noncurrent assets plus other real estate owned to assets
  • 0.49%Noncurrent loans to loans
  • 0.81%Net loans and leases to deposits
  • 66.52%Net loans and leases to core deposits
  • 78.74%Equity capital to assets
  • 7.67%Core capital (leverage) ratio
  • 7.84%Tier 1 risk-based capital ratio
  • 11.33%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $339,090Average earning assets
  • $28,744Average equity
  • $313,508Average loans

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Ellenville National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents