Elysian Bank in Elysian, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches


Elysian Bank - Overview

  • General
  • FDIC Certificate #: 10185
    Status: Active
    Federal Reserve ID: 13251
    Bank Holding Company (Regulatory Top Holder): Elysian, Inc. (RSSDID: 1128947, Location: Elysian, MN)
    Date Established: September 24, 1907
    WWW: http://www.elysianbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 6525
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 01, 2006
    Last Structure Change Process Date: July 20, 2009
    Last Data Update: July 20, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 121 East Main Street, Elysian, MN 56028
    County: Le Sueur
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Mankato
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $41.1 mil
    Equity capital: $3.8 mil
    Deposits held in domestic offices: $37.2 mil
    Return on assets (ROA): 0.44% ($0.2 mil)
    Quarterly return on assets: -3.28% (-$1.3 mil)
    Return on Equity (ROE): 4.64% ($0.2 mil)
    Quarterly return on equity: -33.99% (-$1.4 mil)
    Net income: $0.2 mil
    Quarterly Net income: -$0.3 mil
    Pretax return on assets: 0.44% ($180.8 mil)
    Quarterly Pretax return on assets: -3.28% (-$1,347.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $41,085Total assets
  • $13,660Cash and due from depository institutions
  • $10,117Interest-bearing balances
  • $4,871Securities
  • $2,579Federal funds sold & reverse repurchase agreements
  • $18,368Net loans & leases
  • $548Loan loss allowance
  • $0Trading account assets
  • $49Bank premises and fixed assets
  • $684Other real estate owned
  • $0Goodwill and other intangibles
  • $41,084Life insurance assets
  • $874All other assets
  • $37,324Total liabilities and capital
  • $37,176Total liabilities
  • $31,139Total deposits
  • $37,176Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $148Subordinated debt
  • $3,760All other liabilities
  • $3,760Total equity capital
  • $3,760Total bank equity capital
  • $0Perpetual preferred stock
  • $25Common stock
  • $1,725Surplus
  • $2,010Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,775Income earned, not collected on loans
  • $0Earning assets
  • $260Long-term assets (5+ years)
  • $35,935Average Assets, year-to-date
  • $90Average Assets, quarterly
  • $40,540Volatile liabilities
  • $40,679Insider loans
  • $23,514FHLB advances
  • $40,625Loans and leases held for sale
  • $321Unused loan commitments
  • $321Tier 1 (core) risk-based capital
  • $3,657Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $674Restructured Loans and leases
  • $152Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,720Total interest income
  • $274Total interest expense
  • $1,446Net interest income
  • $305Provision for loan and lease losses
  • $82Total noninterest income
  • $0Fiduciary activities
  • $30Service charges on deposit accounts
  • $0Trading account gains & fees
  • $52Additional noninterest income
  • $1,043Total noninterest expense
  • $652Salaries and employee benefits
  • $72Premises and equipment expense
  • $319Additional noninterest expense
  • $180Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $180Income before extraordinary items
  • $0Extraordinary gains - net
  • $180Net income attributable to bank
  • $0Net charge-offs
  • $180Cash dividends
  • $359Sale, conversion, retirement of capital stock, net
  • $205Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.74%Yield on earning assets
  • 0.75%Cost of funding earning assets
  • 3.98%Net interest margin
  • 0.23%Noninterest income to earning assets
  • 2.87%Noninterest expense to earning assets
  • 0.44%Net operating income to assets
  • 0.44%Return on assets (ROA)
  • 0.44%Pretax return on assets
  • 4.64%Return on equity (ROE)
  • -0.65%Retained earnings to average equity (YTD only)
  • 1.86%Net charge-offs to loans
  • 84.96%Credit loss provision to net charge-offs
  • 1.35%Efficiency ratio
  • 68,259Assets per employee
  • 5.14%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 113.89%Loss allowance to loans
  • 2.90%Loss allowance to noncurrent loans
  • 30.87%Noncurrent assets plus other real estate owned to assets
  • 5.99%Noncurrent loans to loans
  • 9.38%Net loans and leases to deposits
  • 49.41%Net loans and leases to core deposits
  • 50.15%Equity capital to assets
  • 9.15%Core capital (leverage) ratio
  • 9.00%Tier 1 risk-based capital ratio
  • 15.55%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $40,540Average earning assets
  • $3,876Average equity
  • $36,313Average loans

List of branches

  • 1 Minnesota Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06525Elysian Bank121 East Main Street, Elysian, MN 56028September 24, 1907Full Service Brick and Mortar

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