Emprise Bank in Iola, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 13, 2005

  • Emprise Bank in Iola, Kansas (KS)
  • Show street view No street view available for this location

Emprise Bank - Overview

  • General
  • FDIC Certificate #: 14463
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Emprise Bank (#4789)
    Federal Reserve ID: 756950
    Date Established: December 31, 1885
    WWW: http://www.emprisebank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    FDIC's unique #: 9035
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 14, 1934
    Last Structure Change Effective Date: May 13, 2005
    Last Structure Change Process Date: May 17, 2005
    Last Data Update: May 17, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 West Madison Street, Iola, KS 66749
    County: Allen
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $90.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $96,723Total assets
  • $5,686Cash and due from depository institutions
  • $49Interest-bearing balances
  • $9,009Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $75,371Net loans & leases
  • $746Loan loss allowance
  • $0Trading account assets
  • $1,324Bank premises and fixed assets
  • $37Other real estate owned
  • $3,664Goodwill and other intangibles
  • $0Life insurance assets
  • $1,632All other assets
  • $96,723Total liabilities and capital
  • $86,570Total liabilities
  • $82,368Total deposits
  • $69,083Interest-bearing deposits
  • $82,368Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,400Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $553Other borrowed funds
  • $0Subordinated debt
  • $249All other liabilities
  • $10,153Total equity capital
  • $10,153Total bank equity capital
  • $10,153Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $7,470Undivided profits
  • Memoranda
  • $1,683Noncurrent loans and leases
  • $5,196Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $345Earning assets
  • $0Long-term assets (5+ years)
  • $903Average Assets, year-to-date
  • $84,429Average Assets, quarterly
  • $18,483Volatile liabilities
  • $93,306Insider loans
  • $94,880FHLB advances
  • $6,310Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $12,000Total risk weighted assets
  • $5,196Total unused commitments
  • $0Restructured Loans and leases
  • $746Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $4,223Total interest income
  • $825Total interest expense
  • $3,398Net interest income
  • $21Provision for loan and lease losses
  • $793Total noninterest income
  • $0Fiduciary activities
  • $623Service charges on deposit accounts
  • $0Trading account gains & fees
  • $170Additional noninterest income
  • $3,035Total noninterest expense
  • $1,690Salaries and employee benefits
  • $388Premises and equipment expense
  • $957Additional noninterest expense
  • $1,135Pre-tax net operating income
  • $0Securities gains (losses)
  • $38Applicable income taxes
  • $1,097Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,097Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $77Sale, conversion, retirement of capital stock, net
  • $790Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.08%Yield on earning assets
  • 0.99%Cost of funding earning assets
  • 4.09%Net interest margin
  • 0.95%Noninterest income to earning assets
  • 3.65%Noninterest expense to earning assets
  • 1.18%Net operating income to assets
  • 1.18%Return on assets (ROA)
  • 1.22%Pretax return on assets
  • 10.95%Return on equity (ROE)
  • 3.06%Retained earnings to average equity (YTD only)
  • 0.11%Net charge-offs to loans
  • 27.27%Credit loss provision to net charge-offs
  • 15.01%Efficiency ratio
  • 71,272Assets per employee
  • 2.76%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 72.01%Loss allowance to loans
  • 0.98%Loss allowance to noncurrent loans
  • 216.23%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.45%Net loans and leases to deposits
  • 91.51%Net loans and leases to core deposits
  • 94.86%Equity capital to assets
  • 10.50%Core capital (leverage) ratio
  • 7.39%Tier 1 risk-based capital ratio
  • 10.07%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $93,306Average earning assets
  • $10,022Average equity
  • $83,087Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Emprise Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents