Emprise Bank National Association in Hays, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 17, 2004

  • Emprise Bank National Association in Hays, Kansas (KS)
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Emprise Bank National Association - Overview

  • General
  • FDIC Certificate #: 4684
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Emprise Bank (#4789)
    Federal Reserve ID: 675958
    Date Established: May 01, 1888
    WWW: http://www.emprise-hays.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    OTS Docket #: 16014
    FDIC's unique #: 3114
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 17, 2004
    Last Structure Change Process Date: September 21, 2004
    Last Data Update: September 21, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 1200 Main Street, Hays, KS 67601
    County: Ellis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Hays, KS (#25700)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $94.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 41Total employees (full-time equivalent)
  • $91,812Total assets
  • $3,982Cash and due from depository institutions
  • $135Interest-bearing balances
  • $20,641Securities
  • $4,360Federal funds sold & reverse repurchase agreements
  • $59,583Net loans & leases
  • $486Loan loss allowance
  • $0Trading account assets
  • $1,803Bank premises and fixed assets
  • $0Other real estate owned
  • $188Goodwill and other intangibles
  • $0Life insurance assets
  • $1,255All other assets
  • $91,812Total liabilities and capital
  • $84,195Total liabilities
  • $83,140Total deposits
  • $68,919Interest-bearing deposits
  • $83,140Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $857Other borrowed funds
  • $0Subordinated debt
  • $198All other liabilities
  • $7,617Total equity capital
  • $7,617Total bank equity capital
  • $7,617Perpetual preferred stock
  • $0Common stock
  • $1,150Surplus
  • $4,225Undivided profits
  • Memoranda
  • $2,242Noncurrent loans and leases
  • $7,273Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $80Earning assets
  • $68Long-term assets (5+ years)
  • $670Average Assets, year-to-date
  • $84,719Average Assets, quarterly
  • $2,137Volatile liabilities
  • $93,951Insider loans
  • $92,346FHLB advances
  • $5,550Loans and leases held for sale
  • $226Unused loan commitments
  • $857Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $10,615Total risk weighted assets
  • $7,273Total unused commitments
  • $0Restructured Loans and leases
  • $486Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $4,082Total interest income
  • $1,046Total interest expense
  • $3,036Net interest income
  • $7Provision for loan and lease losses
  • $849Total noninterest income
  • $123Fiduciary activities
  • $307Service charges on deposit accounts
  • $0Trading account gains & fees
  • $419Additional noninterest income
  • $2,784Total noninterest expense
  • $1,745Salaries and employee benefits
  • $217Premises and equipment expense
  • $822Additional noninterest expense
  • $1,094Pre-tax net operating income
  • $0Securities gains (losses)
  • $44Applicable income taxes
  • $1,050Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,050Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $17Sale, conversion, retirement of capital stock, net
  • $2,346Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.70%Yield on earning assets
  • 1.20%Cost of funding earning assets
  • 3.49%Net interest margin
  • 0.98%Noninterest income to earning assets
  • 3.20%Noninterest expense to earning assets
  • 1.12%Net operating income to assets
  • 1.12%Return on assets (ROA)
  • 1.16%Pretax return on assets
  • 12.23%Return on equity (ROE)
  • -15.10%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 41.18%Credit loss provision to net charge-offs
  • 64.76%Efficiency ratio
  • 71,660Assets per employee
  • 2.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 223.43%Loss allowance to loans
  • 0.81%Loss allowance to noncurrent loans
  • 607.50%Noncurrent assets plus other real estate owned to assets
  • 0.09%Noncurrent loans to loans
  • 0.13%Net loans and leases to deposits
  • 71.67%Net loans and leases to core deposits
  • 76.65%Equity capital to assets
  • 8.30%Core capital (leverage) ratio
  • 7.89%Tier 1 risk-based capital ratio
  • 13.48%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $93,951Average earning assets
  • $8,584Average equity
  • $86,883Average loans

Total Fiduciary and Related Assets (December 31, 2003)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $12,645Managed Assets
  • 1Number of Accounts
  • $11,711Personal trust and agency accounts
  • $10,686Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $287Corporate trust and agency accounts
  • $518Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $220Non-managed Assets
  • 32Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $934Other retirement accounts
  • $0Corporate trust and agency accounts
  • $418Other fiduciary accounts
  • $516Fiduciary accounts held in foreign offices

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