Emprise Bank, National Association in Hutchinson, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 31, 1994

  • Emprise Bank, National Association in Hutchinson, Kansas (KS)
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Emprise Bank, National Association - Overview

  • General
  • FDIC Certificate #: 4698
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank IV, National Association (#4800)
    Federal Reserve ID: 876054
    Date Established: August 07, 1915
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    FDIC's unique #: 3124
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 31, 1994
    Last Structure Change Process Date: June 13, 1994
    Last Data Update: June 13, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 20 West Second Street, Hutchinson, KS 67501
    County: Reno
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Hutchinson, KS (#26740)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $262.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $172Total assets
  • $268,450Cash and due from depository institutions
  • $15,620Interest-bearing balances
  • $0Securities
  • $64,621Federal funds sold & reverse repurchase agreements
  • $5,000Net loans & leases
  • $168,755Loan loss allowance
  • $2,161Trading account assets
  • $0Bank premises and fixed assets
  • $10,476Other real estate owned
  • $631Goodwill and other intangibles
  • $2,709Life insurance assets
  • $638All other assets
  • $0Total liabilities and capital
  • $268,450Total liabilities
  • $247,407Total deposits
  • $245,465Interest-bearing deposits
  • $200,085Deposits held in domestic offices
  • 245465.00%% insured (estimated)
  • $80Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,942Total equity capital
  • $1,942Total bank equity capital
  • $21,043Perpetual preferred stock
  • $0Common stock
  • $5,000Surplus
  • $11,780Undivided profits
  • Memoranda
  • $4,263Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $538Income earned, not collected on loans
  • $1,506Earning assets
  • $238,376Long-term assets (5+ years)
  • $5,521Average Assets, year-to-date
  • $253,830Average Assets, quarterly
  • $263,997Volatile liabilities
  • $26,014Insider loans
  • $2,461FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $55,715Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $20,405Total risk weighted assets
  • $192,500Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $17,235Total interest expense
  • $6,457Net interest income
  • $10,778Provision for loan and lease losses
  • $720Total noninterest income
  • $3,738Fiduciary activities
  • $1,192Service charges on deposit accounts
  • $1,689Trading account gains & fees
  • $0Additional noninterest income
  • $857Total noninterest expense
  • $11,097Salaries and employee benefits
  • $5,338Premises and equipment expense
  • $1,582Additional noninterest expense
  • $4,177Pre-tax net operating income
  • $2,699Securities gains (losses)
  • $15Applicable income taxes
  • $1,016Income before extraordinary items
  • $1,698Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,698Net charge-offs
  • $224Cash dividends
  • $1,350Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.81%Cost of funding earning assets
  • 2.92%Net interest margin
  • 4.88%Noninterest income to earning assets
  • 1.69%Noninterest expense to earning assets
  • 5.03%Net operating income to assets
  • 0.67%Return on assets (ROA)
  • 0.67%Pretax return on assets
  • 1.07%Return on equity (ROE)
  • 8.13%Retained earnings to average equity (YTD only)
  • 1.67%Net charge-offs to loans
  • 0.14%Credit loss provision to net charge-offs
  • 321.43%Efficiency ratio
  • 75,992Assets per employee
  • 1.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 79.51%Loss allowance to loans
  • 1.26%Loss allowance to noncurrent loans
  • 401.67%Noncurrent assets plus other real estate owned to assets
  • 0.44%Noncurrent loans to loans
  • 0.31%Net loans and leases to deposits
  • 68.75%Net loans and leases to core deposits
  • 76.90%Equity capital to assets
  • 7.84%Core capital (leverage) ratio
  • 7.57%Tier 1 risk-based capital ratio
  • 10.60%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $253,830Average earning assets
  • $20,877Average equity
  • $220,809Average loans

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