Enterprise Bank - Houston in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 03, 1995

  • Enterprise Bank - Houston in Houston, Texas (TX)
  • Show street view No street view available for this location

Enterprise Bank - Houston - Overview

  • General
  • FDIC Certificate #: 16486
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Sterling Bank (#21726)
    Federal Reserve ID: 84859
    Date Established: September 18, 1946
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 10648
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 18, 1946
    Last Structure Change Effective Date: January 03, 1995
    Last Structure Change Process Date: January 13, 1995
    Last Data Update: January 13, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 4600 Gulf Freeway, Houston, TX 77023
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $142.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $77Total assets
  • $142,018Cash and due from depository institutions
  • $13,743Interest-bearing balances
  • $100Securities
  • $42,926Federal funds sold & reverse repurchase agreements
  • $5,813Net loans & leases
  • $71,468Loan loss allowance
  • $1,744Trading account assets
  • $0Bank premises and fixed assets
  • $4,875Other real estate owned
  • $268Goodwill and other intangibles
  • $1,256Life insurance assets
  • $1,669All other assets
  • $0Total liabilities and capital
  • $142,018Total liabilities
  • $127,034Total deposits
  • $121,769Interest-bearing deposits
  • $81,516Deposits held in domestic offices
  • 121769.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $3,520Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,745Total equity capital
  • $1,745Total bank equity capital
  • $14,984Perpetual preferred stock
  • $0Common stock
  • $5,000Surplus
  • $5,500Undivided profits
  • Memoranda
  • $4,484Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,756Income earned, not collected on loans
  • $659Earning assets
  • $120,307Long-term assets (5+ years)
  • $22,990Average Assets, year-to-date
  • $141,751Average Assets, quarterly
  • $141,558Volatile liabilities
  • $13,726Insider loans
  • $407FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $7,443Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $13,354Total risk weighted assets
  • $87,949Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $9,174Total interest expense
  • $2,745Net interest income
  • $6,429Provision for loan and lease losses
  • $225Total noninterest income
  • $2,498Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,592Trading account gains & fees
  • $0Additional noninterest income
  • $906Total noninterest expense
  • $6,520Salaries and employee benefits
  • $3,315Premises and equipment expense
  • $960Additional noninterest expense
  • $2,245Pre-tax net operating income
  • $2,182Securities gains (losses)
  • $0Applicable income taxes
  • $655Income before extraordinary items
  • $1,527Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,527Net charge-offs
  • $19Cash dividends
  • $504Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.48%Cost of funding earning assets
  • 2.24%Net interest margin
  • 5.24%Noninterest income to earning assets
  • 2.04%Noninterest expense to earning assets
  • 5.31%Net operating income to assets
  • 1.08%Return on assets (ROA)
  • 1.08%Pretax return on assets
  • 1.54%Return on equity (ROE)
  • 10.56%Retained earnings to average equity (YTD only)
  • 7.07%Net charge-offs to loans
  • 0.03%Credit loss provision to net charge-offs
  • 1184.21%Efficiency ratio
  • 69,990Assets per employee
  • 1.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 33.01%Loss allowance to loans
  • 2.38%Loss allowance to noncurrent loans
  • 99.32%Noncurrent assets plus other real estate owned to assets
  • 1.43%Noncurrent loans to loans
  • 2.40%Net loans and leases to deposits
  • 58.69%Net loans and leases to core deposits
  • 64.06%Equity capital to assets
  • 10.55%Core capital (leverage) ratio
  • 9.46%Tier 1 risk-based capital ratio
  • 15.18%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $141,751Average earning assets
  • $14,464Average equity
  • $122,710Average loans

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