Enterprise Bank & Trust in North Kansas City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 07, 2006

  • Enterprise Bank & Trust in North Kansas City, Missouri (MO)
  • Show street view No street view available for this location

Enterprise Bank & Trust - Overview

  • General
  • FDIC Certificate #: 35446
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Enterprise Bank & Trust (#27237)
    Federal Reserve ID: 2855893
    Date Established: April 25, 2000
    WWW: http://www.northstarbankna.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    OTS Docket #: 17901
    FDIC's unique #: 80045
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 25, 2000
    Last Structure Change Effective Date: October 07, 2006
    Last Structure Change Process Date: November 09, 2006
    Last Data Update: November 09, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2005 North Burlington, North Kansas City, MO 64116
    County: Clay
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $194.0 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 47Total employees (full-time equivalent)
  • $192,285Total assets
  • $3,926Cash and due from depository institutions
  • $25Interest-bearing balances
  • $8,929Securities
  • $972Federal funds sold & reverse repurchase agreements
  • $171,954Net loans & leases
  • $2,195Loan loss allowance
  • $0Trading account assets
  • $1,297Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $5,207All other assets
  • $192,285Total liabilities and capital
  • $173,815Total liabilities
  • $164,508Total deposits
  • $146,212Interest-bearing deposits
  • $164,508Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,564Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,400Other borrowed funds
  • $0Subordinated debt
  • $1,343All other liabilities
  • $18,470Total equity capital
  • $18,470Total bank equity capital
  • $18,470Perpetual preferred stock
  • $0Common stock
  • $3,000Surplus
  • $16,075Undivided profits
  • Memoranda
  • $-605Noncurrent loans and leases
  • $37,216Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,671Earning assets
  • $0Long-term assets (5+ years)
  • $783Average Assets, year-to-date
  • $181,880Average Assets, quarterly
  • $1,322Volatile liabilities
  • $177,219Insider loans
  • $189,164FHLB advances
  • $89,607Loans and leases held for sale
  • $0Unused loan commitments
  • $6,400Tier 1 (core) risk-based capital
  • $2,770Tier 2 risk-based capital
  • $1,969Total risk weighted assets
  • $37,216Total unused commitments
  • $0Restructured Loans and leases
  • $2,195Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $11,536Total interest income
  • $5,231Total interest expense
  • $6,305Net interest income
  • $435Provision for loan and lease losses
  • $1,120Total noninterest income
  • $0Fiduciary activities
  • $286Service charges on deposit accounts
  • $0Trading account gains & fees
  • $834Additional noninterest income
  • $6,079Total noninterest expense
  • $3,246Salaries and employee benefits
  • $1,129Premises and equipment expense
  • $1,704Additional noninterest expense
  • $911Pre-tax net operating income
  • $0Securities gains (losses)
  • $274Applicable income taxes
  • $637Income before extraordinary items
  • $0Extraordinary gains - net
  • $637Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$59Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.89%Yield on earning assets
  • 3.12%Cost of funding earning assets
  • 3.77%Net interest margin
  • 0.67%Noninterest income to earning assets
  • 3.63%Noninterest expense to earning assets
  • 0.36%Net operating income to assets
  • 0.36%Return on assets (ROA)
  • 0.51%Pretax return on assets
  • 3.60%Return on equity (ROE)
  • 3.60%Retained earnings to average equity (YTD only)
  • -0.04%Net charge-offs to loans
  • -737.29%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 81,872Assets per employee
  • 4.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.26%Loss allowance to noncurrent loans
  • 82.18%Noncurrent assets plus other real estate owned to assets
  • 1.39%Noncurrent loans to loans
  • 1.53%Net loans and leases to deposits
  • 104.53%Net loans and leases to core deposits
  • 207.51%Equity capital to assets
  • 9.61%Core capital (leverage) ratio
  • 9.83%Tier 1 risk-based capital ratio
  • 9.96%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $177,219Average earning assets
  • $17,685Average equity
  • $167,461Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Enterprise Bank & Trust.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents