Evergreen Bank in city_name, state_name - Detailed Financial Reports, Location

Evergreen Bank in Albany, New York (NY)
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Evergreen Bank - Overview

General
FDIC Certificate #: 22629
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Evergreen Bank, National Association (#7073)
Federal Reserve ID: 240507
Date Established: April 01, 1978
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Interstate: No)
OTS Docket #: 9932
FDIC's unique #: 15787
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: April 01, 1978
Last Structure Change Effective Date: December 01, 1994
Last Structure Change Process Date: December 12, 1994
Last Data Update: December 12, 1994
Data Source Date: April 05, 2012
Location
Address: 125 State Street, Albany, NY 12207
County: Albany
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Syracuse
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Albany-Schenectady-Troy, NY (#160)
Combined Statistical Area (CSA): Albany-Schenectady-Amsterdam, NY (#104)
Core Based Statistical Area (CBSA): Albany-Schenectady-Troy, NY (#10580)
CBSA Metro Statistical Area: Albany-Schenectady-Troy, NY (#10580)
Financial Summary
Total assets: $92.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$26Total assets
$93,916Cash and due from depository institutions
$2,723Interest-bearing balances
$50Securities
$28,343Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$60,021Loan loss allowance
$1,117Trading account assets
$0Bank premises and fixed assets
$720Other real estate owned
$638Goodwill and other intangibles
$1,471Life insurance assets
$0All other assets
$0Total liabilities and capital
$93,916Total liabilities
$86,289Total deposits
$78,065Interest-bearing deposits
$68,714Deposits held in domestic offices
78065.00%% insured (estimated)
$82Federal funds purchased & repurchase agreements
$7,350Trading liabilities
$0Other borrowed funds
$400Subordinated debt
$0All other liabilities
$474Total equity capital
$474Total bank equity capital
$7,627Perpetual preferred stock
$0Common stock
$1,275Surplus
$2,449Undivided profits
Memoranda
$3,903Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,435Income earned, not collected on loans
$409Earning assets
$88,414Long-term assets (5+ years)
$31,474Average Assets, year-to-date
$95,664Average Assets, quarterly
$95,708Volatile liabilities
$11,194Insider loans
$4,446FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$6,104Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$7,627Total risk weighted assets
$64,322Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$7,020Total interest expense
$2,934Net interest income
$4,086Provision for loan and lease losses
$940Total noninterest income
$454Fiduciary activities
$0Service charges on deposit accounts
$268Trading account gains & fees
$0Additional noninterest income
$186Total noninterest expense
$2,505Salaries and employee benefits
$890Premises and equipment expense
$281Additional noninterest expense
$1,334Pre-tax net operating income
$1,095Securities gains (losses)
$0Applicable income taxes
$404Income before extraordinary items
$691Extraordinary gains - net
$0Net income attributable to bank
$691Net charge-offs
$660Cash dividends
$98Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.77%Cost of funding earning assets
3.25%Net interest margin
4.53%Noninterest income to earning assets
0.50%Noninterest expense to earning assets
2.77%Net operating income to assets
0.72%Return on assets (ROA)
0.72%Pretax return on assets
1.14%Return on equity (ROE)
9.52%Retained earnings to average equity (YTD only)
8.17%Net charge-offs to loans
1.08%Credit loss provision to net charge-offs
142.42%Efficiency ratio
55,176Assets per employee
3.61%Cash dividends to net income (YTD only)
Condition Ratios (%)
14.18%Loss allowance to loans
1.83%Loss allowance to noncurrent loans
77.84%Noncurrent assets plus other real estate owned to assets
2.21%Noncurrent loans to loans
2.35%Net loans and leases to deposits
76.89%Net loans and leases to core deposits
80.43%Equity capital to assets
8.12%Core capital (leverage) ratio
8.05%Tier 1 risk-based capital ratio
11.86%Total risk-based capital ratio
Memoranda
$13Average assets
$95,664Average earning assets
$7,256Average equity
$90,295Average loans

Evergreen Bank in Albany, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

Evergreen Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Evergreen Bank in Albany, New York (NY)Overview, Financial Summary, Detailed Financial Reports, Branches

Evergreen Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Evergreen Bank in Albany, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches