FDIC Certificate #: 8592 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The Morrill and Janes Bank and Trust Company (#1143) Federal Reserve ID: 895550 Date Established: May 01, 1895 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 5488 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: May 24, 2007 Last Structure Change Process Date: May 31, 2007 Last Data Update: May 31, 2007 Data Source Date: April 05, 2012
Location
Address: 614-616 State Street, Mound City, MO 64470 County: Holt Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $20.3 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2006)
Dollar figures in thousands
7Total employees (full-time equivalent)
$20,380Total assets
$966Cash and due from depository institutions
$0Interest-bearing balances
$6,960Securities
$2,932Federal funds sold & reverse repurchase agreements
$9,079Net loans & leases
$156Loan loss allowance
$0Trading account assets
$152Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$291All other assets
$20,380Total liabilities and capital
$16,833Total liabilities
$16,773Total deposits
$12,099Interest-bearing deposits
$16,773Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$60All other liabilities
$3,547Total equity capital
$3,547Total bank equity capital
$3,547Perpetual preferred stock
$0Common stock
$100Surplus
$400Undivided profits
Memoranda
$3,047Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$324Earning assets
$0Long-term assets (5+ years)
$278Average Assets, year-to-date
$18,971Average Assets, quarterly
$39Volatile liabilities
$19,601Insider loans
$19,420FHLB advances
$632Loans and leases held for sale
$65Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$144Derivatives
Income and Expense (December 31, 2006)
Dollar figures in thousands
$1,034Total interest income
$258Total interest expense
$776Net interest income
-$226Provision for loan and lease losses
$77Total noninterest income
$0Fiduciary activities
$59Service charges on deposit accounts
$0Trading account gains & fees
$18Additional noninterest income
$543Total noninterest expense
$339Salaries and employee benefits
$48Premises and equipment expense
$156Additional noninterest expense
$536Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$536Income before extraordinary items
$0Extraordinary gains - net
$536Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$25Sale, conversion, retirement of capital stock, net
$386Net operating income
Performance and Condition Ratios (December 31, 2006)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.64%Yield on earning assets
1.41%Cost of funding earning assets
4.23%Net interest margin
0.42%Noninterest income to earning assets
2.96%Noninterest expense to earning assets
2.73%Net operating income to assets
2.73%Return on assets (ROA)
2.73%Pretax return on assets
15.44%Return on equity (ROE)
4.32%Retained earnings to average equity (YTD only)
-0.29%Net charge-offs to loans
904.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
63,658Assets per employee
2.91%Cash dividends to net income (YTD only)
Condition Ratios (%)
72.01%Loss allowance to loans
1.69%Loss allowance to noncurrent loans
48.15%Noncurrent assets plus other real estate owned to assets
1.59%Noncurrent loans to loans
3.51%Net loans and leases to deposits
54.13%Net loans and leases to core deposits
56.25%Equity capital to assets
17.40%Core capital (leverage) ratio
17.96%Tier 1 risk-based capital ratio
30.59%Total risk-based capital ratio
Memoranda
$32Average assets
$19,601Average earning assets
$3,471Average equity
$18,327Average loans
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